Jayda will earn more interest in Year 2 than Clayton will earn. The interest received in year 1 will be compounded at the end of year 2 and subsequent years. As Clayton is taking out the interest every year, it won't be compounded for Clayton.
In finance associate degree economics, interest is payment from a receiver or deposit-taking financial organization to an investor or investor of an amount on top of reimbursement of the capital (that is, the quantity borrowed), at a specific rate. it's distinct from a fee that the borrower could pay the lender or some third party.
It's conjointly distinct from a dividend that is paid by a corporation to its shareholders (owners) from its profit or reserve, however not at a particular rate set beforehand, but rather on a pro-rata basis as a share within the reward gained by risk-taking entrepreneurs when the revenue earned exceeds the full costs. Interest differs from profit, in this interest is received by a lender, whereas profit is received by the owner of the associate degree asset, investment, or enterprise.
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Customer-profitability analysis uses activity-based costing to determine the activities, costs, and profit associated with serving particular customers. True or false?.
The fallowing statement is true because the Customer-profitability analysis uses activity-based costing to see the activities, costs, and profit related to serving particular customers.
Customer profitability analysis may be a process of analyzing customers and their spending habits. It are often used as a financial performance indicator. It is wont to learn how profitable it's to stay each customer. Businesses can improve their decision-making. they'll also improve overall business operations using this metric. Customer profitability analysis involves the comparison of the revenue generated by a corporation. This data comes from its differing types of consumers. It includes the common customer costs incurred in generating that revenue. The goal here is to spot which customers are profitable for a business. It helps determine which of them aren't. this can be a very important business strategy. Therefore the subsequent statement is true.
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sasha makes her decisions based on preexisting information gained from a combination of life and work experience. in building opportunities, sasha uses .
Sasha makes her decisions based on preexisting information gained from a combination of life and work experience. In building opportunities, Sasha uses prior knowledge.
In life as a person grows up they learn a lot of things, there may be many set backs or achievements that one may gain throughout their life. But one of the most valuable things a person gains through life is experience which is through the decisions they make and choices they follow.
When one had an experience regarding a certain issue in life which can be bad or a good one they gain experience and the does or do not regarding the issue. When a similar situation comes up they react accordingly.
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*20 points*
Please and Thank you
Answer:
1. (TRUE)
2. (C)
Explanation:
sabrina company recorded an adjusting entry for salaries owed to employees at the end of the year. as a result of this entry, sabrina company's: (select all that apply.)multiple select question.
Sabrina Company recorded an adjusting entry for salaries owed to employees at the end of the year. As a result of this entry, Sabrina Company's equity decreases and liabilities increase.
What is equity?Equity in finance refers to ownership of assets that may be accompanied with debts or other liabilities. Liabilities are subtracted from asset value to calculate equity for accounting reasons.
What is liabilities?A liability is an obligation that a person or business has, typically financial in nature. Over time, liabilities are resolved by the transmission of economic advantages like cash, products, or services.
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the 2020 balance sheet of dugan, incorporated, showed current assets of $4,545 and current liabilities of $2,825. the 2021 balance sheet showed current assets of $3,280 and current liabilities of $1,690. what was the company’s 2021 change in net working capital, or nwc?
Net working capital = Current assets - Current liabilities
For 2020:
Net working capital = $4,545 - $2,825.
Net working capital = $1720
For 2021:
Net working capital = $3,280 - $1,690
Net working capital = $1590
Change in net working capital = Net working capital in 2021- Net working capital in 2020
Change in net working capital = $1590- $1720
Change in net working capital = -$130
What is balance sheet?The term balance sheet refers to a financial explanation that reports a company's resources, liabilities, and shareholder value at a particular point in time. Adjust sheets give the premise for computing rates of return for investors and evaluating a company's capital structure.
A balance sheet may be a financial statement that reports a company's resources, liabilities, and shareholder value.
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The ________ view of social responsibility is that managers today are employees with a primary responsibility to shareholders and their single focus should be on generating financial returns.
