a businessowners policy (bop) provides a broad package of coverages for small and medium-sized apartment buildings, offices, and retail stores. each policy includes mandatory property and liability coverages, and offers optional coverages.

To maintain a good credit score you must manage your debt wisely.

A credit score, which ranges from 300 to 850, represents a person's creditworthiness. The higher a borrower's score, the better they appear to prospective lenders.

A credit score is based on a person's credit history, including the number of open accounts, total amount of debt, history of repayment, and other elements. Lenders use credit ratings to assess the possibility that a borrower will make loan repayments on schedule.

There are numerous credit bureaus in the US, but only Equifax, Experian, and TransUnion are of significant national importance. These three companies control the industry for obtaining, analyzing, and sharing consumer data in the credit markets.

Financial institutions employ the credit score model that was developed by the Fair Isaac Corp., today known as FICO. The FICO Score is by far the most widely used credit rating system, although there are other ones as well. A person can raise their score in a number of ways, such as by making loan repayments on time and maintaining a modest debt load.

To learn more about the, credit score visit:

https://brainly.com/question/25668115

#SPJ4

Answer:

You have to understand that there were 2 perspectives of how to proceed after WWII, a meeting was planned which led to the Bretton Woods system

Explainanation:

Keynes- Plan (UK) vs. White-Plan (US $)

White: represented the new creditor of the world (US)

Eco. policy needs to target balance of payment, countries ensure balance of payment equilibrium. Employment comes second.

Adjustment mechanism: countries that have a current account surplus should not adjust. The debt countries should adjust, not the creditors (surplus countries). Exchange rate is not allowed to change. Restrictive social policy. → Burden in deficit countries

Keyne: “ represented the” old creditor of the world (UK) → both Surplus/Deficit countries must adjust so the burden should not fall on one country, to reduce balance of payment disequilibrium.  

(to reduce the disequilibria in the BoP both surplus countries and deficit countries need to adjust so the burden is split)  → 1.  Symmetric adjustment to reduce BoP disequilibrium

→ 2. There should be a scope for domestic policy in favor of employment programmes . Countries should be able to adjust their fiscal and monetary policies should be used to help employment after WWII. → Burden shared.

→ because WWII had happened in Europe, they needed reconstruction and as Keyne was british he wanted it too (symmetric adjustment).

White was American and as the WWII damage had not reached the US (creditor country), he did not see why the burden should be split, as it would be of disadvantage to the US because the creditor ones are highly competitive. (asymmetric adjustment).  He said that they have to target the BoP equilibrium as a mandate to prevent new economic catastrophes.

→ In conclusion White: burden shifts towards deficit countries and Keyne Burden shared between Surplus and Deficit countries.

--> Keynes wanted distribution How would they exactly move surpluses to countries with deficits? →  By taxing it away, what you need is an agreement, what is the mechanism.

Exception is the answer of the given statement.

The metrics you use to assess business-critical activities, objectives, or goals are known as KPIs, or key performance indicators. The term "key" in the statement denotes that they have a unique or important meaning. KPIs serve as measurable standards against predetermined objectives.

Metrics are frequently operational or tactical, but KPIs are strategic. Metrics are more basic indications that are unique to a department, whereas KPIs can be monitored by multiple departments that are working toward the same objective. Metrics provide your business activities perspective, whereas KPIs enable strategic decision-making.

To know more about KPI metric visit:

https://brainly.com/question/28557512

#SPJ4

The three software applications that you would have to make use of to manage the finances would be

This is the term that is used to refer to the software that was created as an accounting program that helps in  the assistance of accountants and book keepers in the recording and report of the financial transactions that have happened in a particular company. Three of the applications that can be used for this purpose has been listed.

Hence we would say that The three software applications that you would have to make use of to manage the finances would be

Read more on accounting software here:

https://brainly.com/question/24445434

#SPJ1

Answer:

Partnerships increase your lease of knowledge, expertise, and resources available to make better products and reach a greater audience. All of these put together along with 360-degree feedback can skyrocket your business to great heights. The right business partnership will enhance the ethos of your firm.

Explanation:

Hope it helps..

Since optimization is used to analyze​ people's choices and help them improve the outcomes of their​ choices, its normative only.

Normative usually means referring to an evaluative well-known. Normativity is the phenomenon in human societies of designating a few moves or consequences as good, suitable, or permissible, and others as awful, undesirable, or impermissible. A norm in this normative experience way a standard for comparing or making judgments approximately conduct or results.

Normative is occasionally also used, somewhat confusingly, to mean a descriptive general: doing what is generally completed or what most others are predicted to do in exercise. In this experience a norm is not evaluative, a foundation for judging behavior or consequences; it's miles virtually a reality or remark about conduct or effects, without judgment.

