If your net income is $13,000 and your variable expenses are $2,000, fixed expenses are $5,000 your cash surplus is:_____.
If your net income is $13,000 and your variable expenses are $2,000, fixed expenses are $5,000 your cash surplus disposable income is $6000.
It is calculated as $13000-2000-5000=
$6000
Disposable income is also known as disposable personal income or DPI, is the amount of money which any individual or household has to spend and save after income taxes have been deducted.
At the macro economic level, disposable personal income is closely monitored as it is one of the key economic indicators that is used to gauge the overall state of the economy.
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given the following historical demand, what is the weighted moving average forecast (0.4, 0.3, 0.3) for week 6? week 1 = 3000 week 2 = 5000 week 3 = 7000 week 4 = 9000 week 5 = 11000 week 6 = predict using the weighted moving average forecast (0.4, 0.3, 0.3)
Forecast for week 6 = 9200
A weighted moving average emphasizes recent data while downplaying historical data. This is accomplished by increasing the price of each bar by a weighting factor. Weighted Moving Average will track prices more precisely than a related Simple Moving Average due to its special calculation.
In a weighted moving average approach, recent values of demand are given greater weight since they are more pertinent. As a result, we have
Forecast for week 6 = (Week 5 * 0.4) + (Week 4 * 0.3) + (Week 3 * 0.3)
= (11000 * 0.4) + (9000 * 0.3) + (7000 * 0.3) = 9200
Therefore, Forecast for week 6 = 9200
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A production possibilities curve (ppc) that is bowed outward (from the origin) represents the concept that:________
A production possibilities curve (PPC) that is bowed outward (from the origin) represents the concept that: the production of additional units of one good requires that increasing quantities of the other good be given up.
This is further explained below.
What is the production possibilities curve?Generally, is a model that is used to illustrate the costs and benefits involved with dividing up resources for the production of two different types of commodities.
The production possibilities curve is a useful tool for illustrating a variety of economic principles, including scarcity, opportunity cost, efficiency, inefficiency, economic expansion, and contraction.
In conclusion, The idea that the production of greater units of one good necessitates that increasing amounts of the other good be given up is represented by a production possibilities curve (PPC) that is bent outward (from the origin). This concept is based on the fact that there are two goods.
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a consumer magazine article titled "how safe is the air in airplanes" reports that the air quality, as quantified by the degree of staleness, was measured on 175 domestic flights.
A consumer magazine article titled "How Safe Is the Air in Airplanes" reports that the air quality, as quantified by the degree of staleness, was measured on 175 domestic flights.
The purpose of this article was to study about the safety of all flights as a whole.
Since all the flights cannot be measured within a reasonable time, a sample of 175 domestic flights were taken.
a) The population of interest would be the measure of safety of all the airplanes.
b) Sample is the 175 domestic flights selected
c) The characteristics of interest is the safety in travelling by air in Airplanes due to air quality.
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2. What is the average fee charged by large banks for using an out-of-network ATM?
These charges will typically cost between $2.00 and $3.50
Answer: Bank ATM fees vary based on your bank and the type of account you have. A 2017 Bankrate report found that that the average cost for withdrawing money from an out-of-network ATM reached a record $4.69 this fall. The average fee ATM operators charge also increased to $2.97
give me Brainiest please.
what information would a business gather if they have meetings and how would they make this better?
A meeting's main goal is to bring important people together to discuss issues of shared interest. If a meeting is required, it is essential to create an agenda listing the subjects for discussion.
In all businesses, meetings are a necessary component of the modern office. Think of meetings as the lifeblood of a company. A successful flow of ideas and choices creates a robust and healthy organization by invigorating every element of the company, inspiring fresh concepts, and advancing strategy.
In a meeting reviewing ongoing initiatives and the status of the quarterly targets also helps. This has to be communicated so that everyone is aware of how the team is doing in relation to its goals and where a team member might be struggling and in need of assistance. Roadblocks and obstacles are also evaluated, along with information on industry insights and updates.