In the classical view managers nowadays are employees with a primary duty to shareholders, and their main goal should be to produce financial returns. This is what is meant by social responsibility.
More about social responsibility:
In order to be socially responsible, a company should act in a way that benefits society as a whole as well as its shareholders. Many businesses, including those with "green" initiatives, have integrated social responsibility into their business models without sacrificing profitability.
Investors and customers which desire ventures that not only are successful but also enhance the well-being of mankind and the environment place a growing emphasis on social responsibility.
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By reviewing hiring information from the previous year, james is trying to predict how many additional employees he will need to hire for the holiday rush. Which step in the process of human resource planning is jim engaged in?.
Reduce work hours for many employees this step in the process of human resource planning is Jim engaged in.
Human resources specialists recruit, display, and interview process applicants and vicinity newly employed people in jobs. They also may additionally cope with repayment and benefits, training, and employee members of the family. Exertions family members specialists interpret and administer exertions contracts. Human resources (HR) is the branch within a commercial enterprise this is chargeable for all matters employee-related. That includes recruiting, vetting, deciding on, hiring, onboarding, schooling, promoting, paying, and firing personnel and impartial contractors.
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kubin company’s relevant range of production is 18,000 to 22,000 units. when it produces and sells 20,000 units, its average costs per unit are as follows:
The total amount of product costs incurred to make 20,000 units is
$ 350,000.
What is Product cost?The business incurs two types of costs when producing an item: production costs and period costs.Expenses associated with the production process directly are referred to as production costs. These expenses consist of labor, raw material, and overhead charges.The expense won't be incurred if the production is terminated. The cost of the product includes both the fixed production cost and all variable costs.Calculation of product cost for producing 20,000 units:Existing production costs for each unit:
Direct materials = $ 7.00
Direct labor = $ 4.00
Manufacturing variable overhead = $ 1.50
Fixed manufacturing overhead = $ 5.00
Total product cost per unit = Number of units produced × (Direct materials + Direct labor + Variable manufacturing overhead + Fixed manufacturing overhead)
= $ 7.00 + $ 4.00+ $ 1.50 + $ 5.00 = $ 17.5
= 20,000 x $ 17.5 = $ 350,000
Hence, the total amount of product costs incurred to make 20,000 units is $ 350,000.
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You are solving a present value equation using a financial calculator and are given the number of years for compounding. This should be entered as the blank______ value on the financial calculator.
You are solving a present value equation using a financial calculator and are given the number of years for compounding. This should be entered as the n value on the financial calculator.
A future sum of money or stream of cash flows' present value (PV), assuming a particular rate of return, is their current value. Future value is converted to present value by using either a discount rate or the interest rate that would be generated if an investment were made. The difference between present value and future value is how much money you'd need to invest today in order to earn a certain amount in the future. Future value informs you how much an investment will be worth in the future.
The basis for determining whether any potential future financial rewards or obligations are fair is present value. For instance, a prospective higher purchase price may or may not be justified by a future cash refund discounted to present value.
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why might federal government regulators be more likely to monitor the state of the banking industry than the health of other industries, such as restaurants, software companies, or department stores? aren't those industries also important to the economy? a. the banking industry employs more workers than any other industry, so its health is vital to the economy. b. the banking industry prints the money that the government needs to function so that its financial health is protected. c. even though a bank failure would not harm businesses, households would lose all the money that they had deposited in the banks. d. the banking industry is more interconnected with many parts of the economy than are most other industries, which means that large-scale bank failures can endanger the economy as a whole.
Federal government regulators are more likely to monitor the state of the banking industry than the health of other industries, such as restaurants, software companies, or department stores because option A b. the banking industry prints the money that the government needs to function so that its financial health is protected.
The Federal government in the banking sector is essential to modern economies. As a major lender, we provide financing for people to buy cars and homes, businesses to buy equipment, expand their businesses, and pay salaries.
Banks also play a central role in communicating monetary policy. Monetary policy is one of the most important tools for governments to achieve economic growth without inflation. Central banks control the money supply at the national level, while banks facilitate the flow of money in the markets in which they operate.
