The approximate average size of a loan made by the kiva microfinance services company was $416.62 out of the more than $550 million dollars provided to low-income people or to those who lack access to conventional banking services.
The range of financial products that microfinance institutions (MFIs) offer to their clients, including microloans, microfinance, and microinsurance products, is referred to as "microfinance." Microfinance was created in the 1970s when social entrepreneurs began providing substantial loans to the working poor.
One individual whose contributions to microfinance have made him well-known on a worldwide basis is Professor Muhammad Yunus, who shared the 2006 Nobel Peace Prize alongside Grameen Bank. Yunas and Grameen Bank have demonstrated that the poor are capable of escaping poverty. Additionally, Yunus demonstrated that loans provided to the working poor had relatively high payback rates when structured properly. His work attracted both profit-seeking capitalists and social engineers.
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One of the most effective ways entrepreneurs have of creating opportunity is to identify a problem in a market and seek a solution.
a. true
b. false
This is true. One of the most effective ways entrepreneurs have of creating opportunity is to identify a problem in a market and seek a solution.
Who is an entrepreneur?This is a person that is regarded to as innovative person. The entrepreneur is one that would be able to provide the solutions to the problems and the needs of people in the society through the goods that they make and the services they provide.
Hence we can say that this is true. One of the most effective ways entrepreneurs have of creating opportunity is to identify a problem in a market and seek a solution.
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Suppose a u. S. Treasury bond will pay $4,475 five years from now. If the going interest rate on 5-year treasury bonds is 4. 25%, how much is the bond worth today?.
Suppose a u. S. Treasury bond will pay $4,475 five years from now. If the going interest rate on 5-year treasury bonds is 4. 25%, the bond worth today is $2030.31.
What is treasury bond?Treasury bonds (T-bonds) are government debt securities with maturities longer than 20 years that are issued by the U.S. Federal government. T-bonds accrue interest at regular intervals until maturity, when they are paid in full to the owner.
Treasury bonds are a subset of the broader class of U.S. government debt known as treasuries, which are sometimes thought of as nearly risk-free because they are supported by the government's power to tax its citizens.
One of the four categories of debt that the U.S. Department of the Treasury issues to fund government spending is known as a Treasury Bond (or "T-Bond"). Treasury bills, Treasury notes, Treasury bonds, and Treasury Inflation-Protected Securities are the four categories of debt (TIPS). The maturities and coupon rates of these securities vary.
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At this time, the bond is valued $3,634.23.
A sum of money's present value is how much it is worth today.
What distinguishes present value from future value?The present value is the sum of money that must be invested in order to achieve a specific future goal.
Future value is the sum of money that, if the original investment is made, will increase over time.
To realize future value, you must invest the present value.
Given,
$4,475 Future Value
t = 5 years
Rate = 4.25%
Present Value Calculation =
The files listed below with an attachment include the formulas and calculations.
The present value is one of the essential concepts in valuation.
Simply said, figuring out the value of an amount that will be received in the future today is how to determine its present value.
Selecting the most profitable investments is made simpler by evaluating a variety of investment possibilities.
The bond's current value is therefore $3,634.23
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Switzerland is much smaller than the united states but its population density is much greater. Although switzerland’s gdp is much smaller than the united states’ gdp, its _______ is slightly higher.
Switzerland is much smaller than the united states but its population density is much greater. Although Switzerland's GDP is much smaller than the united states' GDP, its GDP per capita is slightly higher.
A country's Gross Domestic Product (GDP) per capita is calculated by dividing the GDP by the entire population. The table that follows ranks all of the nations in the world according to nominal GDP per capita and GDP at purchasing power parity (PPP) per capita. Therefore, a higher GDP per capita is frequently associated with excellent outcomes in a wide variety of areas, such as better fitness, more education, or even more lifestyle satisfaction. United States of America. The United States of America is a North American country and the strongest naval and economic power in the region. Likewise, its cultural influence is felt around the globe, mostly because to the popular culture that is reflected in music, movies, and television.
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Name some good and bad things the federal reserve does for the economy
Some good things the Federal Reserve does for the economy include:
Regulating banks Keeping inflation stableSome bad things the Federal Reserve does for the economy include:
Increasing interest rates which make loans difficult What does the federal reserve do?The Federal Reserve Bank of the United States is the central banking system of the nation. As such they have the role of keeping the economy stable by controlling inflation. They also regulate banks to ensure that banks don't engage in behavior that can hurt the economy and consumers.