Along with this, crucial information regarding product updates is also found in meetings. The weekly key metrics and individual priorities can also be ascertained. Information regarding Past or incomplete action items and team shoutouts are also a part of the information in this context.
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In order to have more efficient supply chains, when the world becomes your market, what term has been used to describe how intermediaries are often critical to facilitate effective commerce?.
Global supply chains has been used to highlight how intermediates are frequently critical to promote effective commerce, which is important when the entire world becomes your market.
A Global supply chains is a network between a business, its suppliers, and its customers that includes all the transactions involved in turning raw materials into marketable items.
Activities, people, technology, information, and resources are all part of global supply chain networks. Sales, sourcing, procurement, production, logistics, and customer service, on the other hand, are among the functional teams that make up the company's network and are responsible for ensuring that customers receive the products they have bought or that they want to buy.
Over the ages, the supply chain management process has evolved. Leading Global supply chains partners now have a competitive edge by operating more quickly, eliminating friction through all internal and external phases, and offering more transparency throughout the process of delivering a good or service above and above the needs of the final consumer.
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The emergence of cremation as popular way of dealing with the passing of loved ones represents an _________ to funeral homes as they seek to market and profit from their services.
Funeral houses face an environmental challenge as they try to market and make money from their services since cremation has become a popular method of dealing with the loss of a loved one.
What effects does cremation have on the environment?
The airborne pollutants emitted during cremation are another troublesome aspect. The release of millions of tons of carbon dioxide pollution into the atmosphere is one of the environmental repercussions. To address this issue, many towns have established restrictions on the number of hours crematories may operate without compromising air quality.
What impact do corpses have on the environment?
It emits unsavory compounds into the air, including carbon monoxide, fine soot, sulfur dioxide, heavy metals, and particularly worrisome mercury emissions from dental fillings.
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Describing the job in terms of the observable competencies or skills necessary for good job performance is called a ________.
Describing the job in terms of the observable competencies or skills necessary for good job performance is called a critical incident technique.
The critical incident method (CIT) is a scientific method for acquiring rich, qualitative information about significant incidents from observers with firsthand experience, which in turn allows researchers recognize the important requirements for people, methods, or structures.
The steps of the vital Incident method are as follows:
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you are expecting to receive two payments: $5,000 in one year and $3,000 in two years from today. what is the total present value if your discount rate is 6%? round to the nearest dollar.
The total present value of 6% discount rate is $1,179.245 (round to the nearest dollar) is $ 1,179.
A sales discount is a discounted price offered by a business for a product or service. Learn how to add discounts to your bill. A sales rebate, also commonly referred to as a “discount, offers a company's customer a discounted price on one or more of the products or services offered by the company.
He offers a 10% discount for a customer to purchase tickets at a discounted price, regular price, or full price discount. Prorated deductions from debt accounts, usually in exchange for cash or prompt payment. Deduction of interest on prepayments or purchases of unpaid bills or bills.
Selling goods or services at a lower price than usual to encourage people to buy or use them, or offering goods or services to. He is good at finding bargains and special reported to her about offers and cheap lines
PV= $5,000/(1+0.06)4
= 1,179.245
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You are planning to place your money in safe government securities, which currently offer a 4% riskless rate of return. Before making this investment, an entrepreneur approaches you and asks you to purchase her new business venture, fastdrop, a delivery service for legal documents that would produce a single cash inflow of $80,000 at the end of the year. You have determined that 6% is an appropriate risk premium for this investment. How much would you be willing to pay for fast drop?.
Answer:
probably 50 euros, dollars or pounds wherever which countrie your in
in 1931, president herbert hoover was paid a salary of $75,000. government statistics show a consumer price index of 15.2 for 1931 and 237 for 2015. president hoover’s 1931 salary was equivalent to a 2015 salary of about
The consumer price index of 15.2 for 1931 and 237 for 2015. president hoover’s 1931 salary was equivalent to a 2015 salary of about b. $1,169,408.
