What happens when borrowers don't repay those loans? Who suffers?
mm

Answers

Answer 1

Answer:

the borrowers they get charged more

Answer 2
The borrowers suffer they are usually charged more

Related Questions

You are valuing a company using the WACC approach and have estimated that the free cash flows from the firm (FCFF) in the next five years will be $35.0, $40.2, $43.9, $46.9, and $47.2 million, respectively. Beginning in year 6, you expect the cash flows to decrease at a rate of 4 percent per year for the indefinite future. You estimate that the appropriate WACC to use in discounting these cash flows is 12 percent. What is the value of this company? (Round answer to 2 decimal places, e.g. 52.75.)

Value of company
$
million

Answers

Answer:

you just need a nice one to get them to you later this year or so you will have a few days of work and a few more things that I am going very soon and will not yet u can take it for teaching me and not be a part time or to do it at all thank God bless me your photo is awesome for the same to you later in life that you have not got a nice one day and a half of the time I was lovely

Landlord-Tenant relationships are established by lease contracts. State the Rights and Duties of the Landlord-Tenant Relationship (Possession, Use and Maintenance, etc.). What are Transferring Rights to Leased Property? Explain an Assignment; a Sublease.

Answers

Answer: The landlord would have to make the environment conducive for leaving and the tenant would have pay rent and refrain from causing problems

Explanation:

The landlord and tenant have rights and duties to perform. The main duty of the landlord is to meet the warranty of habitability; ensuring the premises is safe and is in livable condition.

Whereas the duty of the tenant is to pay rent, ensure the environment occupied is neat, avoid causing problems for individuals around and refrain using the property for illegal purpose.

The right transferred by lease is an agreement by the tenant (the assignor) to transfer all of his or her rights, title, and interest in the lease to another person (the assignee).

A sublease is the lease of a property by a tenant to a subtenant.

in a paragraph of 125 words, describe a vocational program you might be interested in completing. Explain what you
find Interesting about the vocation you selected. Be sure to Include Information about the specific skills it requires, and
the level of education or training needed to be qualified to get a job In the vocation you select.

Answers

Explanation:

Those who might love to participate in a program in vocational design. Those who like me, I am a lovely girl, or in my education, Architecture School, where we learn a great deal about layout, that kind of curriculum is really common.

This sort of software can be really useful to me so I can get the realistic knowledge I need for it. I will improve my stitching, tailoring, textile painting, clothing drawing, clothing and image photocopying skills, and much more.

A cement manufacturer has supplied the following data:
Tons of cement produced and sold 235,000
Sales revenue $939,000
Variable manufacturing expense $255,000
Fixed manufacturing expense $289,000
Variable selling and administrative expense $120,600
Fixed selling and administrative expense $85,000
Net operating income $189,400
The company's contribution margin ratio is closest to:_________
a) 42.1%
b) 69.2%
c) 60.0%
d) 20.2%

Answers

The answer will be 60. 0%

Salespeople called ________ typically answer simple questions, take orders, and complete transactions with customers. inside order takers

Answers

Answer:

B) inside order takers

Explanation:

These are the options for the question

A)managers B) inside order takers C)directors D)outside order takers

Inside order-takers activities can be associated with that of a retail sales assistant. They are available to serve any customer that patronize. It should be noted that Salespeople called inside order takers typically answer simple questions, take orders, and complete transactions with customers.

All of the following are examples of social or psychological constraint EXCEPT:___________
A. project time constraints.
B. the audience’s personality.
C. the audience’s sense of identity.
D. the audience’s perception of the issue’s urgency.

Answers

The audience personality is the answer

All of the following are examples of social or psychological constraint except the audience’s personality.

What is audience personality?

It was investigated how audiences' use of cinema, television, and radio, as well as their preferences for genres within these media, were influenced by their personality traits .

A positive correlation between extraversion and listening to pop-rock, jazz-classical, and urban music has been found. Pop-rock music consumption was positively related to neuroticism.

Watching romance and comedies was connected negatively with psychoticism, but this association was tempered by an interaction in that psychoticism had the most negative effect on people who also had high levels of neuroticism.

Therefore, All of the following are examples of social or psychological constraint except the audience’s personality.