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How is an escorted group tour different from a group tour?
A. The number of people who can go on an escorted group tour is limited by the number of seats on the tour bus, while any number can buy a regular group tour.
B. An escorted group tour is always accompanied by a professional tour director, while regular group tour participants may spend periods of time without a representative from their tour operator.
C. An escorted group tour is always a multiday tour, while a group tour can be only a single day.
D. An escorted group tour always includes accommodations, while a regular group tour may or may not include lodging.
Answer:
B
Explanation:
High point, plymouth rock, and pallasades are all names that identified each company as the seller of their offerings. This is also known as the companies ______.
Names like High Point, Plymouth Rock, and Pallasades designated each business as the provider of its products. This also goes by the name of the company's brand.
More about company's brand name:
A brand name sets a specific company, product, or service apart from competing brands in the same market. Brand names usually include a logo, and they are frequently registered with the USPTO in order to protect their equity.
The trade name or name of the firm is the name given to a company that has been incorporated under the Companies Act. Simply described, it is the legal name under which an individual or group of individuals wishes to conduct any business transaction with the intention of making a profit.
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Four-year colleges and universities usually accept transfer credits from _____. a. community and technical colleges b. trade schools c. apprenticeships d. vocational-technical centers please select the best answer from the choices provided a b c d
Answer:
b
Explanation:
edge22
At what stage of the target market selection process is the marketer first likely to uncover information that makes a segment less attractive than previously thought?.
The stage of the target market selection process is the marketer is first likely to uncover information that makes a segment less attractive than previously thought developed market segment profiles.
The target market starts with segmentation. If you can understand your customers and segment your market, you can identify your target market with the greatest potential. There is a process of segmenting the market and selecting and targeting target segments.
In the fourth step, the segment profile is evaluated. Before choosing the best market segment, you need to assess the attractiveness of each market segment. Various structural and financial factors play a role in determining the attractiveness of market segments.
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if a person buys cattle at a livestock auction, unless the parties agree otherwise, title will pass to the buyer when the cattle are physically delivered.
True, If a person buys cattle at a livestock auction, unless the parties agree otherwise, title will pass to the buyer when the cattle are physically delivered unless the parties agree otherwise.
Under the Sale of products Act, pets are goods. which means if you get a puppy and it's described as a pedigree, say, when it's really a cross-breed you'll claim a refund from cattle the vendor. To allow an unfit animal to be exposed (including animals likely to offer birth).
To handle or tie animals in a very specific way. In most cases, buying a horse from a trader will provide the customer with more legal protection than after they buy from cattle a personal seller. This is often because the Buyer Rights Act 2015 (the Act) affects all consumer contracts for the sale of products (horses are classed by the law as goods for these purposes).
Not every breeder's contract is the same, but the foremost common way for breeders to structure the return cattle or rehoming of a puppy is to refund the customer supported what the breeder is ready to resell the dog for minus any costs incurred like transportation or boarding.
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the law of supply states that, holding other factors constant, as price increases a. quantity supplied increases b. quantity supplied decreases c. quantity demanded increases d. quantity demanded decreases
the regulation of law states that preserving different elements steadily, as the charge will increase amount demanded decreases.
A rule of law or procedure is set up via custom, settlement, or authority. a hard and fast of rules or principles for a particular region of a legal device. a chunk of enacted law. significance of regulation in Society: law acts as a code of conduct in society, which is why it is so essential. It became additionally set up to provide suitable standards and rules for everyone's conduct and to make certain the government's 3 branches' fairness. It ensures that civilization runs smoothly.
John Austin's regulation definition states “law is the aggregate set of policies set by means of a person as politically superior, or sovereign to men, as political topics.” hence, this definition defines law as a fixed of guidelines to be accompanied by using absolutely everyone, regardless of their stature. Hans Kelsen created the 'natural concept of law'.
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do you think the principles described during this interview are unique to owens corning as a company or could any organization apply them to make better ethical decisions and manage a socially responsible business?