The Consumer Price Index is a price index that is the price of a weighted average basket of consumer goods and services purchased by households. Measured CPI changes track price changes over time.
The
The index is usually calculated monthly or quarterly in some countries as a weighted average of sub-indices of various elements of consumer spending such as food, housing, shoes, and clothing. subindex.
Statistical estimates are generated from prices for a representative sample of regularly priced items. Sub-indexes and sub-sub-indexes can be calculated for different categories and sub-categories of goods and services.
Equivalent value to a 2015 salary = (CPI of 2015/CPI of 1931)* Salary of 1931
= (237/15.2)*75000
= $1169407.895
= $1169408
Hence, Ans b is correct
Disclaimer:- your question is incomplete, please see below for the complete question.
a. $1,057,894
b. $1,169,408
c. $16,080,001
d. $4965
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When should an expenditure be recorded as an asset rather than an expense?
If there is a potential benefit from the expense in the future, we can classify it as an asset rather than an expense. The expense should be classified as an asset if the advantage extends beyond the current accounting period.
What is an Asset ?An asset is a resource with economic value that a person, company, or nation owns or manages in the anticipation that it may one day be valuable.
The balance sheet of a business lists assets. They are broken down into four groups: present, fixed, financial, and tangible. They are purchased or created in an effort to increase a company's worth or enhance its operations.
Hence, If a future benefit may be derived from an expenditure, it might be classified as an asset.
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show your understanding of a merchandiser by completing the following statement. merchandisers earn net income by (buying/manufacturing) and (selling/purchasing) merchandise.
Answer:
buying, selling
Explanation:
Show your understanding of a merchandiser by completing the following statement. Merchandisers earn net income by buying and selling merchandise.
What is Merchandisers?Merchandisers are in charge of all the actions that take place to a product from the time it is brought into the store until a consumer takes it off the shelf. They monitor the availability and look of the products at numerous stores throughout the designated geographic area.
It focuses on attracting clients through product positioning and eye-catching product displays. There are two different kinds of merchandisers: retail and wholesale. While wholesalers purchase goods from producers and resell them to retailers, retailers offer their items straight to customers.
Thus, they are buying and selling.
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What term describes an internet-inspired mechanism for raising money or sponsorship from members of the public for a small project or business venture?.
An internet-inspired method for soliciting financial support or sponsorship from the general public for a side project or commercial venture is referred to as project sponsorship.
The person in charge of the project overall is known as the project sponsor; this person is frequently a manager or executive. He or she serves as the organization's representative and is primarily concerned with ensuring that the project sponsorship provides the agreed-upon business benefits. In doing so, they play a crucial leadership role across a variety of domains.
An important set of project-related tasks that can be categorized as belonging to the categories of vision, governance, and value/benefit realization are typically initiated, ensured, approved, and established by the project sponsorship. Keep in mind that most of the items might appear in multiple categories and that the categories are not mutually exclusive.
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A company will pay a $2 per share dividend in 1 year. The dividend in 2 years will be $4 per share, and it is expected that dividends will grow at 5% per year thereafter. The expected rate of return on the stock is 12%. True or false?.
It is true, In a year, a corporation will distribute a $2 per share dividend. The $4 per share dividend that will be paid in two years will be followed by a 5% annual dividend growth rate. The stock should return 12%, on average.
Year 1 and Year 2 dividends are anticipated to be -
D1 = $2
D2 = $4
The dividends that will be paid throughout the 5% stable growth phase following year 2
After year 2, g equals a 5% dividend growth rate.
k = 12% for the needed rate of return or cost of equity
We can now determine each dividend's current value;
Dividend paid / (1+k) t = Present Value of Dividend (where t is the time period)
PV1 = $2/ 1.12 = $1.79
PV2 = $4/ (1.12) ^2 = $3.19
These dividends' residual value in the terminal year can be calculated using the stable-growth Gordon Growth Model calculation.
