Life insurance that covers an insured’s whole life with level premiums paid over a limited time is called:

Answers

Answer 1
Limited-pay life !!!!!

Related Questions

Arielle is an office assistant at Richardson. She makes $47,700 per year. She has individual health care. Her yearly contribution is 5% of the total cost of the health care policy. How much does her employer contribute

Answers

Answer: $9120

Explanation:

Here is the completed question:

At Richardson Manufacturing Company, there are two factors that determine the cost of health care. If an employee makes less than $55,000 per year, he pays $40 per month for individual coverage and $85 per month for family coverage. If an employee makes at least $55,000 per year, individual coverage is $70 per month and family coverage is $165 per month. Arielle is an office assistant at Richardson. She makes $47,700 per year. She has individual health care. Her yearly contribution is 5% of the total cost. How much does her employer contribute?

Since it's an individual coverage and $40 is paid per month, the yearly payment will be:

= $40 × 12

= $480

Let the total contribution be represented by y.

5% of y = $480

5% × y = $480

0.05 × y = $480

0.05y = $480

y = $480 / 0.05

y = $9600

Since the total contribution is $9600 and Arielle pays $480. Therefore, the employer will contribute:

= $9600 - $480

= $9120

Arielle's contribution is $9600 and Arielle pays $480. Therefore, the employer's contribution is equal to $9120.

What is meant by employer contribution?

A employer contribution is refers to as the amount contributed by employer to his or her employee pension fund. Generally it is equal to 12% of the basic monthly salary of employee.

Solution:-

An individual coverage and $40 is paid per month, the yearly payment will be:

Yearly payment = $40 × 12

Yearly payment = $480

Let, the total contribution be represented by y.

5% of y = $480

5% × y = $480

0.05 × y = $480

0.05y = $480

y = $480 / 0.05

y = $9600

Since, the total contribution is $9600 and Arielle pays $480. Therefore, the employer will contribute:

= $9600 - $480

= $9120

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Sales totaled $1,242,300 for the year, variable selling and administrative expenses totaled $140,220, and fixed selling and administrative expenses totaled $217,008. There was no beginning inventory. Assume that direct labor is a variable cost. Under variable costing, the company's net operating income for the year would be

Answers

Answer:

$105,260 lower than under absorption costing

Explanation:

The computation of the net operating income for the year is shown below;

Change in units in inventory is

= Units produced - Units sold

= 30,140 units - 24,600 units

= 5,540 units

Now the fixed overhead per unit is

= Fixed manufacturing overhead ÷  Units produced

= $572,660 ÷  30,140

= $19 per unit

Now the total amount would be

= 5,540 units × $19 per unit

= $105,260

Since the units produced is more than the units sold that means the net income under absorption costing is more than the net income under variable costing

hence, $105,260 lower than under absorption costing

According to the video, which tasks do Urban and Regional Planners perform? Check all that apply.


developing recommendations to improve medical care

promoting the best use of land and resources

developing plans for growth and renewal

promoting campaigns for political elections

reviewing applications for government assistance
Nvm its b and c

Answers

Answer:

Wat

Explanation:

Answer:

b & c (did the assignment on edg) ;)

Explanation:

Capital budgeting, capital structure, and dividend policy decisions are important to managers and shareholders because their consequences can affect the amount, timing, and riskiness of the cash flows produced by the firm and its securities.
a) true
b) false

Answers

Answer:

A) true

Explanation:

Capital budgeting is essential to managers in allocation of scarce capital to some investment in an accretive manner. Capital budgeting could be regarded as process undertaken by business so that potential major projects as well as investments can be evaluated. Dividend policy could be regarded as a policy utilize by company in structuring

dividend payout to their shareholders. It should be noted that Capital budgeting, capital structure, and dividend policy decisions are important to managers and shareholders because their consequences can affect the amount, timing, and riskiness of the cash flows produced by the firm and its securities.

Straight-Line Depreciation Rates

Convert each of the following estimates of useful life to a straight-line depreciation rate, stated as a percentage: (a) 10 years, (b) 8 years, (c) 25 years, (d) 40 years, (e) 5 years, (f) 4 years, (g) 20 years. If required, round your answers to one decimal place.