Corning offers great benefits and perks, along with many business opportunities to learn and advance your career. Culture is tricky. Some people are wonderful to work with, some are a nightmare. It all depends on your group and boss.
Owens Corning is an American company that designs and manufactures insulation, roofing, fiberglass composites, and related materials and products. The world's largest manufacturer of fiberglass composites.
Owens Corning Shingles are known for their high quality due to the materials and manufacturing processes used. Shingles are layered with Patented fiberglass that protects against the elements and has an A fire rating. Corning's hiring process consists of several stages, including phone screening and interviews. The entire process can take 3-6 weeks, depending on the position, and may require more interviews for management positions.
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The heavy volume of digital messages received on a daily basis makes it necessary for business professionals to perform the delicate task of balancing the.
The heavy volume of digital messages received on a daily basis makes it necessary for business professionals to perform the delicate task of balancing the need to respond to others with their own need to focus on work.
The set of channels a business employs for consumer communication is known as digital messaging. Digital messaging can take place on every platform where your brand is present, from social media to web chatting, but text messages are by far the most popular option for business messaging.
One needs to identify their main workplace interruptions as a first step. Some of them can be connected to your field of work, while others might be the kinds of distractions you are most prone to. Distractions include, but are not limited to, phone calls, email notifications, messages, applications, app notifications, managers, in-person and virtual meetings, and daily news websites. One needs to identify the key workplace distractions in order to reduce distractions and retain focus.
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More personal service and the ability to respond quickly is an advantage for small businesses. True or false?.
Yes it's True More personal service and the ability to respond quickly is an advantage for small businesses.
What is a Small businesses ?According to the SBA, a small business is one that employs up to 1,500 people and has annual revenue caps of up to $41.5 million.
Selling artwork, taking photos, making independent movies, running dancing studios, and many more small companies are examples. The most lucrative ones include hand-made arts and crafts, virtual art workshops, and photography and videography.Generally speaking, a small business is a privately held corporation, partnership, or sole proprietorship with fewer employees and lower yearly income than a corporation or regular-sized business.Learn more about Small business here:
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Answer: Customer service
he beveridge curve gives a relationship between . a. positive; inflation and unemployment d. negative; market tightness and unemployment b. positive; inflation and employment e. non-monotone; money growth and unemployment c. negative; inflation and unemployment
The Beveridge curve gives a negative relationship between market tightness and unemployment.
What is the economics of the Beveridge curve?
The Beveridge curve (UV curve) is a graphical representation of the relationship between the unemployment rate and the vacancy rate (the number of vacancies expressed as a percentage of the workforce). Normally, the vertical axis is the number of job openings and the horizontal axis is the unemployment rate.
Which factors would shift the Beveridge curve?
Other factors that could shift the Beveridge curve include changes in the long-term unemployment rate and changes in the employment rate. (In both cases, increasing amounts correspond to shifting to the right and vice versa.)
Why are Beveridge curves convex?
All curves are convex. As the number of job openings increases relative to the number of job seekers, companies find it harder to fill the vacancies with the right talent, leaving more vacancies unfilled.
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assume an economy with a coal producer, a steel producer, and some consumers (there is no government). in a given year, the coal producer produces 15 million tons of coal and sells it for $5 per ton. the coal producer pays $50 million in wages to consumers. the steel producer uses 25 million tons of coal as an inp
The product approach: Coal producer produces 15 million tons of coal at
$5/ton, GDP of a coal is-15*5-75.
The steel producer produces 10 million$20/ton. worth of $200millions
The steel producer pays $125 million. For coal he is paying 25million $5/ton the value added is $75million.
GDP-$75 million(Coal)+$75 million(Steel)
Expenditure approach: Consumers buy 8 million tons of steel at $20/ton, here the over all consumption is $160 million. There is no investment by the govt.
Exports-2million tons of steel at $20/ton = $40miltoon
Imports-10 million tons of coal at $5/ton-$50 million
Net exports =$40 million-$50 million-$10 million.
GDP is =$160 million-$10 million-$150 million.
Income approach:
The coal producer pays $50 million wages.
steel producer pays $40 million in wages, total wages -$90 million.