=D2 *(1+g) / (k-g) (k-g)
= $4 * (1+5%)/ (12% - 5%) = $60.00
These stable growth period dividends' residual value (present value) is
$60 / (1.12) ^2 = $47.83
To get the current stock price, add the present values of future dividends.
P0 = $1.79 + $3.19 + $47.83
= $52.81 (rounding off to two decimal places) (rounding off to two decimal points)
Currently, the cost of a share of the company's stock is $52.81.
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Which is the most clear and precise sentence explaining what to do before submitting new content to a webmaster?
The most clear and precise sentence explaining what to do before submitting new content to a webmaster is b) Please consult the Frequently Asked Questions web page before submitting new content to the webmaster.
What is webmaster?A webmaster can be described as the individuals that is responsible for the creation as well as the management of the content and organization of a website.
It should be noted that this individuals are those that posses the skill to manages the computer server as well as the capability to deal with the technical programming aspects that can affect the operation as well as the main purpose of the website .or does both.
In conclusion, the most clear and precise sentence explaining what to do before submitting new content to a webmaster is b) Please consult the Frequently Asked Questions web page before submitting new content to the webmaster.
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CHECK THE COMPLETE QUESTION:
Which is the most clear and precise sentence explaining what to do before submitting new content to a webmaster?
a) If you wish to submit new content to the webmaster, refer to the Frequently Asked Questions web page first.
b) Please consult the Frequently Asked Questions web page before submitting new content to the webmaster.
c) The Frequently Asked Questions web page will provide you with useful information when you are preparing new content to submit to the webmaster.
How lionbridge plans and creates optimized articles for a global multilingual website seo copywriting for multiple markets for an international website.
For international, multilingual websites that need for more than just translation, Lionbridge offers three tiers of digital content optimization services. When you have the right service level, you can efficiently manage your resources and deliver your stuff.
Lionbridge provides its clients with a Standard Information Optimization option that enables them to translate content into several multilingual languages in order to rank well when people conduct generic internet searches pertaining to your product.
By conducting in-market keyword research and using the results to update the translated text, Lionbridge enhances their client's search engine results. It updates titles, descriptions, and headers. Incorporating relevant multilingual keywords in the on-page text also requires a few minor tweaks to your content.
The future of localization from Lionbridge, including how important language is to driving global expansion and the digital revolution. With Lionbridge's knowledge of localization, content production, and search, you can increase sales in every market and in any language.
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Adam invested $12,000 in a six-year cd that paid 7.1% interest, but later needed to withdraw $2,500 early. if the cd’s penalty for early withdrawal was eighteen months’ worth of interest on the amount withdrawn, how much of a penalty did adam pay? a. $138.89 b. $177.50 c. $266.25 d. $319.50 please select the best answer from the choices provided a b c d
If Adam invested $12,000 in a six-year CD that paid 7.1% interest, but later needed to withdraw $2,500 early. If the CD’s penalty for early withdrawal was eighteen months’ worth of interest on the amount withdrawn, The amount penalty that Adam pay is: c. $266.25.
Amount paid as penalty
First step is to calculate the monthly interest for 18 months
Monthly interest= (7.1% / 12)×18 months
Monthly interest= 10.65%
Second step is to calculate the amount paid as penalty
Penalty amount= 2500×10.65%
Penalty amount=$266.25
Therefore If Adam invested $12,000 in a six-year CD that paid 7.1% interest, but later needed to withdraw $2,500 early. If the CD’s penalty for early withdrawal was eighteen months’ worth of interest on the amount withdrawn, The amount penalty that Adam pay is: c. $266.25.
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filed tax returns.
a.
I only
b.
II only
c.
I and II only
d.
I, II, and III
Please select the best answer from the choices provided
A
B
C
D
Where does the FDIC’s reserve fund come from?
a.