To learn more about Audience personality, refer to the link:

https://brainly.com/question/10163137

#SPJ5

In two years, you will receive the 1st payment from an irrevocable trust your grandparents set up. The trust is set up make payments forever. The appropriate discount rate is 2.0%. The 1st payment is for $500 and the payments will increase by 1.0% per year every year thereafter. The present value of all the future trust payments is closest to:

Answers

Answer:

$50,000

Explanation:

Note: There is an assumption that the payment is yearly payment & is received at the end of every year

Present Value of Perpetuity = Payment Receivable in 1st year/ (Discount rate - Growth rate)

Present Value of Perpetuity = 500/(2%-1%)

Present Value of Perpetuity = 500/0.01

Present Value of Perpetuity = $50,000

So, the present value of all the future trust payments is closest to $50,000

BuyCo, Inc., holds 25 percent of the outstanding shares of Marqueen Company and appropriately applies the equity method of accounting. Excess cost amortization (related to a patent) associated with this investment amounts to $10,000 per year. For 2020, Marqueen reported earnings of $100,000 and declares cash dividends of $30,000. During that year, Marqueen acquired inventory for $50,000, which it then sold to BuyCo for $80,000. At the end of 2020, BuyCo continued to hold merchandise with a transfer price of $32,000. What Equity in Investee Income should BuyCo report for 2020

Answers

Answer:

$12,000

Explanation:

Calculation for What Equity in Investee Income should BuyCo report for 2020

Equity income accrual $25,000

($100,000 × 25%)

Less: deferral of intra-entity unrealized gross profit ($3,000)

Less: Patent amortization ($10,000)

Equity in investee income $12,000

Calculation for Intra-entity unrealized gross profit

Profit within remaining inventory $12,000

× Ownership percentage 25%

Intra-entity unrealized gross profit 3,000

($12,000*25%)

Therefore Equity in Investee Income should BuyCo report for 2020 is $12,000

Gladstone Co. has expected sales of $352,000 for the upcoming month and its monthly break even sales are $332,500. What is the margin of safety as a percent of sales, rounded to the nearest whole percent

Answers

Answer: 5.54%

Explanation:

The margin of safety as a percent of sales will be calculated as:

= (Expected sales - Break even sales) / Expected sales

= ($352000 - $332500) / $352000

= $19500 / $352000

= 0.0554

= 5.54%

Calculate Net Pay
Enter your gross pay, taxes, and deductions
below. Press calculate when you're ready.
Start period 02/01/2019
End period 02152019
Gross Pay
Gross Pay
$1,560.00
1,560.00
Earnings
Taxes
Deductions
$1.560.00
Federal (757) $118.09
Tax
FICA Medicare (1451 - 52262
294.37
FICA Social Security 16.2012 - 596.72
Deductions
State OK 13.650 - 55604
1,265.63
Total $2931
Calculate
Net Pay
Ok

Answers

Answer:

0

Explanation:

just did the module, there is no deduction cost

The calculated net pay is equal to 0

The formula for net pay is given as

Net pay = Gross pay  - Deductions

The value for gross pay has been given to be = $1560

The value for deductions has also been given as = $1560

When we put these values into the formula:

Net pay = $1560 - $1560

= 0

Therefore we conclude that given a gross pay of 1560 and a deduction of 1560, the net pay is equal to 0

Read more on https://brainly.com/question/15858747?referrer=searchResults

In which type of facility layout do machines, tools, and other resources move toward the product?
layout, machines, tools, equipment, and labor move toward the product, which does not move from its
In the case of a
place.

Answers

Answer: fixed position layout

Explanation:

Some of the vital factors that are considered with regards to the location of a facility are the closeness to the customers, and the suppliers, future expansion and environmental regulations.

The type of facility layout whereby machines, tools, and other resources move toward the product is referred to as fixed position layout.

Answer:

fixed position

Explanation:

I did the test

What is the purpose of the loans made by the World Bank?
promote sustainable development
stabilize the currency exchange market
generate revenue for the united nations
get countries to accept free trade policies

Answers

Answer: promote sustainable development

Explanation:

The purpose of the loans made by the World Bank is to promote sustainable development.

The World Bank is owned by many nations 187 countries and its main role is to help on the reduction of poverty, improve the people's standard of living and also bring about economic growth and development.

The European Union (EU) bans the importation of hormone-fed U.S. beef and bioengineered corn and soybeans on safety grounds although Americans eat this food every day. This ban is so consumers in the EU will buy domestic beef and products made from domestically produced corn and soybeans. This ban is an example of: Group of answer choices ethnocentricity free trade protectionism dumping countertrading

Answers

Answer:

Protectionism

Explanation:

This ban is an example of Protectionism. Protectionism is the practice undertaken by the Government to exercise restrictions over the imports or discourage the same from other countries, by way of levying high taxes upon the imports, charging import tariffs or having the quotas for the importing of goods.

when you are on assignment and the job site supervisor asks you to do something from or in addition to your original job descriptipon, you should:

Answers

Question Completion with options:

