When a clause is included in a mortgage, requiring it to assume a lower lien priority position, it is called c. a subordination clause.
A mortgage is an agreement between you and a lender that permits you to borrow cash to buy or refinance a domestic and offers the lender the right to take your house if you fail to repay the money you've got borrowed.consumerfinance.gov.
A loan is an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you've borrowed plus interest. loan loans are used to buy a home or to borrow money towards the cost of a domestic you already very own. Seven matters to look for in a loan.
An example of a mortgage is the loan you took out whilst you obtain your property. To loan is whilst you're taking a mortgage and using your house as collateral. An instance of a loan is when you visit a financial institution and borrow money against your house.
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According to osborne and gaebler, the public sector _____ while the private sector _____.
According to Osborne and Gaebler, the public sector is a sailor while the private sector is the boat
What is reinventing government?The need to reinventing government movement according to Osborne/Gaebler involves the following:
Community owned government.Force governments to competeFunding outcomes, not outputsCustomer service.The reinventing government movement arised because the people are increasingly dissatisfied with the way the government works and this led to the theory by Osborne/Gaebler.
Hence, as the scholars explained the roles of the public and private sectors by comparing it to maneuvering a boat, it means that the public sector is a sailor while the private sector is the boat.
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walker's tax services had the following accounts and account balances after adjusting entries. assume all accounts have normal balances. loading...(click the icon to view the accounts listing.) prepare the adjusted trial balance for 's tax services as of december 31, .
Following adjusting entries, Walker's Tax Services had the following accounts and account balances. let's say that each account has a typical balance of total 104150.
What is an Account balance?
The amount of money held in a financial institution, such as a savings or checking account, at any particular time is known as the account balance. The net amount, which includes all debits and credits, is always the account balance. An account balance that falls below zero represents a net debt—for example, when there is an overdraft on a checking account. A financial account, such as a checking, savings, or investment account, represents the available cash, or current account value, through an account balance.The current value of account balances is made available by financial institutions both online and on paper statements.To know more about Account balance visit:
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18) Fred purchased shares of stock In a fast-food corporatlon for $10,000. Marla ls a sole proprletor of a
fast-food restaurant that she purchased for $10,000. Which of the following statements best descrlbes
the maximum amount that Fred and Marla can lose on thelr Investments? (SSEMI3A DOK: 2)
A. Fred can only lose $10,000, but Marla can lose more
B. Marla can only lose $10,000, but Fred can lose more
c. Both Fred and Marla can lose only $10,000
D. Both Fred and Marla can lose more than $10,000
Answer:
A. Fred can only lose $10,000, but Marla can lose more
Explanation:
Fred can lose a maximum of $10,000 because he bought shares of a corporation. Shareholders of a corporation enjoy limited liability to its debts. Should the corporation face liquidation, the shareholder's liability is limited to the value of share contribution. It means that Fred can lose a maximum amount equal to the shares he purchased should the corporation collapse.
Marla bought a sole proprietorship business. The law considers a sole proprietorship business and the owner to be the same thing. Marla's business assets are her assets, while the debts of the business will be her debts. Should the restaurant incur debts more than the $10,000 that Marla paid for it, she stands to lose more if her business collapses. Her assets will be used to settle the debts of the restaurant.
some of the following criteria are essential to satisfactory performance in several professions. which one is unique to audit work by cpas?
The criteria that is essential to satisfactory performance in several professions is independence.
Who has the primary responsibility for the performance of an audit?The auditor is known to be the person who is said to be responsible to plan as well as carry out the audit to be able to get a form of reasonable assurance in regards to if the financial statements are free from any form of material misstatement.
Independence is seen as a condition where a person, firm or state is known to exercise their right in terms of self-government, and free from any form of intrusions.
Therefore, The criteria that is essential to satisfactory performance in several professions is independence.
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See question below
Some of the following criteria are essential to satisfactory performance in several professions. Which one is unique to audit work by CPAs?
General competence.
Due professional care.
Independence.
Familiarity with a complex body of technical knowledge.
Say you own an asset that had a total return last year of 17 percent. assume the inflation rate last year was 3.6 percent . what was your real return?
Let's say you own an asset that had a 17 percent total return the previous year. Considering that there was 3.6% inflation last year, the real return was 13.4%.