The FDIC has access to federal tax revenue.
b.
If an insured bank fails, the FDIC keeps the money at that bank that is beyond the insured limit.
c.
A certain amount of money goes directly from the Treasury to the FDIC’s reserve fund.
d.
Insured banks pay a premium on the money insured.
When Theresa makes the calculations, she finds that she cannot afford everything that she would like to have. What is the cheapest aspect of the party that she can eliminate to keep from overdrawing her account?
a.
Venue
b.
Musicians
c.
Catering
d.
Refreshments
Please select the best answer from the choices provided
A
B
C
D
If the NCUA pays $1.92 billion to cover several failed credit unions, and doing so drains its reserve fund by 8.42%, approximately how much was in the fund to begin with?
a.
$24.7 billion
b.
$22.8 billion
c.
$20.9 billion
d.
$19.0 billion
Please select the best answer from the choices provided
A
B
C
D
Anna gets an overdraft fee if her balance at the end of the day is negative. On which day or days does Anna get charged an overdraft fee?
I. Wednesday
II. Thursday
III. Friday
a.
I only
b.
I and II
c.
II and III
d.
III only
Please select the best answer from the choices provided
A
B
C
D
Based upon past experience, Jessie expects to accidentally overdraft the account about 3 times per year, unfortunately all in the same month, due to unexpected charges and miscommunications. She expects no 2nd copies of statements, and to use network ATMs 4 times per month with either bank. Based on the tables of fees, which bank can be reasonably expected to cost Jessie the least amount in fees per year?
a.
Good Bank will have the least amount in fees per year.
b.
Great Bank will have the least amount in fees per year.
c.
Good Bank and Great Bank would have the same costs for Jessie.
d.
The fees can simply not be estimated in advance, so no decision should be made.
An investment of $7,650 earns interest at the rate of 5% and is compounded quarterly. What is the accumulated value of the investment at the end of 9 years?
a.
$11,964.17
b.
$11,867.66
c.
$9,338.56
d.
$8,554.94
Money is invested into an account earning 4.25% interest compounded annually. If the accumulated value after 18 years will be $25,000, approximately how much money is presently in the account?
a.
$5,875
b.
$11,820
c.
$19,125
d.
$23,960
In the formula I=P·r·t, what does P stand for?
a.
Percent: the interest rate expressed as a percentage
b.
Principal: the amount of money you initially invested
c.
Period: how often the interest is calculated
d.
Payout: how much money you end up with
Adam invested $12,000 in a six-year CD that paid 7.1% interest, but later needed to withdraw $2,500 early. If the CD’s penalty for early withdrawal was eighteen months’ worth of interest on the amount withdrawn, how much of a penalty did Adam pay?
a.
$138.89
b.
$177.50
c.
$266.25
d.
$319.50
Steven is looking at banks for checking and savings accounts. Some offer home loans and others do not. Steven may need a home loan sometime in the next few years. But he wonders if he should really ask what kinds of loans the bank makes, because he is getting a checking account, not a home loan. Which statement below gives the best reason for Steven to consider loan availability in choosing a checking account?
a.
The bank offers $100 to customers who get a pre-approval for a home loan.
b.
The bank provides ATMs in all the suburbs where Steve is interested in living.
c.
Banks that provide home loans can usually charge lower fees on checking accounts.
d.
If he needs a home loan in the future, he will have a relationship with the bank.
Nicole deposits $2,136 in a savings account paying 5.36% interest. To the nearest dollar, how much money does Nicole have in total after nine years?
a.
$213
b.
$1,030
c.
$1,272
d.
$3,166
How much cash did the person who filled out this deposit slip receive?
a.
$381.23
b.
$451.02
c.
$88.79
d.