1. Call your Employment Service Representative and get approval before doing it.

2. Not risk angering the client and do it, but be extremely careful.

3. Tell the job site supervisor to "forget it" and immediately walk off the job.

4. All of the above.

Answer:

When you are on assignment and the job site supervisor asks you to do something from or in addition to your original job description, you should:

1. Call your Employment Service Representative and get approval before doing it.

Explanation:

It is not every task that you are assigned outside your original job description that you should accept to execute.  You must do a balancing act to differentiate tasks that distract you from your originally assigned responsibilities from those that will simultaneously enhance your career and your employer's interest.  The tasks which provide you with good learning opportunities should be accepted.  But those tasks that lead to burnout and stress should not be taken without proper consultation and re-consideration of employment terms.

Suppose that Fizzo and Pop Hop are the only two firms that sell orange soda. The following payoff matrix shows the profit (in millions of dollars) each company will earn depending on whether or not it advertises:
Pop Hop
Advertise Doesn’t Advertise
Fizzo Advertise 8, 8 15, 2
Doesn’t Advertise 2, 15 9, 9
For example, the upper right cell shows that if Fizzo advertises and Pop Hop doesn't advertise, Fizzo will make a profit of $15 million, and Pop Hop will make a profit of $2 million. Assume this is a simultaneous game and that Fizzo and Pop Hop are both profit-maximizing firms.
If Fizzo decides to advertise, it will earn a profit ofmillion if Pop Hop advertises and a profit ofmillion if Pop Hop does not advertise.
If Fizzo decides not to advertise, it will earn a profit ofmillion if Pop Hop advertises and a profit ofmillion if Pop Hop does not advertise.
If Pop Hop advertises, Fizzo makes a higher profit if it choosesto advertise .
If Pop Hop doesn't advertise, Fizzo makes a higher profit if it choosesto advertise .
Suppose that both firms start off not advertising. If the firms act independently, what strategies will they end up choosing?
Fizzo will choose not to advertise and Pop Hop will choose to advertise.
Both firms will choose to advertise.
Both firms will choose not to advertise.
Fizzo will choose to advertise and Pop Hop will choose not to advertise.
Again, suppose that both firms start off not advertising. If the firms decide to collude, what strategies will they end up choosing?
Fizzo will choose to advertise and Pop Hop will choose not to advertise.
Both firms will choose to advertise.
Both firms will choose not to advertise.
Fizzo will choose not to advertise and Pop Hop will choose to advertise.
Grade It Now
Sa

Answers

Solution :

It is given that Fizzo and Pop Hop sells orange soda. Fizzo advertises about his drinks while Pop Hop does not advertises.

According to the matrix provided we can conclude that :

-- If Fizzo wishes to advertise about his soda drinks, he will earn a profit of 8 million dollar and if Pop Hop do advertises and a 15 million dollar if Pop Hop does not advertises.

-- If Fizzo does not advertise, it will earn profit of about 2 million dollar if Pop Hop advertises and 9 million dollar if Pop Hop does not advertises.

-- When Pop Hop wished to advertise , Fizzo will make a higher profit if he chooses to advertise.

-- When Pop Hop do not advertise, Fizzo will make a higher profit when it chooses to advertise.

And if both the firms acts independently and they start off not advertising, then --- both firms will advertise as both of them will earn highest profits each.

If both the firms collude and both firms start off not advertising, the strategies they will end up is that both the firms will not advertise as the joint profit will be maximized.

A company's core value ls are those beliefs and princple that provide the ultimate guide to its decision making? True or false​

Answers

Answer:

True

Explanation:

The core values of an organization are those ideals and concepts that give its decision-making the definitive compass.

Suppose Ginger deposits $12,000 in cash into her checking account at the Bank of Skidoo. The Bank of Skidoo has no excess reserves and is subject to a 4 percent required reserve ratio.

Answers

Answer:

The question is incomplete since the requirements are missing, but I guess that it deals with the bank's ability to create money.

When you deposit money into a bank account, the bank will then lend most of that money to other clients. This is possible due to the money multiplier = 1 / required reserve rate = 1 / 4% = 25

the total increase in money supply = $12,000 x 25 = $300,000

The process specifications are 12.45 and 13.45 minutes. Based on the data given, does it appear that specifications are being met?
Sample 1 Sample 2 Sample 3 Sample 4 Sample 5
12.5 13.4 13.0 13.2 12.9
12.7 13.2 13.6 12.7 13.5
12.9 13.0 13.3 13.3 13.2
13.2 13.1 13.4 12.7 13.2
Totals 51.4 52.7 53.2 51.9 52.7
a. Yes
b. No

Answers

Answer:

a. Yes

Based on the data given, it appears that specifications are being met.