Learn more about Normative here: https://brainly.com/question/25870371

#SPJ4

Data visualization describes technologies that allow users to ""see"" or visualize data to transform information into a business perspective.

Definition of Data Visualization

Data visualisation is the representation of data through the use of common graphics, including infographics, charts, plots, and even animations. These informational visual representations make it easy to understand complex data relationships and data-driven conclusions. It's important to remember that not only data teams may employ data visualisation for a variety of purposes. Management employs it to convey organisational structure and hierarchy, while data scientists and analysts use it to identify and explain patterns and trends. Harvard Business Review divides data visualisation into four key categories: idea generation, idea illustration, visual discovery, and everyday data viz.

To learn more about data visualization

https://brainly.com/question/19566670
#SPJ4

The likelihood that political forces will cause drastic changes in a country's business environment and adversely affect the potential for a company to make a profit is called a political risk

Political risk is the risk that an investment's returns will suffer as a result of a country's political changes or instability. Changes in legislative bodies, government, other foreign policymakers, or military control could all result in investment return volatility. Political risk, also recognized as "geopolitical risk," becomes a greater factor as the investment time horizon lengthens. They are categorized as a type of jurisdiction risk.

To learn more about a political risk: brainly.com/question/15170396

#SPJ4

Globalization is the term used to describe the ongoing exchange of ideas, money, goods, services, artworks, and languages among nations and across cultures. it is used to describe how theatre productions can be created across international boundaries.

Globalization encourages many companies to specialize, grow their capital, improve their studies and development efforts, and assist them to innovate. It affords more employment opportunities, mainly within the export and import sectors.

Globalization consequences in improved exchange and lower costs. It heightens opposition within the domestic product, capital, and labor markets, in addition to among countries adopting different trade and funding strategies.

Globalization has added advantages in advanced international locations in addition to poor results. The high-quality effects include a variety of things which are training, alternate, era, opposition, investments and capital flows, employment, way of life, and organizational structure.

Learn more about Globalization here https://brainly.com/question/1083392

#SPJ4

Answer:

- Range for Users to modify (1)

-  Format Cells (2)

- Locked (3)

Explanation: Just took answered the question on edge. Trust

Answer:

the person above me is correct

Explanation:

This problem is a True statement.

What is code of ethics?

An organization or a person can utilize a code of ethics as a set of guidelines to assist them make decisions and discern between good and wrong. They offer a thorough understanding of the moral values upheld by a company or organization. If we wish to speak the truth, maintain our word, or assist a perfect stranger, we must act with integrity.

Therefore,

a code of ethics is an individual firm's behavior standard for employees. group of answer choices true false

This problem is a True statement.

To learn more about code of ethics from the given link:

https://brainly.com/question/24606527

#SPJ4

When the workers in a workshop encounter operating difficulties or breakdowns while handling their machinery, they seek the help of Drew, their floor manager, to fix or repair the machinery. In this scenario, Drew is carrying out the leadership role of a ​technical problem solver.

What does a floor manager do?

Floor Managers ensure that TV productions go according to plan and that everyone involved in the show (presenters, camera crew, guests and viewers) knows what to do and when to do it. On-site floor managers are called assistant directors.

What is a Floor Manager in Retail?

As a Floor Manager, you are responsible for the day-to-day management of your department or business in accordance with general company policy. The primary focus of every retail floor manager's job is to improve the commercial performance of the store by increasing sales and maximizing profitability.

Learn more about Floor Manager here:- https://brainly.com/question/16238569

#SPJ4

The tools that the systems analysts needs to be able to develop and also maintain large information systems are:

The information systems is the term that is used to describe the organizational systems that are used for the collection and the processing and distribution of information. These are the tools that are used in a lot of the aspects of human life.

Hence we would say that The tools that the systems analysts needs to be able to develop and also maintain large information systems are:

Read more on information systems here

https://brainly.com/question/25226643

#SPJ1

Under rent control, landlords can cease to be responsive to tenants' concerns about the quality of the housing because they become resigned to the fact that many of their apartments are going to be vacant at any given time.

While rent management seems to help current tenants in the quick run, in the end, it decreases affordability, fuels gentrification, and creates poor spillovers on the surrounding community.

This means that introduced controls can result in extra discrimination on several fronts among potential tenants. Tenants with especially low earning and low credit score ratings (or with dogs and kids) can count on their condominium alternatives to cut back extra than the renters with better incomes and credit score ratings.

