Consider a scenario in which Uber intended to reduce losses by 40% by leaving nations like China and Singapore. After a year has gone after their withdrawal, the business concludes that losses have increased. Uber must now carry out the planning/control cycle's control the direction phase.
control the direction was the goal. Even if operations were stopped in several nations, losses grew. To achieve its goal, Uber must manage the direction.
With the Driver app, you may control the direction to take you to your house, the store, or wherever else you need to go. The program then looks for other riders who are going in the same direction and who you might meet along the way.
How a company may meet these needs through planning and monitoring is covered in planning and control, which is also referred to as production. Production also refers to the control and planning processes.
In reality, Uber has reframed the problem. It was started in 2009 in order to deal with the planning and control issue of instantaneous transportation. Making transportation safer with autonomous vehicles is described as one of the challenges.
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Hermione really struggled in her first semester of college, but she persevered and learned that she needed to be much more engaged in her classes than she was in high school. Now she is well on her way to becoming an active learner, which means that she will
a. resist collaborating with other students.
b. work to improve her writing and speaking skills.
c. treat other students as if they all share the same culture.
d. wait for her instructors to point her in the right direction.
Now she is well on her way to becoming an active learner, which means that she will work to improve her writing and speaking skills.
What is active learning?The phrase "active learning" has a wide range of synonyms, including "play-based learning," "activity-based learning," "technology-based learning," "group work," and "project approach." These share certain important traits and features of active learning as common denominators. Passive learning is the reverse of active learning; it is learner-centered, not teacher-centered, and calls for more than just listening; active learning necessitates the active engagement of each and every student. In order to develop their higher order thinking skills, students must be actively engaged in work while also considering its purpose and the task itself.
Among the active learning guidelines offered by Barnes (1989) are:
Purposive: Relevance of the job to the students' worries.Reflective: the analysis of what is learned by the students.Negotiated: between students and teachers, discussion of learning objectives and strategies.Critical: It is crucial that students recognize the value of various instructional strategies.Complex: Students relate their learning assignments to the complexity of real-world situations while doing reflective analysis.Situation-driven: When establishing learning tasks, the situation's requirements are taken into account.Engaged: Learning activities that are undertaken reflect real-world tasks.To learn more about active learning visit:
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An increase in prices of inputs will cause a _change in prices with an elastic demand as opposed to an inelastic demand. The change in input prices will cause a ___change in quantity if demand is elastic as opposed to an inelastic demand.
With an elastic demand as opposed to an inelastic demand, an increase in input cost will result in a relatively minor change in price. An elastic demand, as opposed to an inelastic demand, will result in a relatively large change in quantity as a result of the change in input price.
The lowest price at which a company can sell a product while still making a profit is determined by the input cost. The cost of making the good is reflected in this pricing. To create an output while producing a good or service that is in demand, a process must be applied to the inputs.
The prices of the things that a company pays for in order to make its goods are referred to as input prices. All costs involved in producing the in-demand product are added together to get the total input cost. The input price is calculated by dividing the output quantity by the input cost.
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braxton corp. was organized on january 1 to operate a limousines service to and from the airport. for each of the following business activities, select whether it is a financing, investing or operating activity.
Investing activity refers to income or expenditure on long-term assets such as equipment and facilities.
For each the business activity are:-
1 . Financing Activity
2. Investing Activity
3. Operating Activity
4. Financing activity
5. Operating Activity
6. Operating Activity
7. Investing Activity.
Investing activity refers to income or expenditure on long-term assets such as equipment and facilities, while financing activity refers to the issuance of bonds, the redemption of bonds, and the sale of shares between a company and its owners and creditors. , or cash flows from activities such as stock buybacks. Fundraising activities include the issuance and repurchase of shares. Underwriting and repaying short-term and long-term debt.
This activity includes principal payments to lenders and sellers of most capital purchases and costs of issuing debt instruments. Investing activities include purchasing physical assets, investing in securities, or selling securities or assets. Negative cash flow from investing activities may not be a bad sign if management is investing in the long-term health of the company. When a company borrows money, it is a fundraising activity. There are also inflows from financing activities, such as borrowing and selling common stock.
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Jermaine spends his money on cucumbers and lettuce. If the price of cucumbers falls, the mu per dollar of cucumbers will _______ and jermaine will _______ cucumbers for lettuce.