Sadly when the Federal Reserve carries out its duties, it can end up hurting people. For instance, when interest rates are raised to combat inflation, this can make loans more expensive for people to get and so they would have to pay more interest on the loans.
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If good growing conditions increase the supply of strawberries and hot weather increases the demand for strawberries, the quantity of strawberries bought.
The amount of strawberries purchased increases and the price may increase, decrease, or remain unchanged if favourable farming practices improve the supply of strawberries and warmer temperatures raises the demand for strawberries.
More about demand:
The law of supply and demand combines two key economic ideas to describe how changes in the price of a resource, item, or service affect its supply and demand. Demand declines when the price rises, but supply increases. However, when the price drops, the supply is constrained and demand increases.
In microeconomics, supply and demand is an economic theory that explains how prices are determined in a market. It is assumed that, in a competitive market, the unit price for a particular item or other traded good, such as labour or liquid financial assets, will fluctuate until it settles at a position where the amount sought (at the current price) matches the quantity provided, generating equilibrium.
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What is the primary measure that creditors use determine whether to give you credit, decide the terms you are offered, and the interest rate you will pay for a loan?.
Answer:
Your creditworthiness is what creditors look at before they approve any new credit to you. Creditworthiness is determined by several factors including your repayment history and credit score
Explanation:
the answer is credit score courtesy of shelovesvoodoo in ig
What skills are needed to become a product developer?
Answer: To be successful as a product developer, you should have engineering and design knowledge, solid knowledge of the prototype design process, and strong written and verbal communication skills.
Explanation:
which one of the following statements is not true? question 6 options: dso measures in days, the time the firm takes to convert its receivables into cash. one ratio that measures the
According to the declaration The longer the firm takes to collect on its own receivables, the further efficient the firm is.
What exactly is receivables turnover?The receivable Turnover Ratio, also known as Debtor's Turnover Ratio, is an accounting metric used to assess how efficient a company is at extending credit and collecting debts. The receivables turnover ratio is really an activity ratio that measures how well a company utilizes its assets.
Briefing:Days on sales outstanding is a measure of activity.
DSO = number of days in a period / receivables turnover
DSO assesses the effectiveness of a company's receivables collection policy.
Receivables turnover ratio = Revenue / average receivables
The faster a company collects its receivables, the further efficient it is.
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I understand that the question you are looking for is:
Which one of the following statements is NOT true? Question 6 options: DSO measures in days, the time the firm takes to convert its receivables into cash. One ratio that measures the efficiency of a firm's collection policy is days' sales outstanding. The accounts receivables turnover ratio measures how quickly the firm collects on its credit sales. The more days that it takes the firm to collect on its receivables, the more efficient the firm is.
If your manager were to give you a complex project that involved a lot of research and analysis to provide information to write a detailed and accurate report, how might you make it more manageable? What type of communication skills would that require?
Answer:
That would be written Communication.
Explanation:
Answer:
the answer is communitive
Explanation:
The normal balance of any account is the :________
a. side which increases that account.
b. left side.
c. side which decreases that account.
d. right side.
The normal balance of any account is the side which increases that account.
What is a normal balance?
It refers to the expectation that a particular type of account will have either as a debit/credit balance which is based on its classification within the chart of accounts. That said, it can be possible for an account expected to have a normal balance as a debit to actually have a credit balance.
Hence, this normal balance of an account is the side of the account that is positive or increasing; but for an asset and expense accounts. it is the debit side, while for income, equity, and liability accounts it is the credit side.
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Question 1 of 15.
Your Total Labor Cost was $27,750. Management Labor was $4,575 and Tax & Benefits were $8,150. Your average Direct Labor Hourly Wage was $10.25. How many Direct Labor Hours did you use?
Direct Labor Hours pay =3,948.78.
Direct Labor work cost is a part of wage-bill or payroll that may be mainly and constantly assigned to or related to the manufacture of a product, a particular work order, or provision of a provider.
Direct labor value is easy to recognize. It refers to the fees, which include wages and other advantages, that you incur for employees that at once paint at the tasks including the laborer, rigger, foreman, and pipefitter. oblique hard work refers to employees who aren't involved in planning or construction initiatives.
The total Labor Cost was $27,750.
Management Labor was $4,575 '
Tax & Benefits were $8,150.
Total cost invluding = $27,750. + 4,575 + $8,150.
= $40475
Direct Labor Hourly Wage = $10.25.
Direct Labor Hours pay =3,948.78
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The ________ view of social responsibility is that managers today are employees with a primary responsibility to shareholders and their single focus should be on generating financial returns.