Rent management has been proven to be a disincentive for development companies to construct new units in the vicinity. With less improvement, the call for for existing devices is going up, which means lower vacancy quotes and a larger pool of capability tenants.

Learn more about Rent management here: https://brainly.com/question/25443563

#SPJ4

According to the Question,

Loan amount = 300000 - 15000 = 285000

Periodic loan payments are made by

Periodic Payment = 285000 × ( 0.065/12 ) × (1 + ( 0.065 / 12 )² 360) / (1 + ( 0.065 / 12)² 360 - 1 )

= 1801.39

Monthly payment = $ 1801.39

Therefore the Correct Response is Option D

To Learn more about Monthly Payments, Click the links

https://brainly.com/question/14064255

https://brainly.com/question/26192602

#SPJ4

Correct Question - Suppose You Are Buying Your First Condo For $300,000, And You Will Make A $15,000 Down Payment. You Have Arranged To Finance The Remainder With A 30-Year, Monthly Payment, Amortized Mortgage At A 6.5% Nominal Interest Rate, With The First Payment Due In One Month. What Will Your Monthly Payments Be?

a. $2,215.71

b. $1,459.13

c. $1,369.06

d. $1,801.39

e. $2,179.69

Common resources are both rival in consumption and non-excludable.

Common resources are regarded as those resources which are rival in nature as the availability of these resources for one person reduces its availability for other. These resources are also non-excludable in nature as no one can be excluded from the benefit of such recourses.

A common resource includes any scarce resource, such as water, minerals, forests, or pasture, which provides users with tangible benefits and which nobody in particular can own or can have an exclusive claim to it.

Thus, a common resource is an non-excludable but rival good in an economy.

Hence, option A is correct.

To learn more about common resources here:

https://brainly.com/question/28197947

#SPJ4

A consumers Budget Line or constraint shows various combinations of two products that can be purchased with a specific amount of income. Below you can read more about Budget line.

A consumers budget line or constraint shows various combinations of two products that can be purchased with a specific amount of income.

 A budget line describes the alternative combinations of two goods that a buyer can purchase with a given money income.

Therefore, according to the question, the correct answer is Budget line as it describes the possible combination of two products that can be purchased with a specific amount of income.

Learn more about Budget Line at https://brainly.com/question/15875888

#SPJ1

designing and controlling the process of production and redesigning business operation in the production of goods and services.

According to the diffusion innovation approach, Innovators are the risk takers, ever the first to try new products and ideas.

Diffusion of Innovation (DOI) Theory, designed by E.M. Rogers in 1962, is one of the elder social science theories. It was created in communication to explain how, over time, an opinion or product gains momentum and diffuses (or spreads) via a specific population or social system.

The diffusion of innovation approach describes the rate at which consumers will embrace a new product or service.

To learn more about the diffusion innovation approach visit the link

https://brainly.com/question/6631328

#SPJ4

When businesses raise the price of a needed product or service after a natural disaster this is known as price gouging.

Price gouging is when the price of a good or a service is increased to very high levels when the demand for the product is higher than the supply of the product. Price gouging is illegal in the United States.

Price gouging usually occurs in the wake of a natural disaster. when the demand for goods would be high. An example of price gouging is when during an epidemic, sellers increase the price of such items as nose masks and hand sanitizers. These products would be needed by a lot of people to protect themselves. Most people would have no option to but to buy these items at exorbitant prices which would increase the profit of the sellers.

In order to prevent price gouging, the government can set a price ceiling for the good.

To learn more about price gouging, please check: https://brainly.com/question/5046026

#SPJ1

Answer:here's the right answer for this question

Explanation:edge2023

Automotive Industry

The automotive industry includes all companies and activities involved in the production of motor vehicles, including the majority of components such as engines and bodywork but omitting tyres, batteries, and fuel.

Main Content

a) Anti-dumping legislation will prohibit unfair competition:

For selling cars in the country, foreign corporations employ the dumping method. As a result, the United States should enact anti-dumping legislation to prevent unfair competition in its market. As a result, the price of foreign cars will rise, reducing demand for foreign cars in the United States.

b). Protection can aid the development of new enterprises:

To prevent foreign businesses from selling their hybrid electric automobiles at low prices in the US, the US should levy a substantial tax on these international electric vehicles. As a result, protection can aid in the development of infant industries and encourage the production and distribution of small scale industries in the market.

c) Job losses can result from foreign competition:

When an economy consumes a lot of imported goods, indigenous firms face stiff competition. Domestic manufacturers' products will be less in demand, resulting in reduced production, which will harm the manufacturer and, as a result, job losses and mass unemployment.