Jermaine buys lettuce and cucumbers with his money. If cucumber prices decline, the marginal utility (MU) per dollar of cucumbers will increase, and Jermaine will switch out lettuce for cucumbers.
More about marginal utility:
The additional satisfaction a client experiences by purchasing one more unit of a good or service is measured as marginal utility.
It aids businesses in figuring out how many things a customer is keen to purchase and how customer happiness affects customer choices. The concept of utility proposes that consuming products and services results in some degree of happiness, satisfaction, or utility for the consumer. The advantage of consuming an extra unit is called marginal utility.
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One of the users in your organization has just re-installed the operating system on his system. He notices that the email software can be accessed after the reinstallation, but all the old emails have disappeared. What could be the cause of this problem?.
Cause of the issue
All the emails are stored in the volatile memory of ROM. The information of the operating system is gathered in ROM.After the reinstallation of the operating system, the data get lost. The information regarding old emails gets destroyed.To fix this we can again sync the local app with the mail server.An operating system (OS) is the program that, after being initially loaded into the pc by using a boot program, manages all the other utility packages in a pc. The utility packages employ the operating machine by making requests for offerings via a described application program interface (API).
The operating system is described as a group of packages that coordinates the operations of laptop hardware and software programs. It acts as a bridge for the interface between a guy and a gadget. Examples of running gadget are: windows Linux BOSS and many others.
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brody company makes industrial cleaning solvents. various chemicals, detergent, and water are mixed together and then bottled in 10-gallon drums. brody provided the following information for last year: raw materials purchases $250,000 direct labor 140,000 depreciation on factory equipment 45,000
The direct materials used in production for last year are:
Amount
Beginning balance, raw materials $124,000
Add: Raw materials purchase $250,000
Add: Raw materials for production $374,000
Add: Raw materials, ending balance ($102,000)
Cost of Direct materials $272,000
What's the raw material?A raw material, also known as a feedstock, undressed material, or primary commodity, is an introductory material that's used to produce goods, finished goods, energy, or intermediate accouterments that are feedstock for future finished products. As feedstock, the term connotes these accouterments are tailback means and are needed to produce other products.The term raw material denotes accouterments in undressed or minimally reused countries; e.g., raw latex, crude oil painting, cotton, coal, raw biomass, iron ore, air, logs, water, or" any product of husbandry, forestry, fishing or mineral in its natural form or which has experienced the metamorphosis needed to prepare it for transnational marketing in substantial volumes"What's the use of raw material?Raw material use' takes account of the use of all renewable and nonrenewable coffers, while' mineral birth' accounts for all mineral material consumed in a process/ product/ design, eg, the birth of summations, essence ores, and minerals.Learn more about raw materials here:
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What are the advantages of setting up a
sole trader business?
Answer:
Advantages of sole trading include that:
you're the boss.
you keep all the profits.
start-up costs are low.
you have maximum privacy.
establishing and operating your business is simple.
it's easy to change your legal structure later if circumstances change you can easily wind up your business.
Explanation:
kasam se kal pura din college me yahi bakwas padha rahe the
What would happen to the equilibrium price and quantity of sunscreen if a new formula is developed that makes production cheaper, and scientists discovered that sunscreen causes more cancer than sun damage?.
The equilibrium price will decrease and the effect on the equilibrium quantity will be ambiguous.
A change in the price of a good does not shift the demand curve. Instead, it moves along the demand curve. Changes in other factors shift the demand curve left or right. Factors that can shift the demand curve for goods and services, causing different quantities to be demanded at a given price include changes in taste, population, income, prices of substitutes or complements, future conditions, and expectations about prices. An increase in demand, ceteris paribus, will increase the equilibrium price. The amount supplied increases. A decrease in demand will lead to a decrease in the equilibrium price. supply will decrease. Equilibrium price is when supply of a product matches demand. When a leading index undergoes consolidation or consolidation momentum, it can be said that the forces of supply and demand are relatively equal and the market is in equilibrium. If the term (20) demand curve of this set shifts to the right, the equilibrium price and quantity demanded increase. The supplier's desire to eliminate surpluses puts upward pressure on prices.
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Nonebetter, inc. prepares its statement of cash flows using the indirect method. in nonebetter's statement of cash flows, what was the total reported in the investing activities section?
Capital purchases, loan of funds, and the sale of investment securities are all included in cash flow from investing operations. Additionally, because they constitute a long-term investment, expenditures on property, plant, and equipment are included in this category.