Since the real rate of return adjusts for inflation, we must deduct inflation from the nominal rate to obtain the real rate of return.
Nominal return minus inflation equals real rate of return.
Real return = 17% – 3.6%
So, Real return = 13.4%.
Nominal rate of return and real rate of return are two ways to express rates of return. The real rate of return is obtained by adjusting the nominal rate of return for inflation. Real rate of return is said to be a more accurate indicator of return. This is primarily because a nominal return must only be the result of inflation and not actual value creation. A rise in the real rate of return indicates that the asset has actually gained value.
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Does having social responsibility make you viewed more or less favorable by consumers?
Answer:
Depends on the person but probably not
Explanation:
Each department has a separate work in process account when using ______ costing.
Each department has a separate work-in-process account when using a process costing.
What is process costing?A form of procedure costing that is used to determine how much a product costs at each step or process in the manufacturing process is refer as Process costing.
When the cost of each manufactured product is considered to be equal to the cost of every other product, it is used. In this, each department has a separate work-in-process account when using a process costing.
When compared to other cost allocation techniques, process costing has the advantage of being simpler to implement when costing similar products.
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occurs when employees are provided with the ability to take on responsibilities and make decisions regarding all aspects of product development or customer service.
Employee empowerment occurs when employees are provided with the ability to take on responsibilities and make decisions regarding all aspects of product development or customer service.
Giving employees the freedom, tools, and support they require to act independently and be held responsible for their decisions is essential, according to the management tenet of employee empowerment. Empowerment is crucial because It works wonders for fostering creativity but less so for enhancing consistent performance. Research has repeatedly shown that when workers feel empowered at work, they perform better, are more satisfied with their jobs, and are more loyal to the company. Employee empowerment can increase employee motivation, foster employee trust in leadership, foster greater creativity, and improve employee retention, all of which contribute to a higher bottom line. Expressing gratitude for someone's efforts is one of the best ways to empower them.
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in what ways does effective marketing benefit society? (select all that apply) multiple select question. it reduces competition in world markets. it improves the quality of products and services. it provides jobs. it raises the standard of living.
The ways that effective marketing benefits society include:
it improves the quality of products and services. it provides jobs. it raises the standard of living.What are the benefits of marketing benefits?Effective marketing does not only mean finding ways of selling goods and services but also finding out what consumers want and providing it for them.
This is why effective marketing can be said to improve the quality of products and services. This improved quality leads to an increased standard of living. Jobs will also be provided as more hands are needed to produce goods and services.
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the fact that the value of a company such as ebay increases as more people join and use ebay is characterized as the .
The fact that the value of a company such as e - Bay increases as more people join and use e - Bay is characterized as the network effect.
What is e - bay?
eBay is an e-commerce site that helps in buying and selling the product and sometimes also a person can build on it
As the market value of the eBay company will increase new customers would join in and be a part of the company, this is called the network effect as work is increasing continuously for this E-Commerce site.
More members join a site if there are members joining and due to popularity this is the network effect.
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secondary effects are consequences of economic actions that develop slowly over time as people react to events.
Secondary effects are the results of economic activity that emerge gradually over time as people respond to circumstances.
-True
Who defines economic activity?
When certain commodities or services are produced, an economic activity occurs when resources like labor, manufacturing processes, capital goods, and intermediary items are integrated. As a result, the characteristics of an economic activity are an input of resources, a production process, and an output of products (goods or services)
The importance of economic activity
Primary economic activities provide other industries with the raw materials they need to further develop and refine these resources into finished goods to sell to end users. The number of employees working in the primary sector is falling in both developed and developing nations.
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a company purchased a building for $850,000 on january 1, 2010. as of december 31, 2014, $200,000 of accumulated depreciation had been recorded related to this building. the building was sold to another party for $1,250,000 on january 1, 2015.
On the sale of this building, the company should recognize is $600,000.
What is company?
The term company refers to the legal entities that are legally registered in accordance with the Company Act. Company is the main goal to earn higher profit, and they maintain the goodwill.
A company purchased the building amount on the $850,000 on january 1, 2010. A accumulated depreciation record of the related to the building are $200,000 (net book value of the building to the amount on the $650,000) It sold on the $1,250,000 on january 1, 2015.
$850,000 - $200,000
= $650,000
$1,250,000 - $650,000
The company will recognize the amount of the $600,000.