Years Percentage
a. 10 years fill in the blank 1
%
b. 8 years fill in the blank 2
%
c. 25 years fill in the blank 3
%
d. 40 years fill in the blank 4
%
e. 5 years fill in the blank 5
%
f. 4 years fill in the blank 6
%
g. 20 years fill in the blank 7
%

Answers

Answer:

a) 10%

b) 12.5%

c) 4%

d) 2.5%

e) 20%

f) 25%

g) 5%

Explanation:

10 years depreciation results in a depreciation rate per year = 100% / 10 = 10%

8 years depreciation results in a depreciation rate per year = 100% / 8 = 12.5%

25 years depreciation results in a depreciation rate per year = 100% / 25 = 4%

40 years depreciation results in a depreciation rate per year = 100% / 40 = 2.5%

5 years depreciation results in a depreciation rate per year = 100% / 5 = 20%

4 years depreciation results in a depreciation rate per year = 100% / 4 = 25%

20 years depreciation results in a depreciation rate per year = 100% / 20 = 5%

Which of the following best explains the difference between short-term and long term planning?

Answers

What are the differences between short- and long-term planning? Short-term planning evaluates your progress in the present and creates an action plan to improve performance daily. However, long-term planning is a comprehensive framework that comprises of goals to be met within a four- to five-year period.

IFRS reporting requires all of the following items except

Answers

Answer:

Option C would be the correct answer.

Explanation:

In the given question, options are not mentioned. Please find the attachment of the complete query.

IFRS sets universal guidelines because whatever income accounts across the global economy can indeed be appropriate, straightforward, as well as equivalent.  Its purpose is to provide a spatial relationship because of how government entities compile certain financial reports as well as publish them.

Certain alternatives do not apply to the procedure outlined. But the option above would be correct.

According to author Daniel Pink, which statement reflects personal selling in the digital era?

Answers

Answer:

Technology that should have made salespeople

Explanation:

In To Sell Is Human, bestselling author Daniel Pink debunks the trope of the polyester-clad trickster as the face of sales in America. In fact, Pink found that most Americans now spend a good part of their job in “non-sales” sales, moving people by persuasion even if they aren’t trying to get them to buy a product. Pink explores how the increased accessibility due to the internet has made being a buyer better than ever and what salespeople need to do to be successful in a “caveat venditor” (seller aware) economy.

If the interviewer does not offer a handshake, you should?

A. Initiate a handshake
B. Act as if you did not notice by searching for your interview documents
C. Sit down Immediately
D. Ask if he or she wants to shake hands

Answers

Answer:

D. Ask if he or she wants to shake hands

Explanation:

Because if they don't ask why don't you ask, so they feel good.

the best answer for you will be B

Through self-guided internet research, the intellectually curious mind can find many examples of potential rewards in business. Add two (2) or more examples of Business Rewards to this list.

Answers

Through self-guided internet research, the intellectually curious mind can find many examples of potential rewards in business. Add two (2) or more examples of Business Rewards to this list:

Business Rewards

A deep sense of satisfaction

Being the one in control

Providing sustainable jobs and income for others

The opportunity to give back / community responsibility

The satisfaction of excellent customer feedback

Financial Rewards

After conducting additional research, what other business rewards can you add here?

Answer:

1. Independence and Flexibility

2. Learning opportunities

Explanation:

The rewards of having a business are tremendous and cannot be overemphasized. Hence, asides from the listed business rewards, here are two additional business rewards

1. Independence and Flexibility: One of the rewards of doing business is the independence that comes with it. As the business grows, a business owner gets to have the independence to work whenever he wishes, and have the flexibility of time to be active in business life and other events outside the business.

2. Learning Opportunities: business activities allows business owners to see and learn how certain aspects of the business is getting done. Even when there are employees to perform those functions, business owners still have the opportunity to see, learn, and understand how those activities are being carried out.