Recognizing Cash Flow from Investment Activities
It's crucial to understand where an organization's investment activity fits into its financial statements before studying the various positive and negative cash flows from investing operations. The cash flow statement, income statement, and balance sheet are the three primary financial statements.
The balance sheet gives a summary of the assets, liabilities, and owner equity of a corporation as of a particular date. An summary of the company's earnings and outlays for a time period is given by the income statement.
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janice has calculated the gdp for 2018 by using the total final goods and services times the 2018 prices of total goods and services. if janice wishes to create a real value gdp value for 2018, what must she do?
Janice must account for inflation in the overall value of 2018 GDP.
How do I determine real GDP?In general, real GDP is calculated by dividing gdp by the Deflator (R). For example, if prices in an economy have risen by 1% since the baseline year, the deflated number is 1.01. If nominal GDP is $1 billion, then real GDP equals $1,000,000 / 1.01 = $990,099.
The factors of production needed to create output, products and services acquired by the ultimate consumers, and the sum of all exports plus imports are the final goods or services used to compute GDP.
real GDP is an inflation-adjusted measure of a country's gross domestic output.
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A capability is considered rare when? a. it helps a firm to neutralize any threats against it. b. it is possessed by few, if any, other firms. c. its cause is ambiguous.
A capability is considered rare when it helps a firm to neutralize any threats against it.
Define core competencies
According to the definition of core competencies, a firm's competitive advantage comes from its resources or capabilities. The operational or business tasks that a corporation excels at are known as its core competencies. The core competencies of a company set it apart from other players in its industry. Additionally, they are the assets and skills that enable the business to turn a profit. A company should plan its strategy to take use of the assets and skills that make up its core strengths.
Core competencies are defined as a company's resources or capabilities that satisfy specific requirements.
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Creating graphs to reach equilibrium
On a graph, the point the place the grant curve (S) and the demand curve (D) intersect is the equilibrium.
How do you draw a demand and supply curve at equilibrium?Put the quantity of the top you are requested to analyze on the horizontal axis and its charge on the vertical axis. Draw a downward-sloping line for demand and an upward-sloping line for supply. The preliminary equilibrium charge is determined with the aid of the intersection of the two curves. Label the equilibrium solution.
The equilibrium curve of a given shape represents, to some extent, its behavior. This curve is developed in an (n + 1) dimensional house if the device is of finite dimensions; otherwise, for continuum structures (such as beams, plates, shells, and deformable our bodies in general), the corresponding area is infinite.
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https://brainly.com/question/14297698#SPJ9Would Sometimes an inventory control manager ends up with too much stock. Give at least two specific reasons why having too much stock is a problem.
5 sentences
The two reasons why having too much stock is a problem are:
The loss of revenue is one of the most significant drawbacks of excess stock.
Negative cash flow impact: The more capital that is committed to inventory, the more limited your ability to make other financial decisions.
What is mean by inventory control manager? The inventory control manager carries out daily inventory analysis, finds discrepancies, and fixes issues. oversees stock item master, pointing out inaccurate stock counts and descriptions. Finds products that might have inaccurate stock numbers or locations to help order processors.When it comes to maintaining an accurate count for inventory, the work is simple. When you are multitasking and moving from one place to another, it becomes stressful. It takes time, is less laborious, and is enjoyable.No of the size of your organization, having an effective inventory management system is crucial. It can assist you in keeping track of all your goods and figuring out the precise costs.Learn more about inventory here:
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Raleigh department store uses the conventional retail method for the year ended december 31, 2019. available information follows:
the inventory at january 1, 2019, had a retail value of $50,000 and a cost of $36,200 based on the conventional retail method.
transactions during 2019 were as follows:
cost retail
gross purchases $333,900 $540,000
purchase returns 6,400 15,000
purchase discounts 5,500
gross sales 500,000
sales returns 8,000
employee discounts 5,500
freight-in 29,000
net markups 30,000
net markdowns 15,000
sales to employees are recorded net of discounts.
the retail value of the december 31, 2020, inventory was $104,325, the cost-to-retail percentage for 2020 under the lifo retail method was 70%, and the appropriate price index was 107% of the january 1, 2020, price level.
the retail value of the december 31, 2021, inventory was $53,350, the cost-to-retail percentage for 2021 under the lifo retail method was 69%, and the appropriate price index was 110% of the january 1, 2020, price level.
required:
assume raleigh department store adopts the dollar-value lifo retail method on january 1, 2020. estimating ending inventory for 2020 and 2021.