As a result, the sale of the building to the amount of the recognize to the building are the $600,000.
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from the previous analysis, you can determine that as jake increases his production of trucks, his opportunity cost of producing one more truck .
the potential cost of making another truck for him Increases.
How does opportunity cost work?
The value of what you must give up in order to pick something else is referred to as opportunity cost in economics. It is, in a nutshell, the worth of the path not traveled.
When comparing several options, opportunity cost might be helpful in determining which one has the fewest drawbacks.
The opportunity cost is the lost study time and money that could have been used for something else. A farmer decides to sow wheat; the opportunity cost is not doing so or using the resources in a different way (land and farm equipment)
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When updating your résumé, you should make sure that you
a. Update your career focus
b. Add in your new skilis
C.
Take out your outdated qualifications
d. All of the above
Answer:
d. All of the above
Explanation:
The whole idea of updating your resume is to include any new skills or any changes in your career focus. E.g. you graduated from college, so you will update your status as college graduate instead of student. Also, if some of your qualifications are no longer relevant, you should exclude them, e.g. if you graduated from med school, your previous experience working at a grocery store might not be relevant.
PLEASE HURRY!!!! Thanks! ;)
How do you know when you can afford something? When you have the ———————- to pay for it!
Answer:
Umm. Money
Explanation:
Well its not bananas or ketchup is it?
alberto currently has $500 in an account that earns 20% apr, compounded monthly. assuming he doesn't withdraw any of the funds, how much will his balance be in 6 years?
Future value is the current value of an asset at a future point in time when it has grown at the specified int rate or growth rate.
FV = PV (1+r)^n
where r is the interest rate per period
n - number of periods detail amount
present value $500.00
interest rate 1.6667%
period 72
future value = present value * ( 1 + r )^n
= $500 (1 + 0.016667) ^72
= $500 (1.016667 ^72)
= $500 * 3.2874
= $1643.72
An asset is a resource of economic value owned or controlled by an individual, firm, or country with the expectation of future profit. Assets are reported on the company's balance sheet. They are classified as short term, fixed, financial, and intangible.
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(04.03 LC)
Which behavioral factor would influence the premiums of auto
insurance?
A. Make and model
B. Age of driver
C. Safe driving
D. Location
Answer:
C. Safe driving
Explanation:
Behavioral factors refer to the lifestyle habits of an individual. Auto insurance premiums are largely determined by the risk involved, as assessed by the insurance company. Insurance companies consider
the car and its safety features, the driver's history and habits, insured credit history, among other factors, when determining auto premiums.Safe driving is a habit that develops in a driver over time. It is captured in the driver's driving history. A driver with few incidents and accidents than other pay lower insurance premiums. However, accident-prone drivers, those who drive many hours per day, and night drivers will always pay high insurance premiums.
Safe driving is the behavioural factor would influence the premiums of auto insurance. Hence, option C is correct.
What is auto insurance?Auto insurance, a contract between you and the insurance company, protects you from financial loss in the event of an accident or theft. In exchange for a premium payment from you, the insurance provider guarantees to pay your losses in line with the conditions of your policy.
When you buy or rent a car, it's critical to protect your investment. In the event that you are in an accident, your car is stolen, vandalized, or suffers damage from a natural disaster, having auto insurance can provide you peace of mind.
Instead of paying for motor accidents out of pocket, people make yearly payments to an auto insurance company, and the company then pays all or the bulk of the costs associated with the accident or damaged vehicle.
Thus, option C is correct.
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the market supply curve question 9 options: represents the sum of the prices that all the sellers are willing to accept for a given quantity of the good. slopes downward. is found by vertically adding the individual supply curves. represents the sum of the quantities supplied by all the sellers at each price of the good.
Represent the sum of the quantities supplied by all the sellers at each price of the good.
A supply curve is usually upward-sloping, reflecting the willingness of manufacturers to promote extra of the commodity they produce in a market with higher prices. an upward sloping curve depicting the high quality dating among rate and quantity provided. The market delivery curve is derived by summing the amount providers are willing to supply while the product can be offered for a given price.
A supply curve is typically upward-sloping, reflecting the willingness of producers to sell extra of the commodity they produce in a market with better fees. Any trade in non-fee factors could purpose a shift in the supply curve, whereas adjustments in the price of the commodity can be traced alongside a fixed delivery curve. The supply curve will pass upward from left to right, which expresses the law of supply: because the fee of a given commodity will increase.