The coal producer receives $75 million in revenue for selling 15 Million tons $5/ton for this he paid $50 million wages only Totaling $25 million profit's
The steel producer receives $200 million revenue by selling steel 10million tons of steel for $20/ton.
The steel producer pays -40 million wages +$125 millions (coal producing) over all expenditure
Is=165
Steel producer profits-200-165-535 million
Over all Profits in the economy is =25+35-$60 Millions
GDP-90(Wage income)+(Profits)60 -$150 million
GNP is equal to GDP, which is equal to $150 million. The foreigners receive $25 million in coal Industry profits as income. The net factor payments from abroad are $25 million, so GNP is
equal to $125 million.
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What two conditions must hold for a competitive market to produce efficient outcomes?.
The two conditions must hold for a competitive market to produce efficient outcomes are
Supply curves must reflect cost of productionDemand curves should reflect consumer's full willingness to pay.How does a competitive market produce efficient outcomes?Long-run equilibrium in competitive markets essentially meet two important conditions.They are as follows:
Allocative efficiency Productive efficiency.These two important conditions have some important implications.
Resources are usually allocated for the best alternative use. They provide maximum satisfaction which is attainable by the society.Productive efficiency refers to producing without any waste so the choice is on production possibility frontier.
Allocative efficiency refers to the points on production possibility frontier, these points which are chosen are socially preferred in a specific sense.
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What term describes an internet-inspired mechanism for raising money or sponsorship from members of the public for a small project or business venture?.
Crowdfunding is the technique of supporting a project or business endeavor by soliciting contributions from many individuals, generally online.
What is Crowdfunding ?
Crowdfunding is the technique of supporting a project or business endeavor by soliciting contributions from many individuals, generally online. Crowdfunding is a type of alternative financing and crowdsourcing. Over US$34 billion was raised through crowdfunding globally in 2015.
The word "crowdfunding" alludes to internet-mediated registrations, even if such ideas may also be implemented through mail-order subscriptions, benefit events, and other techniques. This contemporary crowdfunding approach often relies on three different sorts of actors: the project initiator who suggests the concept or project to be financed, people or groups that support the proposal, and a regulating organization (the "platform").
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watson foods, inc. reported the following transactions during september: a) the business received cash and issued common stock. it was credited to common stock. b) the business purchased office equipment for for which cash was paid and the balance was put on a note payable. c) paid insurance expense of cash. d) paid the september utility bill for cash. e) paid cash for september rent. f) the business had sales of in september. of these sales, % were cash sales, and the balance was credit sales. g) the business paid cash for office furniture. assuming the total liabilities balance is zero at the beginning of september, what is the total liabilities balance at the end of september?
$6,000 is the correct answer
The total liabilities are calculated as follows:
Total liabilities = bought office equipment - cash paid = $10,000 - $4,000 = $6,000
What is an illustration of liability insurance?Any bodily injury to a third person, such as a customer or client, that occurs at your business is considered bodily injury. For example, if a consumer enters your flower shop, slips on your wet floor, and breaks their leg, your general liability insurance may pay for their medical fees.
The necessity for public liability insurance is established by whether or not you interact with the general public. However, many insurance companies will take your turnover into account when calculating your insurance price.
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The idea that because of scarcity, producing more of one good or service means producing less of another good or service refers to the economic concept of:__________
The idea that because of scarcity, producing more of one good or service means producing less of another good or service refers to the economic concept of opportunity cost. Therefore, the option B holds true.
What is the significance of opportunity cost?An opportunity cost can be referred to or considered as the cost undergone by an individual to engage in only one economic activity out of the available alternatives due to scarcity of resources, such as capital and time.
Therefore, the option B holds true and states regarding the significance of an opportunity costs.
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The idea that because of scarcity, producing more of one good or service means producing less of another good or service refers to the economic concept of:__________
A. Scarcity of resources
B. Opportunity cost
C. Economic scarcity
D. Replacement cost
Firms consider pursuing various ______ as part of their overall growth strategies. multiple choice question. mission statements market segments portfolio analyses metrics
Firms consider pursuing various market segments as the part of their overall growth strategies.