The total Ending Inventory at Dollar-Value LIFO Retail Cost is = $67,570.00
What is inventory?The items and supplies that a company keeps on hand with the intention of selling them, using them in manufacturing, or using them for other purposes are referred to as inventory (in American English) or stock (in British English).Specifying the size, shape, and location of stored commodities is the main focus of inventory management.Preceding the normal and scheduled course of production and material stock is necessary at several places inside a plant or throughout a supply network.By defining work in process (or work in progress) broadly as "any work that is or has occurred prior to the completion of production," the term inventory has been expanded beyond manufacturing systems to service firms and projects.
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mrs. jk recently made a gift to her 19-year-old daughter, alison. mrs. jk’s marginal income tax rate is 35 percent and alison’s marginal income tax rate is 15 percent. in each of the following cases, compute the annual income tax savings resulting from the gift
Annual income tax savings through gifts: $1,500.
The gift consisted of a promissory note paying the owner $7,500 in annual interest. Annual tax savings = interest income x (Mr. J.K. tax - Ellison tax) = $7,500 x (35% - 15%) = $1,500. or the profits they make.
Income tax is usually calculated as the product of the tax rate and taxable income. Tax rates may vary depending on the type and characteristics of the taxpayer and the type of income. Personal income tax is also known as income tax. This type of income tax is levied on an individual's wages, salaries, and other types of income. This tax is usually a government tax. Most people don't pay taxes on all their income because there are tax deductions, deductions, and deductions.
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A(n) __________is a research method that uses questionnaires and structured interviews to collect self-reported data that reflect what respondents think, feel, or intend to do.
A survey is a research method that uses questionnaires and structured interviews to collect self-reported data that reflect what respondents think, feel, or intend to do.
What is a survey?The purpose of a survey is to understand populations as a whole by utilizing pertinent questions to collect data from a sample of people. Everyone involved in the information economy, from corporations to the media to the government and academia, relies on surveys as a vital source of information and insights.
There are four widely used surveying methods.
direct interviewstelephone pollsSelf-administered questionnaires on paper and in pencilComputerized self-reporting surveys (typically online)Although the methods used to conduct surveys vary greatly, there are some common elements. Researchers in many different disciplines of study, including survey methodologists, psychologists, statisticians, and others, have thoroughly examined many of these characteristics.
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Hillman corporation reported a decrease in accounts receivable of $391,216. This is best defined as a _________ of cash on the _______________ segment on the statement of cash flows.
Answer: source of cash, operating activities
Source= asset
Accounts Receivable= asset
Explanation:
Businesses can show their social responsibility by contributing to
promotion?
Businesses entail giving back to the community, utilizing ethical corporate methods, and developing a culture that values each individual. Making these guidelines a part of the organization's mission, vision, and values is the first step in demonstrating social responsibility through words and deeds.
Corporate social responsibility (CSR), usually referred to as social responsibility in business, is the practice of individuals and organizations acting morally and conducting business while being mindful of social, cultural, economic, and environmental concerns.
Environmental, charitable, ethical, and economic responsibility is the classic divisions of corporate social responsibility.
Social responsibility in marketing promotes an improved company image, which can considerably affect profitability and even productivity favourably, even though an initial investment may involve allocating profits to the needy or making charitable donations.
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if the government were to make licensure requirements for automobile repair shops stricter, the result would be a shift of the curve for automobile repair. a. rightward; demand b. leftward; demand c. rightward; supply d. leftward; supply
The result would be a shift of the curve for automobile repair. Leftward; supply.
Firms prefer hiring workers with higher productivity. A change in anything else that affects demand for labor Changes in output, changes in the production process that use automobile more or less labor, government regulation causes a shift in the demand curve. Income decreases for an inferior good.
On the other hand, a change in the price of the goods causes movements along the supply curve itself but will not cause any shift in the supply curve. The automobile industry uses modularity as a way to reduce manufacturing costs.
Alternative to deal with the reduced life cycle of products (Lau Antonio et al., 2007), as well as to provide a greater automobile number of models and variations in the market, without making the system too complex.