In the classical view managers nowadays are employees with a primary duty to shareholders, and their main goal should be to produce financial returns. This is what is meant by social responsibility.
More about social responsibility:
A business must act in a way that benefits both its shareholders and society as a whole in order to be considered socially responsible. Many companies—including those with "green" initiatives—have incorporated social responsibility into their business models without compromising their capacity to make money.
Social responsibility is becoming increasingly important to investors and clients who want businesses that not only succeed but also improve human and environmental welfare.
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Brazil exports coffee into the common market known as the european union and imports from the european union other products that brazil could produce but at a higher cost than what it costs the europeans to produce. This practice follows the theory of.
Brazil exports coffee into the common market known as the european union and imports from the european union other products that brazil could produce but at a higher cost than what it costs the europeans to produce. This practice follows the theory of absolute advantage.
What is the theory of absolute advantage?The concept of absolute advantage was developed by Adam Smith in The Wealth of Nations to show how countries can gain by specializing in producing and exporting the goods that they produce more efficiently than other countries, and by importing goods that other countries produce more efficiently.
Smith argued that it was impossible for all nations to become rich simultaneously by following mercantilism because the export of one nation is another nation’s import and instead stated that all nations would gain simultaneously if they practiced free trade and specialized in accordance with their absolute advantage. Smith also stated that the wealth of nations depends upon the goods and services available to their citizens, rather than their gold reserves.
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Tillie is served with a lawsuit to collect a debt tillie allegedly owes to big ben clocks. The summons attached to the lawsuit says that tillie has thirty days to answer the complaint. Fifteen days later, tillie receives a copy of a default judgment in the mail, directing tillie to pay $1000 to big ben clocks. Does tillie have any grounds on which to have the default judgment set aside?.
Tillie have any grounds on which to have the default judgment set aside, it is a violation of procedural due process.
Debt is a financial obligation owned by the company to other parties that has not been fulfilled, originating from bank loans, leasing, bond sales and others that are used as a source of funds or capital for the company's operations. Debt is a sacrifice of future economic benefits that may arise from a present obligation.
Debt shows the source of capital originating from creditors. Within a certain period of time the company is obliged to pay back or is obliged to fulfill the bills originating from these outside parties. The fulfillment of this obligation can be in the form of payment of money, delivery of goods or services to parties who have provided loans to the company. The company carries out these obligations and if these obligations are not carried out in a timely manner it will be possible for a company to receive sanctions or consequences. The sanctions and consequences obtained are in the form of transfer of ownership of assets at one time.
Debt is one source of financing that comes from outside the company that is used by the company as additional funds in running the company. In making decisions regarding debt, managers must consider the amount of fixed costs that will arise from debt in the form of interest which will lead to increased financial leverage and increased uncertainty of returns for common shareholders.
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before revising or developing a new public relations campaign for a new client, lakshmi is conducting formal background research to assess the internal and external public relations environment that affects the organization's audiences, objectives, competitors, and past results. she is doing this to ensure that the current campaign is on track and performing as intended. what does this scenario illustrate?
This scenario illustrates is communication audit.
A SWOT analysis is a tool that can be used to scan an organization's internal and external environment. It helps identify strengths that can be leveraged and weaknesses that can be addressed, as well as opportunities and threats to success. Messages Scenario to reach large audiences are becoming less and less effective. Ian works in the public relations department of his company.
The PRSA Code of Ethics establishes principles and guidelines that uphold core values of ethical public relations, including advocacy, integrity, loyalty, professional development, and objectivity. Offer onsite media tours to encourage journalists to cover positive news about your business, use social media to attract journalists' attention, and follow journalists covering our market.
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Roy is looking for a group or organization that could help prepare him to be a business leader and provide a variety of leadership experiences. What group might be a good fit for Roy?
A. America’s Next Entrepreneurs (ANE)
B. Future Business Leaders of America (FBLA)
C. Entrepreneurial Leaders of America (ELA)
D. Business and Students First (BSF)
A philosophy known as entrepreneurial leadership focuses businesses on solving problems as opportunities to advance the economy and society. Entrepreneurial Leaders of America
Whatever the situation you find yourself in, entrepreneurial leadership will be essential to your development. Gaining leadership abilities facilitates talent development, the introduction of new goods and services, efficiency, and market share.
Leadership and the leadership process are a component of the innovation method, and as such, they have an impact on the sustainability and innovativeness of invention. Leadership has an equal impact on innovation's efficacy and accuracy, and it also aids in managing and directing the uncertainty that comes with the process.