Explanation:

a) Data and Calculations:

         Sample 1    Sample 2    Sample 3    Sample 4  Sample 5        Average

                 12.5         13.4              13.0            13.2         12.9        65       13.00

                 12.7         13.2              13.6            12.7         13.5        65.7     13.14

                 12.9         13.0              13.3            13.3         13.2        65.7     13.14

                 13.2         13.1               13.4            12.7         13.2        65.6     13.12

Totals       51.4       52.7              53.2            51.9        52.7      261.9     52.4

Average 12.85      13.17               13.3            12.97      13.17                     13.1

b) Using the law of averages, the process specifications of 12.45 and 13.35 minutes were not exceeded under any sample type.  Therefore, it can be concluded that the process specifications are being met.

HELP!!!

Match each type of tariff with its purpose.
?
Earn money for the
government
Protective tariff
?
Help domestic producers
Revenue tariff
?
Engage in a trade war
Retaliatory tariff

(a p e x)

Answers

Answer:

Earn money for the government

Revenue tariff

Help domestic producers

Protective tariff

Engage in a trade war

Retaliatory tariff

Explanation:

A tariff is a duty or tax that is put on an imported good. There are various types of tariffs which have their specific functions.

A Retaliatory tariff is a type of tariff placed by a government on another government in retaliation as a form of trade war.

A protective tariff is a type of tariff that aims to protect domestic producers, while a revenue tariff is the type of tariff that earns money for the government.

Answer:

revenue earn money for the government

protective tariff help domestic producers

retaliatory tariff engage in a trade war

Explanation:

51. Baxter Company, which pays a 10% commission to its salespeople, reported sales
revenues of $210,000 for the period just ended. If fixed and variable sales expenses totaled
$56,000, what would these expenses total at sales of $168,000?

Answers

38000 because it’s the remainder of what would be left

According to the principle of comparative advantage, trade between two countries will benefit Group of answer choices

Answers

Answer: D. Both countries

Explanation:

The options include:

A. neither country

B. the country with lower production costs

C. the country with higher production costs

D. both countries

Comparative advantage occurs when a particular country produces a certain goods based on the fact that it has a lower opportunity cost of its production when compared to the other country. This typically occurs in international trade.

Comparative advantage is beneficial to both countries that are involved as the countries purchase the goods that it doesn't have a comparative advantage in from the other country.

After listening to the talk or speech (select any one speech if you listened to more than one), write why you think the speaker is so effective. What

are some of the verbal and nonverbal techniques that the speaker uses to connect with the audience?

Answers

Explanation:

Attracting and integrating the audience is essential for a speech to be effective, for this there are verbal and non-verbal techniques that the speaker uses to capture the audience's attention.

It is essential that before speaking, there is a plan aligned to your audience, the speaker needs to know who your audience is, their characteristics, age, gender, etc., so that there is an adequacy of how their words can attract that audience specifically. Therefore, prior to any verbal or non-verbal technique, the speaker's prior preparation is necessary, he must have mastery of what he will speak, be sure of himself, cordial with people and know how to use the stage properly, so that his presence is properly noticed and it’s the main point of getting the audience’s attention.

It is also interesting to use everyday terms and situations that convey public identification, to make the lecture more flexible and less formal when possible.

Currently there are technological resources that also help the lecture to become more dynamic and less boring ... the speaker can use excerpts from videos, impact phrases, images, etc.

Answer:

(Answers may vary. The response below indicates the kind of details that you should include in your answer.)

The speaker spoke very clearly and passionately.

The language used was easy to understand, yet powerful.

The speaker effectively used voice modulation and pauses.

The speaker highlighted important points by emphasizing certain words while speaking.

The purpose of the speech came across very strongly.

The facial expressions and body language matched the intensity of the speech.

The speaker used hand gestures effectively to emphasize certain points.

The speaker made eye contact with the audience.

Explanation:

HELPPP!!! It is easy for a company to make a few changes in its practice to create the appearance of sustainability but very difficult to infuse their entire business model with a philosophy of sustainability.

True or False

TYSM!!