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Purchase Costs Leasing Costs
Down payment $ 2,400 Security deposit $ 1,180
Loan payment $ 470 for 48 months Lease payments $ 420 for 36 months
Estimated value at end of loan $ 5,500 End of lease charges $820
Opportunity cost interest rate: 6 percent
Based on the above, calculate the costs of buying and of leasing a motor vehicle. (Round your answers to the nearest whole dollar.)
Based on the purchase costs and the leasing costs, the total cost of buying a motor vehicle is $20,036. And the total cost of leasing a motor vehicle is $16,152.40
How to find the cost of leasing and buying?Cost of purchasing motor vehicle:
= Down payment + Loan payment + Opportunity cost of down payment - Estimated value at end of loan:
= 2,400 + (470 x 48) + (6% x 2,400 x 48/12) - 5,500
= 2,400 + 22,560 + 576 - 5,500
= $20,036
Cost of leasing the car:
= Lease payment + End of lease charges + Opportunity cost of the security deposit
= (420 x 36) + 820 + (1,180 x 36/12 x 6%)
= $16,152.40
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why do business need funding
The equation that results in the _______ value interest factor for a single deposit is as follows: 1(1 r)t
The equation that results in the present value interest factor for a single deposit is as follows: 1(1 r)t. Hence, Option A is correct.
What is the interest factor?The interest rate in decimal form for a given length of time on a unit of money. It is calculated by multiplying the number of days in the basic year by the number of days accrued.
The outcome of a computation used to assess the amount of money needed to pay back a loan each month is referred to as the "Present Value Interest Factor" (also known as PVIF) in economics.
As a result, the result of the interest factor is on the present value. Option A is correct.
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The complete question has been attached in text form:
The equation that results in the _______ value interest factor for a single deposit is as follows: 1(1 r)t
a) Present
b) Past
c) Future
Sanders co. has total assets of $423.0 million. its total liabilities are $119.1 million and its equity is $304 million. calculate its debt ratio. (round your answer to 1 decimal place.)
A financial measure called the debt ratio shows what proportion of a company's assets are financed by debt. It measures the amount of debt to total assets.
CALCULATION
We are Given
Supplied statistics, total assets equal $415 million;
Debt ratio = 27.7%
Liabilities amount $115.1 million, while equity total $300 million.We can calculate the debt ratio using the following formula:
Debt ratio = Total Liabilities / Total Assets. 1 Enter the number,and we will receive Debt to GDP
Debt ratio: 0.2773Debt to income is 27.7%.To Learn more about Debt Ratio, Click the links.
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suppose recent and widely circulated medical article reports new benefits of cycling exercise. simultaneously, the price of the parts needed to make bikes falls. if the change in supply is greater than the change in demand, the price will and the quantity will . a. rise, rise b. rise, fall c. fall, rise d. fall, fall
The price of the parts needed to drop the bike. If the change in supply is greater than the change in demand, the price goes falls and the quality rise.
Supply and demand is the economic model of pricing in the market. That is, all other things being equal, in a competitive market, the unit price of a particular commodity or other traded commodity such as labor or liquid financial assets is the quantity requested (the current price), which is the quantity supplied. Equal to Quantity (at the current price).
Definition of supply and demand: the number of goods and services that people can buy and the number of goods and services that people are willing to buy Supply and demand indicates that more can be demanded of a product. Supply and demand have an important relationship as they together determine the price and quantity of most goods and services available in a particular market. According to market economy principles, the relationship between demand and supply will be in equilibrium at some point in the future.
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Because not all purchase intentions result in an actual purchase, retailers calculate the ________ to measure how effectively a decision to purchase a specific product results in a completed purchase.
Retailers determine the conversion rate to assess how well a choice to buy a certain product results in a completed purchase because not all purchase intentions result in an actual purchase.
The definition of conversion rate
Simply dividing the number of conversions by the total number of ad interactions that can be linked to a conversion within the same time period yields the conversion rate. Your conversion rate would be 5%, for instance, if you had 50 conversions out of 1,000 interactions, as 50 divided by 1,000 equals 5%.
What does sales conversion rate mean?
The number of conversions divided by the total number of visitors is the conversion rate. For instance, if an e-commerce site has 200 monthly visitors and 50 purchases, the conversion rate is 50 divided by 200, or 25%. Any desired action that you want the user to take might be referred to as a conversion.
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The amount of a good that sellers are willing and able to supply at a given price.