$436.02
Yolanda used a reconciliation worksheet provided by her bank. Line 5 should equal line 6 at the end of the reconciliation, but it does not. Yolanda wants to first look for a single transaction that could have caused this problem with reconciliation. What is the amount of the transaction that Yolanda should look for in order to find a solution to the problem?
a.
$17.52
b.
$19.99
c.
$20.01
d.
$37.51
Norm has $15,000 to deposit. His daughter is a junior in high school and plans to go to college. Recommend the best way for Norm to store his money. Note that the interest rates are expressed on an annual basis.
a.
A four-year CD paying 4.8% interest, with a substantial penalty for early withdrawal
b.
An online savings account offering 2.3% interest
c.
A money market account paying 3.5% interest, renewable for three-month commitments
d.
A checking account with no monthly fees
Explanation:
You are an employer seeking to fill a vacant position on an assembly line. Are you more concerned with the average product of labor or the marginal product of labor for the last person hired?.
The marginal product evaluates the impact of the most recent hiring on production, or total product. This makes it easier to calculate the revenue that would result from adding a second employee, which can then be contrasted with the expense of doing so. Therefore, option C is correct.
A manufacturing technique known as an assembly line separates the process of making a product into steps that must be completed in a certain order. Assembly lines are the method used the most frequently in the mass production of commodities.
The marginal product is the additional product created as a result of adding an additional unit of input. Marginal product, in other words, refers to a change in the production output brought on by a change in the production input.
The complete question of the answer is given below
You are an employer seeking to fill a vacant position on an assembly line. Are you more concerned with the average product of labor or the marginal product of labor for the last person hired?
A. The marginal product of labor because to maximize profits, you will want to hire labor up to but not exceeding the point where labor begins to experience diminishing marginal returns.
B. The average product of labor because to maximize profits, you will want to hire labor up to but not exceeding the point where labor begins to experience diminishing marginal returns.
C. The marginal product because it measures the effect the last person hired has on output, or total product. This helps determine the revenue generated by hiring an another worker, which can be compared with the cost of hiring an another worker.
D. The average product of labor because productivity is maximized when average product is maximized. This determines the output where revenue and profit are maximized.
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A furniture seller believes that people who have just moved are more likely to need new furniture. What targeting dimension should this furniture seller use for their ad campaign?.
Furniture campaign for new movers can be done in many ways the few are listed below. This is called marketing, the better marketing provides better sales.
What is Marketing?Marketing is the advertising of goods and or services, usually marketing department is provided with a good amount of budget which enhances the sales.
Campaigns can be presented near the estate agency so that the individuals purchasing the house can easily contact for furniture. Also the ad campaign may be embed with some new movers which will encourage the new movers to purchase new furniture from the company.
The taglines can be used as "New house new furniture". Or "No same boring furniture with the new house". "A complete unique range of furniture to turn your new home into a living heaven".
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From whom to buy and when to buy are decisions made during which stage of the purchase decision process?.
Purchase decision is the process made during from whom to buy and when to buy.
A purchase decision is the thought process that drives consumers to identify needs, generate options, and select specific products and brands.
An example of a purchase decision?
A customer found a pink winter coat on sale at his 20% discount. After ensuring the brand used sustainable materials and asking her friends for feedback, she ordered the coat online.
What are the three types of purchase decisions?
There are three main categories of purchase decisions (nominal, limited and enhanced), all with a high level of engagement in the purchase, varying from low to low engagement. The types of purchase decision exist on the purchase participation continuum.
Who influences purchase decisions?
Personal factors include a consumer's age, occupation, lifestyle, social and economic status, and gender. These factors, individually or collectively, can influence consumer purchase decisions.
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What are the essential features of any earned value management (evm) system? check all that apply.
The essential features of any earned value management (EVM) system include the following:
"A valuation of each activity work. In the case of a project that generates,""Predefined earning or costing rules to quantify the accomplishment of work.""A project plan that identifies the activities to be accomplished."What is project management?Project management can be defined as the process of designing, planning, developing, leading and execution of a project plan or activities using a set of skills, tools, knowledge, techniques and experience to achieve the set goals and objectives of creating a unique product or service.