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Payments used to ensure receiving the standard treatment that a business ought to receive from a foreign government, but might not due to the obstruction of a foreign official, are called.
Payments that are used to ensure acceptance of the standard treatment that businesses must receive from foreign governments, but which may not be due to obstruction from foreign officials, are called Grease Payments.
A payment system can be defined as a system used to transfer funds from one party to another. The point is that the payment system is concerned with processing payments for things such as services, goods, bills, and so on.
Payment methods are divided into two, namely cash and non-cash payment methods. The cash payment method is a payment process that occurs between one party, and another directly concerned party. This method is a conventional method that we often do face to face and hand over money.
Over the years, cashless payment methods have evolved. This payment system has been provided by various institutions with various advantages that can be felt by customers.
Therefore, this method is very liked by many people because it is practical and easy to do anywhere and anytime. Each payment method has its own advantages and disadvantages and is tailored to individual needs.
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lotina received an email notice from her university that tuition would be increasing 2.5% for next year, with no changes to fees or room and board. this describes which element of the university’s marketing mix?
The element of the marketing mix that is used in the given scenario is Price as it has to do with an increase in tuition.
What is Marketing Mix?This refers to the tactics that is used by a company to promote its product or brand in the market.
Hence, we can see that The element of the marketing mix that is used in the given scenario is Price as it has to do with an increase in tuition.
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These individuals help firms access capital markets and advise managers about how to interact with those capital markets.
Auditors and investment analysts help firms access capital markets and advise managers about how to interact with those capital markets.
Audit analysts are chargeable for reviewing and analyzing financial facts, approaches, and transactions. They generally paint with auditors to make sure that the company is following all relevant laws and policies.
It's far absolutely possible to exchange from an accountant to a monetary analyst. You already apprehend the basics of accounting data, which offers you a huge advantage. By using addressing the 10 steps in this newsletter, you'll learn the important capabilities to deliver cost to a business enterprise as a financial analyst.
Investment analysts accumulate statistics, perform research, and examine property, such as shares, bonds, currencies, and commodities. funding analysts often attention to unique niches to grow to be specialists in their selected fields, which include a specific enterprise, a geographical vicinity, or a particular asset class.
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each of the following statements is correct regarding listing agreements, except: select one: a. a listing is an employment contract b. a listing is a personal services contract c. a listing is a contract between the salesperson and the seller d. a listing contract cannot be assigned from one broker to another
A listing agreement between a broker and a seller is an employment contract; it is a contract for the broker's real estate professional services, not for the transfer of real estate.
In a listing agreement, the property owner (as principal) gives the real estate broker (as agent) the authority to sell the home on the owner's conditions. The owner pays a commission in return for this service. A listing agreement is a less frequent word that describes a deal established between a security issuer (such a public business) and the stock exchange that is hosting the issuance. The New York Stock Exchange (NYSE), the Tokyo Stock Exchange (TSE), and the London Stock Exchange are a few examples of exchanges (LSE).
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park, seamans & zhu (2021). homing and platform responses to entry: historical evidence from the u.s. newspaper industry. strategic management journa
The correct answer is historical evidence from the U.S. newspaper industry.
What do you know about the U.S. newspaper industry?The factors that led to this rise in American newspapers were numerous and independently generated, yet they all reinforced one another. The population of the United States was increasing and moving into new areas that were away from the early coastline colonies. Newspapers blossomed when new institutions, including towns, emerged. Every daily newspaper subscriber is aware that it arrives on the driveway in the early morning. Newspapers are delivered by independent contractors known as carriers using their cars after they have been purchased at a discount. Between the first quarter of 2020 and the most recent reported period, which covers the six months to March 2021, the Wall Street Journal, the New York Times, and USA Today together lost more than 500,000 print subscribers.
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in the product markets of the circular flow model, households provide to the business sector in exchange for goods and services.
In the product markets of the circular flow model, households provide _______to the business sector in exchange for goods and services.
Government
financial
Foreign trade
Household
In the product markets of the circular flow model, households provide labor to the business sector in exchange for goods and services.
Government
financial
Foreign trade
Household
Households offer Labor to the commercial sector in return for commodities and services in the product markets of the circular flow paradigm
The required details for Model of Circular Flow in given paragraph
What Is the Model of Circular Flow?