A growth strategy is a firm's plan for overcoming current and future challenges is to realize its goals for expansion. For instance, growth strategy goals include acquiring assets, increasing market share and revenue, and improving organization's services.
Whereas, a market segment is known as a group of people who tend to share one or more similar characteristics. Thus, marketing teams and corporations use various criteria to develop target markets for their products and services.
Thus, a market segment is considered a category of customers who tend to have similar likes and dislikes in an otherwise homogeneous market.
Hence, option B is correct.
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Linda bought a new computer online, but she soon realized that it didn’t have enough memory to run her programs. Which risk associated with purchase decisions occurred?.
The risk associated with such a purchase decision occurs to be an actual or perceived risk.
What is Risk?
Risk is just the probability of something unpleasant happening. Risk is uncertainty about the effects/implications of an activity on anything that humans value (such as health, well-being, wealth, property, or the environment), with a concentration on negative, unwanted outcomes. For general understanding in various applications, the international standard definition of risk is "impact of uncertainty on objectives."
A person's perception of risk is a decision. It incorporates aspects such as sentiment, background knowledge, and personal experiences. Perceived risk includes functional risk, physical hazard, financial risk, and social/psychological risk. the peril of time.
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Frank corporation has a single product. Its selling price is $80 and the variable costs are $30. The company’s fixed expenses are $5,000. What is the company’s break-even point in unit sales?.
Unit CM = Selling price of $80 - Variable expense of $30 = $50.
Unit sales to break-even = Fixed expenses of $5,000 ÷ $50 = 100 units.
What does break-even mean?
The break-even point is the level of production at which the cost of production equals the profit of the product. In investing, break-even is said to be reached when the market price of an asset equals its original cost.
How is the break-even point calculated?
To calculate the break-even point in units, use the following formula: Break-even point (units) = fixed cost ÷ (selling price per unit – variable cost per unit) or in selling dollars, Use the following formula: break-even point (sales) = fixed costs ÷ contribution margin.
What is a good break-even point?
The break-even point is the point where total costs equal total revenues. In other words, there is no loss and no profit for SMEs. This means that we have reached a stage of production where the cost of production equals the revenue of the product.
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What type of customer intimacy zone innovation focuses on making structural modifications to established products in order to create a distinctive sub-category?.
Line-Extension Innovation Existing offering groupings now contain new sub-categories thanks to line-extensions.
Although the user-facing features or packaging change enough to produce new products and services, most of the infrastructure remains largely unchanged.
What kind of line extension is that?
When a parent brand introduces a new product line in a market where its customers are already familiar with it, this is known as a line extension. Brands can expand their product lines without developing new categories. The addition of new flavors to a soft drink company's current drink selection is a prime illustration of a line expansion.
What is a strategy for line extensions?
A marketing tactic known as "product line extension" leverages an established brand to add a new item to an existing product line. A company's new product could have minor differences from its existing products in terms of, for example, flavor, color, form, components, or packaging size.
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yesterday you borrowed $30 from your brother. every day that you don't pay it back, you owe $2.00 more. so today, day 1, you owe him $32.00; on day 2 you will owe him $34.00; on day 3 you will owe him $36.00, etc. if you still haven't paid him back, how much will you owe him on day 22?
If you borrowed $30 from your brother yesterday, your debt on day 22 is $74 for each day you don't repay it.
What exactly is a sequence?It is described as the methodical representation of data that adheres to a particular arithmetic rule. Divergent sequences are those where the terms never stabilize but instead continuously increase or decrease as n approaches infinity, approaching either infinity or -infinity.
Calculation:
My brother loaned me $30. I must pay $2 every day that I don't pay.
Then, the phrase for the total amount I owe my brother is: Let the number of days I don't pay for be x.
Total = 30 plus 2x
The sum that must be paid on day 22 is therefore Total = 30 + 2(22)
= 30 + 44 = 74.
So on day 22, I owe my brother $74 in total.
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