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you manage two employees at the flower shop. they perform two tasks: caring for the displays of cut flowers and making flower arrangements to fill customer orders. in organizing your employees and assigning them tasks, you should:
You manage two employees at the flower shop. They perform two tasks: caring for the displays of cut flowers and making flower arrangements to fill customer orders. In organizing your employees and assigning them tasks, you should assign task according to their comparative advantage in the task.
Not all people are the same and can be good at one task or the other thus before assigning them tasks one should examine their capabilities and assign them task accordingly so that they perform effectively. This not only reduces time but also increases productivity of the place employees are working for.
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Cisco uses the term the power of in-person to describe the ability of what technology to improve access to subject matter experts and to open doors for small business people?.
Cisco refers to telepresence as having "the power of in-person," and it is a technology that improves access to subject matter experts and creates opportunities for small business owners.
A person can appear to be present using telerobotics at a location other than their actual location thanks to a series of technologies together known as telepresence.
Users need particular stimuli to interact with in order for telepresence to give them the sensation that they are somewhere else. Users might also be given the ability to influence a remote area. In this situation, the user's position, motions, actions, voice, etc., may be sensed in order to broadcast and replicate in the distant location to achieve this effect. As a result, telepresence information may be exchanged in both directions between the user and the remote site.
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with small businesses in very competitive industries, small differences in performance may affect that company’s survival. in this case, it is worth the effort for the company’s managers to implement
which details support the idea that samara lives in a supportive community? select each correct answer. samara receives positive responses to participate in developing the park. samara receives positive responses to participate in developing the park. wanda and other librarians help samara with her presentation for the zoning board. wanda and other librarians help samara with her presentation for the zoning board. samara realizes that pine grove does not have any open public spaces. samara realizes that pine grove does not have any open public spaces. mrs. yang wants to lead the gardening project. mrs. yang wants to lead the gardening project. samara spent many afternoons at the library.
Samara receives tremendous responses to participate in developing the park.
Wanda and other librarians assist Samara with her presentation for the zoning board.
What is supportive community?A supportive neighborhood is a crew of humans who will assist you thru tough instances and celebrate with you in glad times.
It is a group of human beings who have a commitment to you and who are there when you want them. For some people, their nuclear and prolonged families1 serve as their supportive communities.
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https://brainly.com/question/14406852#SPJ4Which of these best describes the invisible hand theory of Adam Smith?
Group of answer choices
the individual can only succeed in an economy if there is no government intervention
when we act to better ourselves, society as a whole also benefits
society must vote as to the best course of action to take
doing what is best for you as an individual will never benefit society as a whole
For the best prices and supply levels, the invisible hand communicates with both producers and customers. explains Adam Smith's concept of the "invisible hand."
The concept of the invisible hand refers to the unseen forces that steer the free market economy. The best interests of society as a whole are served by individual self-interest and the freedom of production and consumption. The spontaneous movement of prices and the flow of commerce are caused by the ongoing interaction of individual influences on market supply and demand. The Wealth of Nations, Adam Smith's well-known book, is where the phrase "invisible hand" originally arose to express how free markets may motivate people to produce things that society needs. Critics contend that the invisible hand sometimes results in socially harmful outcomes and can promote selfishness, harmful externalities, inequality, and other ills.
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the managerial accountant at xyz company told her friend that the company expects to announce a major recall in a few weeks. the friend promptly sells all her stock in xyz. the accountant violated which ima requirement? (check all that apply.)
The managerial accountant of XYZ Company told a friend that the company will announce a major recall in the coming weeks. A friend soon sells all of his shares in XYZ. The auditor has violated this Ima requirement: The auditor has violated the Integrity and Confidentiality Statement of the Standards of Ethical and Professional Practice.
Management Accounting, or managerial accountant, is where managers use accounting information to make decisions and support management and the performance of its control functions.
Management Accountant Job Description: Prepares financial and transactional data for use within the organization. Assessing and managing financial risk. Analyze the cost of products or services and categorize this information into various cost and/or revenue centers. Cash flow modeling and forecasting.
Finally, managerial accountant information often takes the form of non-financial measures. For example, a Sportswear Company can measure the percentage of defective products produced and the percentage of on-time delivery to customers. This kind of non-financial information comes from the management accounting function.