What is EVM?EVM is an abbreviation for earned value management and it can be defined as a strategic technique that is designed and development to measure the progress of a particular project in an objective manner.
This ultimately implies that, any earned value management (EVM) system has the ability to combine measurements of schedule, cost, and scope in a project, especially when a method for evaluating the project's relative success at a point in time is provided.
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Complete Question:
What are the essentials features of any earned value management (EVM) system? check all that apply
-the project have one, and only one, critical path
-a valuation of each activity work. In the case of a project that generates
-predefined earning or costing rules to quantify the accomplishment of work
-a project plan that identifies the activities to be accomplished
-all of the activities in the project have slack
a deliverable in a process breakdown structure (pbs) is defined as:multiple choice question.an output of some activity allowing the start of a new project phase.a clearly defined, specific product or service described by the project scope.an intangible outcome.
The outcome of an activity that enables the beginning of a new project phase is referred to as a deliverable in a process breakdown structure (PBS).
A project's hierarchy of the products or results it will produce is called a product breakdown structure, or PBS. It may be compared to the project's "shopping list." It uses a hierarchical framework to break down a "Main Project Product" into its component elements. Despite coming from the PRINCE2 approach, you may utilize the product breakdown structure in any product management context. It is employed there to evaluate, record, and convey a project's results. Using a product breakdown structure, you may break down a complicated project or product into more manageable parts. Teams may then have a clear grasp of a product, its parts, and what is needed to supply those parts.Know more about process breakdown structure:
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Shipments of compact digital cameras dropped by 42% due to the industry being unable to adjust to changes in the ________.
Shipments of compact digital cameras dropped by 42% due to industry being unable to adjust to changes in the technological dimension.
The technological dimension tends to focus on identifying the ways in which technology is incorporated into the current organization. So the work of this dimension is to question whether the company provides digital solutions in its products and services to its customers.
So here, an example is taken of the shipments of compact digital cameras which dropped by 42% due to the industry being unable to adjust to changes in the technological dimension. Thus, the product then failed to satisfy the consumer wants.
Hence, the technological dimension includes the scientific and technological advancements in a society and specific industry at large.
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A small business owner visits her bank to ask for a loan. The owner states that she can repay a loan at $1,000 per month for the next three years and then $2,000 per month for two years after that. If the bank is charging customers 7. 5 percent apr, how much would it be willing to lend the business owner?.
The amount bank will be willing to lend = $67,662.7
How is the amount calculated?
Present value of annuity=Monthly Payments× [1- [tex]\frac{1}{(1+r)^n}[/tex] ] ÷ r
where,
Monthly payments = $1,000
r = Rate of return = 7.5% / 12 = 0.625%
n = Number of periods = 3 ×12 = 36
Present value of annuity=$1,000×1− [[tex]\frac{1}{(1+0.00625)^3^6}[/tex] ] ÷ 0.00625
Present value of annuity=$32,147.91
Calculation of the present value of annuity for the next two years:
Present value of annuity=Monthly Payments× 1− [ [tex]\frac{1}{(1+r)^n}[/tex] ] ÷ r
where,
Monthly payments = $2,000
r = Rate of return = 7.5% / 12 = 0.625%
n = Number of periods = 2 ×12 = 24
Present value of annuity
=$2,000×1−[[tex]\frac{1}{(1+ 0.00635)^2^4}[/tex] ] ÷ 0.00625
Present value of annuity=$44,444.85
Now, lets calculate the present value:
Future value = $44,444.85
Rate of interest = 7.5% / 12 = 0.625%
Number of periods = 3 * 12 = 36
Present value=Future value∗1/(1+Rate of Interest)^Number of periods
Present value=$44,444.85∗1/(1+0.00625)^36
Present value=$35,514.79
The amount bank will be will to lend = Present value of annuity for the first three years + Present value
The amount bank will be will to lend = $32,147.91 + $35,514.79
The amount bank will be will to lend = $67,662.7
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If+the+interest+rate+is+9%,+what+is+the+present+value+of+$500+paid+at+the+end+of+year+5?