A family buys a new home for $150,000. However, they also have to set
aside an extra $1,500 to pay to the local government for owning the
house. This is the result of the:

Answers

Answer:

Property tax

Explanation:

Answer:

Explanation:

It is property tax

The book value of a plant asset is:_________.
A. the fair market value of the asset at a balance sheet date.
B. the asset's acquisition cost less the total related depreciation recorded to date.
C. equal to the balance of the related accumulated depreciation account.
D. the assessed value of the asset for property tax purposes.

Answers

Answer: B. the asset's acquisition cost less the total related depreciation recorded to date.

Explanation:

Plant Assets will depreciate over the years or as they are used. For this reason, they need to be recorded at a value that takes this into consideration and this value is the Book Value.

The Book value is the cost of the asset less the total depreciation that the asset has accrued over the years up until that point. If the cost of machinery was $5,000 when it was bought but has depreciated by $3,500, the book value will be $1,500.

A company has a discount on a forward contract for an asset. How is the discount recognized over the life of the contract?

Answers

Answer: It is charged to accumulated other comprehensive income.

Explanation:

The discount is recognized over the life of the contract when it is charged to accumulate other comprehensive income.

Cinemas are raising the price of popcorn. Demand for field​ corn, used for animal​ feed, corn​ syrup, and​ ethanol, has increased and its price has exploded. Some farmers have shifted from growing popcorn to​ easier-to-grow field corn.

Answers

The effect that the shift from the growing of popcorn would have in the cinema is that there would be a decrease in the supply of popcorn in the cinemas this would be reflective in the price which would rise.

How does supply affect price?

When there is a low supply in the particular product, then we can say that there is a scarcity of that product. This would cause the price of the product to rise in the market.

This would also lead to the fall or decrease in the demand for popcorn in the market. this would further cause a decrease in the quantity of movie tickets that are bought in the market.

The factor that is responsible for this is the fact that movie tickets and popcorn are complementary goods.

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complete question

Popcorn Movie” Experience Gets Pricier

Cinemas are raising the price of popcorn. Demand for field corn, which is used for animal feed, corn syrup, and ethanol, has increased and its price has exploded. That’s caused some farmers to shift from growing popcorn to easier-to-grow field corn.

Source: USA Today, May 24, 2008

Explain and illustrate graphically the events described in the news clip in the market for

Popcorn

Movie tickets

Pamela is also a saver. She sets aside $100 per month during her 40 year career. She invests in the US stock market* through an index fund that averages a 7% annual return over this 40 year period.

Answers

Answer:

$32,183.77

Explanation:

A- monthly payment, r- monthly interest rate, n- number of months

A- 200, r- 7%/12 =0.583%, n = 40 × 12 = 480

FV = 200× (1- (1.00583)^(-480))/0.00583

    =32,183.767

    = $32,183.77

She invests in the US stock market in an index fund that averages a 7%. The annual return over this 40 year period is $32,183.77.

What is index fund?

A mutual fund or exchange-traded fund that tracks a certain basket of underlying investments is known as an index fund. Index funds must adhere to a set of predetermined regulations.

An index fund is a combination of stocks or bonds created to closely resemble the make-up and performance of an index of the financial markets. In comparison to actively managed funds, index funds incur fewer costs and fees. Investing is done passively with index funds.

I- 200

r- 7%/12 =0.583%

n = 40 × 12 = 480

FV = 200× (1- (1.00583)^(-480))/0.00583

   =32,183.767

Hence, The annual return over this 40 year period is $32,183.77.  

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What do you need to perform as a key activity for a business?

Answers

Answer:

Creating and offering a Value Proposition, reaching markets, maintaining Customer Relationships, and earning revenues!

Explanation:

g A speculator buys a call option for $3, with an exercise price of $50. The stock is currently priced at $49, and rises to $55 on the expiration date. What is the stock price at which the speculator would break even

Answers

Answer:

$53

Explanation:

Call option is $3

Exercise price is $50

The stock is currently priced at $49

It rises to $55 on the expiration date

Therefore the cost price at which the speculator will break even can be calculated as follows

= ($50-$3)+($55-$49)

= $47 + $6

= $53

The new environment that allows a person to choose​ how, when, or if they will interact with a company is termed​ a(n) ________.
a. materialistic society.
b. consumption community.
c. ​producer-controlled market.
d. artificial need.
e. consumer space.