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linc's software development team has run into a problem. the tools that they are using are old and missing some functions that would speed up the development process. linc can think of only one solution-buying new tools. because the new development tools are so expensive, linc called a meeting and asked everyone to suggest solutions that the company can afford. linc will do what the group decides is the best solution. according to the vroom-jago contingency model of leadership, which leadership style is linc using?
According to the vroom-jago contingency model of leadership, Linc is using facilitate leadership skills
What is facilitative leadership skills ?Through brainstorming, communication, and other activities that bring together the components of a team or organisation, a facilitative leader encourages innovative thinking. encouraging cooperation This entails encouraging group engagement and having all the participants collaborate to find a solution.
A facilitative approach recognises the value of connecting with people first and assisting them in identifying their own mistakes. They aggressively seek out accomplishments to highlight before using questions to foster a culture of self-correction rather than one of blame.Learn more about Leadership skills here:
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Power company a sells electricity for $0.04/kwh. company b sells for $0.03/kwh plus a $100/month charge. if your business uses 4,000 kwh per month, which company should you use?
Answer:
Power company A
Explanation:
We are given that
Power company A sells of 1 Kwhr electricity=$0.04
Power company B sells of 1 kw hr electricity=$0.03
Power company B additional monthly charge for electricity=$100
Total business uses electricity in 1 month=4000 kwhr
We have to find which company should
used by me.
Power company A sells of 4000 kwhr electricity =0.04 x 4000 $160
Power company B sells of 4000 kwhr electricity=4000 x 0.03 $120
Power company B sells of 4000 kwhr electricity=120+100=$220
Hence, Power company A should used by me because it is cheaper than company B.
Assume uber planned to cut losses by 40% by withdrawing from counties like china and singapore. A year has now passed since they have withdrawn and the company determines that losses have actually increased. Which step in the planning/control cycle does uber need to now execute?.
Determine of the direction.
Define control direction?Control or direction generally indicates that you have the authority to vote or invest in securities alone or with others under the terms of a contract, by operation of law, or other stated or implied agreement.
Meaning of the term "right to control"?The right to direct and reap the full economic rewards from the use of a certain item is known as the right to govern its use. These rights must last for a certain amount of time, which may also be established by the quantity of use.
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If the financial statements cannot be relied upon because they contain one or more material departures from gaap, which type of audit opinion will be issued by the auditor?.
The type of audit opinion that will be issued by the auditor is an adverse opinion.
A company or a business will usually issue financial statements in a certain period. This financial report is useful for knowing the transactions carried out within the company.
Of course, financial statements do not only dwell on financial records. There are many things you should know about financial statements. Such as understanding, benefits, examples, functions, to the income statement. Moreover, if you have a business, having financial statements is mandatory. Broadly speaking, financial statements are records of a company's transactions, both in-business transactions such as sales, or outside business transactions such as stock purchases, investments, and taxes.
This financial report is also very important to be arranged neatly so that investors or stakeholders can see that the business finances you are living are stable, well planned, and growing. Not only does it have an important role to get investors, but financial reports can also have other benefits in the business you are in.
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Christina adds up all of her paychecks from 2004. Her take-home pay for the year is her _______ income.
Christina adds up all of her paychecks from 2004. Her take-home pay for the year is her disposable income.
What is disposable income?If income is something that one gets from the next change of the services that are being provided by someone to another person, then it is a kind of disposable income.
It is that kind of income which one gets after the deduction of taxes and social security charges. This is a kind of income which is available for spending or one can save it according to their convenience.
Economic disposable income, also known as disposable personal income, refers to the amount of money available for household consumption.
Thus, disposable income can be saved or it can be used, which is done after the accounting of income tax.
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What is the quantity demanded when the price floor is $0.75 in the market for public transportation?
a. 100,000
b. 86,000
c. 75,000
d. 116,000
Answer: b !
Explanation:
A data ________ stores vast amounts of data in their original format until they are required, rather than forcing the integration of large volumes of data before analysis.
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what type of software allows stakeholders and users to control costs and manage budgeting through project planning, scheduling, resource allocation, and change management?
Through project planning, scheduling, resource allocation, and change management, project management software enables users and stakeholders to manage expenses and budgets.
Project management software is used for scheduling, allocating resources, managing changes, and planning projects. It enables cost control, budget management, quality management, and document management for project managers (PMs), stakeholders, and users. It may also be used as an administration system.
Why would you use project management software?For project planning, resource allocation, and scheduling, a variety of sectors employ project management software. It makes it possible for project managers and complete teams to manage their budget, quality control, and all paperwork that is shared during a project.
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