If the interest rate is 9%, what is the present value of $500 paid at the end of year 5 is 324.97.
What is interest rate?The interest rate is amount a lender charges a borrower and is a percentage of the principal—amount loaned. The interest rate on a loan is the typically noted on an annual basis known as the annual percentage rate (APR).
An interest rate can also apply to amount earned at a bank or credit union from a savings account or certificate of deposit (CD). Annual percentage yield (APY) refers to interest earned on these deposit accounts.
Interest is essentially a charge to borrower for the use of an asset. Assets borrowed can include the cash, consumer goods, vehicles, and property. Because of this, interest rate can be thought of as the "cost of money" - higher interest rates make borrowing same amount of money more expensive.
Interest rates thus apply to the most lending or borrowing transactions. Individuals borrow the money to purchase homes, fund projects, launch or fund businesses, or pay for college tuition. Businesses take out the loans to fund capital projects and expand their operations by purchasing fixed and long-term assets such as land, buildings, and machinery. Borrowed money is repaid either in a lump sum by a pre-determined date or in the periodic installments.
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bordner company manufactures hvac (heating, ventilation, and air conditioning) systems for commercial buildings. for each new design, bordner faces a 90 percent learning rate. on average, the first unit of a new design takes 600 hours. direct labor is paid $25 per hour.
Less than 1.0 and more than 10-6 are the range of values for the learning rate to be taken into account. The learning rate is often set to 0.1 or 0.01, and this might be a good place to start with your issue.
What is the learning rate?In statistics and machine learning, the learning rate is a tuning parameter in an optimization algorithm that chooses the step size at each iteration while working toward the minimum of a loss function.It serves as a metaphor for how quickly a machine learning model "learns," since it determines how much newly obtained information supersedes prior knowledge.The learning rate is frequently referred to as gain in the literature on adaptive control.The rate of convergence and overshooting must be balanced when choosing a learning rate.The learning rate specifies how large of a step is taken in the direction of descent, whereas the descent direction is often derived from the gradient of the loss function.To know more about the learning rate, refer to the following link:
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travelocity would like to test if the average roundtrip airfare between new york and london is less than $1,400. a type ii error would occur if travelocity concludes that the average airfare is
$1,400 or more when, in reality, the average airfare is less than $1,400.
The connection between an entity's assets, liabilities, and owner's equity is represented by the basic accounting equation, often known as the balance sheet equation. It serves as the system's cornerstone for double-entry bookkeeping. The total debits and total credit for each transaction are equal. Capital in a corporation is the stockholders' equity. Since every business transaction impacts at least two accounts, the accounting equation will always be "in balance," which means the left and right sides of a company's balance sheet should always be equal. In essence, the accounting method demonstrates that the firm's assets were acquired using equity and/or liabilities. owners.
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investment income tara paid one-half of her game-show winnings to the government for taxes. she invested one-third of her winnings in jeff’s copy shop at 14% interest and one-sixth of her winnings in kaiser’s german bakery at 12% interest. if she earned a total of $4000 on the investments
In finance and economics, interest is payment from a borrower or deposit-taking financial institution to a lender or depositor of an amount above repayment of the principal sum, at a particular rate. It is distinct from a fee that the borrower may pay the lender or some third party.
Let x be the amount of given show
taxes pay =1/2x
invested copy shop =1/3x at 14%
invested at bakery =1/6x at 12%
total interest is $4000 interest=PRT
(1/3×.0.14.1) + (1/6×.0.12.1)
0.14x/3 +0.02x =4000
multiply both sides by 300
14x+6x1200000
x=1200000
x=1200000/20
x=6000
so, she won $6000
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