Answers

Answer:

e. consumer space.

Explanation:

The new environment that allows a person to choose​ how, when, or if they will interact with a company is termed​ a consumer space.

Generally, when the manufacturer of a product produces his or her goods, it is very important that it is made available at a shop or store where different customers can easily access them to make their choices when they want to purchase them.

For instance, products such as cars, mobile phones, furniture, cooking utensils are examples of products that a seller displays in a consumer space for the customers to see.

e. consumer space

CompanyA company is a legal body that represents a group of people with a common goal, whether natural, legal, or a combination of both. Members of the company share a shared goal and work together to achieve it.The consumer transforms these consuming areas into his own personal environment through subjective processes. The act of interpretation transforms the "location" of consumption to fit into the consumer's particular expectations, intents, and memories.The new environment that allows a person to choose​ how, when, or if they will interact with a company is termed e. consumer space

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During 2017, Concord Corporation expected Job no. 59 to cost $300000 of overhead, $540000 of materials, and $200000 in labor. Concord applied overhead based on direct labor cost. Actual production required an overhead cost of $235000, $610000 in materials used, and $260000 in labor. All of the goods were completed. How much is the amount of over- or underapplied overhead

Answers

Answer:

Under/over applied overhead= 155,000 overapplied

Explanation:

First, we need to calculate the predetermined overhead rate:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Predetermined manufacturing overhead rate= 300,000/200,000

Predetermined manufacturing overhead rate= $1.5 per direct labor dollar

Now, we can allocate overhead:

Allocated MOH= Estimated manufacturing overhead rate* Actual amount of allocation base

Allocated MOH=  1.5*260,000

Allocated MOH= $390,000

Finally, the over/under application:

Under/over applied overhead= real overhead - allocated overhead

Under/over applied overhead= 235,000 - 390,000

Under/over applied overhead= 155,000 overapplied

Elizabeth Cherry has a bond that has 10 years to maturity, a face value of $1,000, an 6.5% interest rate, and a market price of $1,200. What is the dollar amount of annual interest on this bond

Answers

Answer:

Annual Interest = $65

Explanation:

Given:

Face Value = $1,000

Market price = $1,200

Interest Rate = 6.5%

Find:

Annual interest on bond

Computation:

Annual Interest = Face Value x Interest rate

Annual Interest = $1,000 x 6.5%

Annual Interest = $65

What makes a good a consumer good or a producer good?

Answers

Answer:

Consumer goods are the goods finally used by the consumers to satisfy their wants. These goods directly satisfy human wants. Producer goods are those goods which are used by the producers to produce more goods or continue the process of production.

Explanation:

They meet the needs of the customer and also the needs of the supply (supply and demand)

You are bullish on Telecom stock. The current market price is $40 per share, and you have $8,000 of your own to invest. You borrow an additional $8,000 from your broker at an interest rate of 4.0% per year and invest $16,000 in the stock.



Required:

a. What will be your rate of return if the price of Telecom stock goes up by 6% during the next year? (Ignore the expected dividend.) (Round your answer to 2 decimal places.)



Answers

The rate of return if the price of Telecom stock goes up by 6% during the next year is 8.00%

What is rate of return?

The rate of return on the bullish strategy is the return on the stock minus the interest on the borrowing.