The circular flow model explains how money circulates in society. Money is exchanged between producers and employees as wages and between workers and producers as product payments. An economy is, in essence, a never-ending circle of money.
Although the model's basic structure is as stated, actual cash flows are more intricate. To further illustrate the complexity of today's economies, economists have included more variables. These components comprise a nation's gross domestic product (GDP), sometimes known as national income. Because of this, the concept is also known as the circular flow of revenue model.
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Which of these terms refers to the group of all the product lines offered for sale by a company?
O Marketing mix
O Brand
O Product mix
O Target market
The term where the group of all the product lines provided for the sales by a company is known as the product mix.
The information related to the product mix is as follows:
It refers to the product portfolio where it is the completed set of products or services that are provided by the firm.The product line is the subset of the product mix.An Example is Nescafe, maggie noodles, etc.So the other options are to be considered incorrect.
Therefore we can conclude that the term where the group of all the product lines provided for the sales by a company is known as the product mix.
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the demand curve for on-demand videos has shifted to the right. what could have caused it? a fall in the price of on-demand videos. an increase in the price of on-demand videos. an increase in the supply of on-demand videos. an increase in the income of buyers.
The demand curve for on-demand videos has shifted to the right. It could have been caused by an increase in the income of buyers.
A demand curve gives a graphical representation of the relationship between the demand for a good or service and its price. Usually, the price is depicted on the left vertical axis and the horizontal axis represents the demand.
The demand curve joins the vertical and horizontal axis, indicating the law of demand. The law of demand states that the price of a product is inversely related to its demand, such that if price increases, demand will decrease, and if price falls, demand rises.
When the demand curve shifts rightward, it means that the income of buyers has increased, while the price of the product remains the same.
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is the practice of tying philanthropy closely to the corporate mission or goals and targeting donations to regions where a company operates.
Strategic giving is the practice of tying philanthropy closely to the corporate mission or goals and targeting donations to regions where a company operates.
What is strategic giving?Here, "strategic giving" is defined as the close coordination of the philanthropic value to be generated, the identity and preferences of the donor, the organizational vehicle through which giving occurs, the categories of activities that are financed, and the time period governing giving.
Taking these five essential actions
1. Involve your family and ascertain your motivations for contributing.
2. Specify desired results and concentrate on effect.
3. Look for top-tier nonprofit partners.
4. Ensure that any philanthropically committed funds are used to carry out your goal.
5. Assess, then adjust as necessary.
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What is patronage? a. talking to someone in a condescending way b. financial support given by a person or organization c. organizing a plan to execute a project d. any type of emotional support please select the best answer from the choices provided a b c d
Answer:
B is the correct answer to your question
leon is a project manager who is overseeing the development of a new video game. the project is running behind, and the budget is starting to stretch thin. who is most likely putting pressure on leon to manage the schedule and budget?
Upper-level management is most likely putting pressure on leon to manage the schedule and budget
What is management?To accomplish a goal, tasks are coordinated and managed through management. These administrative tasks involve determining the organization's strategy and coordinating the staff's efforts to achieve these goals by utilizing the resources at hand. The seniority hierarchy of employees within a company is another definition of management.
Planning, communication, organization, and leadership are just a few of the talents you'll need to master in order to become a successful manager. In order to successfully direct personnel, sales, and other activities, you'll also need to have a thorough understanding of the company's objectives.
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an economist modeled the demand q for a certain product as a linear function of the selling price p. the demand was 20,000 units when the selling price was $40 per unit, and the demand was 15,000 units when the selling price was $60 per unit. based on the model, what is the demand, in units, when the selling price is $55 per unit?
This is a linear function which means that it takes the form of y = MX + c.
An economist is an expert and practitioner in the social technological know-how discipline of economics. The man or woman may additionally look at, develop, and follow theories and concepts from economics and write about monetary coverage.
Y is the demand
X is the price
Find m.
= (Y₂ - Y₁) / (X₂ - X₁)
= (15,000 - 20,000) / (60 - 40)
= -250
Find c using substitution;
20,000 = -250 * 40 + c
20,000 = -10,000 + c
c = 20,000 + 10,000
c = 30,000
A linear function is;
y = -250x + 30,000
If the selling price is $55;
y = -250 * 55 + 30,000
y = 16,250 units.
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