Answer:
quantity supplied
Explanation:
the amount of a good that sellers are willing to supply at a given price
Kathy makes $66,000 per year, and she pays a net federal income tax rate of 18.85%. how much should kathy expect to pay in taxes every year? a. $78,530 b. $12,441 c. $10,481 d. $53,559 please select the best answer from the choices provided a b c d
Kathy should pay $12,441 in taxes every year,i.e. option b is correct. When income= $66,000/year and Net federal income tax rate = 18.85%
As it is given,
18.85% of $66,000 = (18.85 * 66,000) / 100
= $12,441 i.e. kathy expects to pay in taxes/year
What is Income Tax?
The federal government and the majority of states in the US impose income taxes. Applying a tax rate to taxable income, that is the entire income less permissible deductions, yields the income taxes, which may rise as income rises. Income is a broad concept. Estates and trust may be subject to taxation on income that has not been dispersed, in addition to individuals, corporations, and the government. While partnerships are exempt from taxation, the partners' portions of the partnership's income are subject to taxation. While nonresidents are solely subject to local taxes, residents and nationals are subject to worldwide taxes. Just at federal and several state levels, an alternative tax is in effect.
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Savory bean company makes and sells a sweet espresso coffee beverage under the name "sugar sugar. " tropic roast, inc. , later markets a similar drink under the name "sweet sweet. " this is most likely?.
Savory bean company makes and sells a sweet espresso coffee beverage under the name "sugar sugar. " tropic roast, inc. , later markets a similar drink under the name "sweet sweet. " this is most likely Trade infringement.
Unauthorized use of a brand or service mark is known as trademark infringement.This application, which might be in relation to products or services, could cause misunderstandings, deception, or confusion regarding the true source of a good or service.
If trademark owners believe their rights are being violated, they may file a lawsuit. A court injunction can stop a perpetrator from using a mark if trademark infringement is established, and the holder may receive financial compensation.
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which two are the most common unethical behaviors when it comes to competition in business? multiple select question. privacy violations corruption economic espionage sale of faulty products
Bribery and financial espionage when it comes to rivalry in business, two immoral actions are most frequently seen.
What constitutes unethical business behavior?Anything that deviates from the bare minimum of a business code of conduct is covered under the definition of unethical business practices. This encompasses any actions that are generally seen as immoral and cause harm to people, animals, or the environment.
Simply put, acting ethically means doing what is morally right. Contrarily, unethical action is. Any illegal actions, including stealing or violence, fall under the category of unethical behavior in the workplace.
Which of the following best describes unethical behavior in business?Overly aggressive corporate ambitions are one of the main reasons for unethical behavior in corporations, ecological marketing and a high turnover rate among employees
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A lender estimates that the closing costs on a $165,000 home loan will be $6,187.50. the actual closing costs were 3.5% of the loan amount. determine if the closing costs were higher or lower than the estimate and by what percent? a. higher by 0.25% b. higher by 0.5% c. lower by 0.25% d. lower by 0.5%
According to a lender, the closing fees for a $165,000 mortgage will be $6,187.50. 3.5% of the loan amount was spent on closing costs in reality. if the final costs came in at 0.25 percent less than predicted.
Home loan amount = $165,000
Estimated closing costs = $6,187.50
% of estimated closing cost = ?
$165,000 * x% = $6,187.50
x% = $6,187.50 ÷ $165,000
x% = 0.0375
x = 0.0375 x 100 = 3.75
As a result, expected closing expenses equal 3.75% of the loan amount, or $165,000,
Actual closing expenses equal 3.5% of the loan amount, or $5775 ($165,000 x 3.5%).
3.75% - 3.5% = 0.25% is the percentage difference between the projected and actual closing costs.
closing costs were 0.25 percent less than projected.
Closing fees are incurred when ownership of a property is changed from a seller to a buyer. Depending on the location and the property's valuation, the total amount of closing costs may change. Homebuyers often pay closing expenses that range from 2% to 5% of the purchase price.
Closing costs are the extra expenditures that buyers and sellers typically pay to complete a real estate transaction. They are in addition to the property's purchase price.
These expenses could include loan origination fees, discount points, appraisal costs, title insurance premiums, surveys, taxes, deed recording fees, and credit report fees. Within three days of a house loan application, the lender must demonstrate these charges in a loan estimate form in accordance with the legislation. Closing costs may also be incurred when selling real estate to a cousin or close friend at a discount.
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