The share price increase of 6% means the total amount invested would increase by 6%

new value of investment=$16000*(1+6%)

new value of investment=$16,960

interest on borrowing=4%*$8000

interest on borrowing=$320

Gain on investment=new value of investment-initial investment-interest on borrowing

Gain on investment=$16,960-$16,000-$320

Gain on investment=$640

rate of return=gain on investment/equity investment

rate of return=$640/$8000

rate of return=8.00%

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Gugenheim, Inc., has a bond outstanding with a coupon rate of 6.3 percent and annual payments. The yield to maturity is 7.5 percent and the bond matures in 19 years. What is the market price if the bond has a par value of $2,000

Answers

Answer:

Bond Price​= $1,761

Explanation:

Giving the following information:

Par value= $2,000

Cuon= 0.063*2,000= $126

YTM= 7.5% = 0.075

Periods= 19 years

To calculate the price of the bond, we need to use the following formula:

Bond Price​= cupon*{[1 - (1+i)^-n] / i} + [face value/(1+i)^n]

Bond Price​= 126*{[1 - (1.075^-19)] / 0.075} + [2,000/(1.075^19)]

Bond price= 1,254.84 + 506.13

Bond Price​= $1,761

If Xiu Li organized focus groups to discuss the idea of flavored additives with Hope Springs customers, this would be an example of

Answers

Answer: concept testing

Explanation:

Concept testing is simply used by a company or organization to determine whether customers will accept a product or not. In this case, a survey can be used to know if they'll except such product before it's introduction to the market.

Since Xiu Li organized focus groups to discuss the idea of flavored additives with Hope Springs customers, this would be an example of concept testing.

6. Describe a product that you think has saturated its market. What makes you think it has saturated its market? (1-5 sentences. 3.0 points)

Answers

Answer:

You could say that smartphones are a very saturated market because in this day and age, everyone has a smartphone. Companies like Apple, Android, Samsung, etc., made a lot of money every time a new phone comes out, but not as much in between releases. This means that it is saturated because there are not a lot of new customers, many are customers that have given them their money in exchange for a phone before. Since the companies have sold so much and made so much revenue, there is not a lot of potential for it to get better, there is not really any way for them to drastically increase revenue even more because it is at it's peak.

Explanation:

i took the intro to business class on edge earlier this semester. <3

You are a junior in college. You sent your resume to a half-dozen companies hoping to get a summer internship. Two weeks ago XYZ Corporation contacted you and offered you a paid summer internship. One week ago you accepted their offer, agreeing to start work a week after your last final exam. Today you received a much better internship offer from ABC Corporation. What should you do

Answers

Answer:

I would politely reach out to XYZ organization and let them know I won't be taking them on their offer

Explanation:

In this particular situation, there is no legal binding in this agreement to start work. There is no responsibility from me to XYZ corporation.

If this new offer excited me more than what XYZ corporation has offered, then I have to decide which company i would decide to do my internship with. So I would have to politely decline the offer from XYZ.

the marchetti soup company entered the following transactions during the month of june, purchased inventory on account for $215,000, paid $54,000 in salaries during the month, sold merchandise that cost $148,000 to credit customers for $270,000, collected $250000 in cash from credit customers, paid supplies of inventory for $195,000. Post the transactions to t-accounts

Answers

I can do it tomorrow if it’s ok with you I don’t know the answer just need the points thx

Hernandez Company expects credit sales for January to be $43,000. Cash sales are expected to be $23,000. The company expects credit and cash sales to increase 10% for the month of February. Credit sales are collected in the month following the month in which sales are made. Based on this information, the amount of cash collections in February would be:

Answers

Answer:

the cash collections in the month of Feb is $68,300

Explanation:

The computation of the cash collections in the month of Feb is as follows:

= Cash sales × 110% + credit sales

= $23,000 × 110% + $43,000

= $25,300 + $43,000

= $68,300

hence, the cash collections in the month of Feb is $68,300

We simply applied the above formula so that the correct value could come

And, the same is to be considered

Suppose a stock is expected to pay a $0.50 dividend every quarter and the required return is 10% with quarterly compounding . What is the price ?

Answers

If dividends are expected at regular intervals forever, then this is a perpetuity and the present value of expected future dividends can be found using the perpetuity formula

P0 = D / R

P0 = .50 / (.1 / 4) = $20

Your price would be $20

Hope this helps :)

Explain the effect of a tariff on consumer surplus and producer surplus.

Answers

The increase in the domestic price of both imported goods and the domestic substitutes reduces the amount of consumer surplus in the market. Tariff effects on the importing country's producers. ... The increase in the price of their product on the domestic market increases producer surplus in the industry.
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