To learn more about Automotive Industry

https://brainly.com/question/6624034

#SPJ4

Companies started by entrepreneurs typically have through small business loans, or by securing funding from investors.

A startup agency is a newly formed enterprise with specific momentum at the back of it based on a perceived call for its products or services. The intention of a startup is to develop hastily because of presenting something that addresses a selected market gap.

Startups Companies are typically headed by way of one or a few marketers who are inquisitive about answering a market call for thru the introduction of a brand new service or product. While small agencies regularly have the intention of staying small, a startup organization is focused on speedy and worthwhile boom inside their unique marketplace.

It is clear that timing is important when it comes to the last fulfillment or failure of an agency. In reality, in an examination of 200 startups, timing become discovered to be the most crucial factor related to achievement in forty-two cents of the instances, the maximum of any unmarried aspect.

Learn more about Companies here: https://brainly.com/question/26106218

#SPJ9

In the early 1890s, the average employee in the United States worked approximately 100 hours per week.

Workers are part of the workforce. While the labor force is everyone who is involved or trying to be involved in productive activities that produce goods and services. Meanwhile, workers or working residents are people who work in any field for a salary or pay.

Based on the type of activity, workers can be divided into two types, including:

You can learn more about Workers here brainly.com/question/13715326

#SPJ4

In a situation, where the financial transactions of the Pederson Company satisfy the conditions given above, the manufacturing cost of the ending finished goods inventory will be $100,000. Therefore, the option A holds true.

The manufacturing cost is the cost derived for production of one unit into the total units manufactured by a firm. From the given information, it can be calculated that:

Finished goods = 1000 + 9000 – 7500 = 2500 units.

The manufacturing cost per unit is given as $40 per unit. So, 2500 × 40 = $100,000 will be the manufacturing costs of the finished goods inventory.

Therefore, the option A holds true and states regarding the significance of the manufacturing costs of the ending finished goods inventory.

Learn more about manufacturing costs here:

https://brainly.com/question/17111259

#SPJ4

The question seems to be incomplete. It has been added below for better reference.

Pederson Company reported the following:

Manufacturing costs $360,000

Units manufactured 9,000

Units sold 7,500 units sold for $90 per unit

Beginning inventory 1,000 units

What is the manufacturing cost for the ending finished goods inventory?

A) $100,000 B) $744,000 C) $54,000 D) $60,000

Net cash flows from financing activities for the year were $138,000.

It is calculated as follows:

Repayment of outstanding bonds = $107,000

Add Purchase of treasury stock =  62,000

Less Issuance of common stock  =46,000

Add Payment of cash dividend = 15,000

Net cash used by financing activities = $107,000 +$62000 - $46,000+ $15,000 = $138,000.

The financing activity in the cash flow statement generally focuses on how the firm raises the  capital and pays it back to investors through capital markets.

The largest line items present in the cash flow from financing activities statement are such as dividends paid or repurchase of common stock and the proceeds from the issuance of debt.

To know more about financing activities here:

https://brainly.com/question/16377227

#SPJ4

Borrowers who don't pay back loans.

When working with commercial properties, the appraiser develops an estimate of market rent by Converting income to annual dollars per area unit and comparing rents across the topic and comparable properties.

There are four primary methods a true estate investor or agent can use to judge the potential value of a rental property. No one method is ideal. Each could be a rule of thumb; if buyers or agents use quite one on the identical property, they will get a stronger picture of its value. The primary method is that the sales comparison approach (SCA). The second method is Gross rent multiplier approach. Third method which is employed is that the income approach. The forth method is that the cost approach. These are the subsequent methods during which we will calculate our income to annual dollars per area unit.

Learn more about rental property.

https://brainly.com/question/4054263

#SPJ4

It’s been a year since Roland started a small retail business. his only supplier went bankrupt after a few months. Roland's company thus ran into large-scale losses. He should hold on to his entrepreneurial vision and learn from his past mistakes.

Bankrupt is a legal proceeding in which an individual or other entity unable to repay its debts to its creditors can seek the forgiveness of some or all of its debts. In most jurisdictions, bankruptcy is imposed by court order and is often initiated by the debtor.

Insolvency is not the only legal status an insolvent can have. Therefore, the term insolvency is not synonymous with insolvency.

There was no such thing as bankruptcy in ancient Greece. If a man was in debt and unable to pay, he and his wife, children, or servants were forced into "debt slavery" until the creditor recouped the losses from manual labor. Many ancient Greek city-states limited debt slavery to five years. Debt slaves had life and limb protection that regular slaves lacked.

Learn more about Bankrupt https://brainly.com/question/26392690

#SPJ4