Answers

Answer:

true but really depends on company

Explanation:

Answer:True

Explanation:

Decision making can be a difficult process if managers are not well-versed in recognizing and addressing various hindrances they face when attempting to make rational decisions. This activity is important because leadership and decision-making go hand-in-hand; decision making is one of the critical KSAOs you will need in order to be career-ready. The goal of this exercise is to test your knowledge of the hindrances to rational decision making. First, hover over each name and read the description. Next, click and drag each name to the appropriate place in the chart to correspond with the hindrance to decision making that its description best represents Broderick, as head of company benefits, is choosing a new healthcare plan for all of the company's employees. He has stacks of thick policy manuals on his desk reaching up to the ceiling. There is no way he can get through all of it alone. But he decides to do the best he can because he'd rather not take other benefits workers off of their already busy workloads.
Broderick The problems that need solving are often exceedingly complex, beyond understanding Tony There is not enough time or money to gather all relevant information. Jarrod Managers aren't all built the same way, of course, and all have personal limitations and biases that affect their judgment. Annice Managers have imperfect, fragmentary information about the alternatives and their consequences. Nickole There is too much information for ona narson to process

Answers

Question Completion:

Hindrances to Decision Making:

1. Information overload

2. Conflicting goals

3. Time and money constraints

4. Different cognitive capacity, values, skills, habits, and unconscious reflexes

5. Imperfect information

6. Complexity

7. Different priorities

Answer:

Hindrances to rational decision making

1. Broderick: The problems that need solving are often exceedingly complex, beyond understanding

Complexity

2. Tony: There is not enough time or money to gather all relevant information.

Time and money constraints

3. Jarrod: Managers aren't all built the same way, of course, and all have personal limitations and biases that affect their judgment.

Different cognitive capacity, values, skills, habits, and unconscious reflexes

4. Annice: Managers have imperfect, fragmentary information about the alternatives and their consequences.

Imperfect information

5. Nickole: There is too much information for one person to process

Information overload

Explanation:

a) Matching Hindrances to the above decision situations:

1. Information overload

2. Conflicting goals

3. Time and money constraints

4. Different cognitive capacity, values, skills, habits, and unconscious reflexes

5. Imperfect information

6. Complexity

7. Different priorities

A passenger on a cruise ship was injured by a rope thrown while the ship was docking. The passenger was sitting on a lounge chair on the third deck when she was struck by the weighted end of a rope thrown by an employee of Port Everglades, where the boat was docking. These ropes, or heaving lines, were being thrown from the dock to the second deck, and the passenger was injured by a line that was thrown too high. The trial court granted the cruise line’s motion for directed verdict on the ground there was no evidence that the cruise line knew or should have known of the danger. The cruise line contended that it had no notice that this "freak accident" could occur. What is the duty of a cruise ship line to its passengers? Is there liability here? Does it matter that an employee of the port city, not the cruise lines, caused the injury? Should the passenger be able to recover? Why or why not?

Answers

Answer:

Following are the solution to this question:

Explanation:

The crew is forbidden to connect with visitors on the ship. The protection of a ship holds the crew close watch day and night. It doesn't mean that dalliances don't happen, but if a crewman is caught and convicted, the next port seems to be the start of the ship. Therefore the traveler ought to be able to claim damages in this issue, nobody has informed the traveler of apparent danger.

Different customer statement types are available to suit different client situation. Heather wants to help hendatud unpaid invoices, unapplied payments, and Credit Memos. Which statement type should she choose?
A. Balance Forward
B. Open Item
C. Transaction Statemont
D. Client Open Balance

Answers

Answer:

B. Open Item

Explanation:

The open item of creditor side in accounting means the expenses or invoices that are still open from a supplier and the payment has not made i.e. it is open and would be settled and it is predicted to be settled on the last date

So as per the given situation, the option B is correct

And, the rest of the options are wrong

Therefore the same is relevant

Study groups are always confusing and unorganized. Please select the best answer from the choices provided T F

Answers

Answer:

F

Explanation:

Answer:

false

Explanation:

i got a 100

Skills USA offers the opportunity to practice information technology skills.
A.
True
B.
False

Answers

True ffffffffffffgggggffgffg

A nonbinding price ceiling (i) causes a surplus. (ii) causes a shortage. (iii) is set at a price above the equilibrium price. (iv) is set at a price below the equilibrium price. g

Answers

Answer:

A non-binding price ceiling

(iii) is set at a price above the equilibrium price.

Explanation:

Generally, a non-binding price ceiling is set at a price that is greater than or equal to the market equilibrium price.  The price ceiling is the maximum price chargeable.  The opposite of a price ceiling is the price floor (the minimum price that can be charged).  A binding price floor, like a non-binding price ceiling, is usually set above the market equilibrium price, while a binding price ceiling is set below the market equilibrium price.

Josh is a college student with no children. He is a US citizen. He must file his first tax return for earned Income of $15,000. He isn't Itemizing

deductions.

Answers

Answer:

blank one is "file a tax return"

blank two is "1040A"

#plato

file a tax return

1040EZ

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