Answer:
D) a retail or commercial bank
Explanation:
An example of a financial institution is a retail or commercial bank. Thus the correct option is D.
What is a financial institution?An institution that is in the industry of managing monetary and financial transactions, such as savings, loans, and investments, in order to assist with finances that require repayment at a later time and carry a specific rate of interest is known as a financial institution.
A bank is a type of financial institution that enables customers to deposit and withdraw cash as well as borrow money at a set interest rate for use in investments which is repaid by them on a later date with a certain rate of interest.
Reduced transaction fees, reduced likelihood, and increased liquidity are the goals of the economic system in order to create a platform for the establishment of new businesses that strengthen the national economy.
Therefore, option D is appropriate.
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Question 4
Which of the following is a disadvantage of mall-intercept interviewing over door-to-door interviewing?
O representative samples
O less travel time
O interviewer spends a higher percentage of their time doing interviews
O lower sampling costs
Answer: interviewer spends a higher percentage of their time doing interviews
Explanation:
COMPLETE ANSWER
THE ANSWER TO THE QUESTION IS I'M GOING TO VOTE BRAINLIEST
YOU NEED TO PROVE YOUR ANSWER
Direction: Read each statement carefully. Write True in the blank if the statement is right and False if it is wrong and prove it.
1. Internal Forces refers to set of elements which affects organization's or firm's behavior.
2. External Forces is unpredictable and uncontrollable.
3. Poor corporate image is a strength of the firm.
4. Money is the lifeblood of every business.
5. Customers are the king of the market.
6. Demographic aspects are the characteristics of the people in which the organization can be found.
7. Macro and micro environment are types of internal environment.
8. Technological includes the use of robots and online commerce.
9. Improper plans and policies help the firm to accomplish its objectives.
10. Socio-cultural are the characteristics of the population of a certain place.
The given statement 1,2,3,6,7 and 9 are false statement and 4,5,8 and 10 are true statement.
What is called a Firm?A Firm is consists group of people who work together, like an association, a charity, a union, or a corporation.
1. Internal Forces refers to set of elements which affects organization's or firm's behavior. It is false statement because today's organizational behavior is influenced by a complicated mix of major influences. People, Structure, Technology, and Environment are the four categories of important factors. People, structure, and technology interact, and these factors are impacted by the environment.
2. External Forces is unpredictable and uncontrollable. It is false statement because it is possible to predict economic trends using forecasted data.
3. Poor corporate image is a strength of the firm. It is false because when the corporate image is weak or poor, it affects the customers perception of not just the company but it's products as well. Hence, deflecting demand for their goods an services.
4. Money is the life blood of every business. It is true statement
5. Customers are the king of the market. It is true statement.
6. Demographic aspects are the characteristics of the people in which the organization can be found. It is false statement because demography is the scientific survey of populations, particularly human populations. Demographic analysis may be used to entire societies or groupings based on factors such as education, nationality, religion, and ethnicity.
7. Macro and micro environment are types of internal environment. it is false because Macro relates to external while micro relates to internal.
8. Technological includes the use of robots and online commerce, it is true.
9. Improper plans and policies help the firm to accomplish its objectives it is false because a bad plan cannot possibly lead to a good plan. Hence, improper plans and policies can not help the firm to accomplish its objectives.
10. Socio-cultural are the characteristics of the population of a certain place. It is the true statement.
Therefore, The given statement 1,2,3,6,7 and 9 are false statement and 4,5,8 and 10 are true statement.
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what is define of business ethics and example
help with this project
A growth strategy is a business's plan for getting over current and future challenges in order to realize its expansion goals. A few examples of growth strategy goals include raising market share and revenue, acquiring assets, and improving the company's products and services.
Strategic growth includes developing long-term company growth plans. Creating a new product or creating a marketing plan to appeal to a new market are two examples of strategic growth. These are the four growth strategies: price, promotion, placement, and product. The Ansoff Matrix is more useful for a larger view of markets and uses the older Four P framework within each of the 4 Ansoff quadrants, where the Four Ps focus on audiences, channels, and price. Growth strategies are crucial because they keep your business focused on objectives that go beyond what is currently taking on in the market. They encourage you to think strategically and keep leaders and workers motivated and in sync.To learn more about growth strategy
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John worked 44 hours last week. His hourly rate is $12.00. He has the following deductions taken from his pay: Social Security Tax at the rate of 6.2%, Medicare tax at the rate of 1.45%, and 401k (retirement savings) contributions of 5% gross pay. John also has federal income tax withheld at the rate of 10%
Based on John's hourly rate, the number of hours worked last week, the medicare tax and the social security tax, John's net pay would be $426.98.
What is John's net pay?John's net pay can be found by the formula:
= Gross pay - Total deductions
The Gross pay is:
= (40 x 12) + (4 x 12 x 1.5)
= $552
The Total deductions are:
= Federal tax + Social security tax + Medicare tax + Retirement deduction
= (552 x 10%) + (552 x 6.2%) + (552 x 1.45%) + (552 x 5%)
= $125.02
John's net pay is:
= 552 - 125.02
= $426.98
In conclusion, John's net pay was $426.98
Rest of the question:
Find John's net pay for the period.
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The opening balance of Company A is 25,000, and the repayment is scheduled for 1,000 per month at an annual interest rate of 5%. Use the average debt balance to calculate the interest payment. The closing balance of debt at the end of the month is _____ and the interest payment is _____.
Company A initial balance is $25,000, and repayment is planned at $1,000 per month at a 5% annual interest rate. Therefore, the debt balance was $24,000 at the end of the month and interest payment is $102,08.
Following is a calculation of the debt's closing balance at the end of the month and the interest payment:
Closing debt balance at the end of the month equals Company A's opening balance less the monthly scheduled repayment
= $25,000 - $1,000
= $24,000
Interest payment is Average Debt times Annual Interest Rate divided by Twelve Months.
(($25,000 + $24,000) ÷ 2) × 0.05 ÷ 12 months
= $102.08
So, $102.08 is the correct answer.
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Your friend is confused about page numbers in an MLA style research paper, so you decide to help her and explain. Which of the following should you tell your friend to help her understand the formatting of page numbers?
Page numbers are in the header, left aligned, and preceded by the writer's last name. Font for page number and last name is Times New Roman, size 12.
Page numbers are in the header, right aligned, and preceded by the writer's last name. Font for page number and last name is Times New Roman, size 10.
Page numbers are in the header, right aligned, and preceded by the writer's last name. Font for page number and last name is Times New Roman, size 12.
All of the above
Your friend is confused about page numbers in an MLA style research paper, so you make your friend understand that page numbers are in the header, right aligned, and preceded by writer's last name. Font for page number and last name is Times New Roman, size 12.
To write a research paper in MLA style format, one needs a running header with their last name and page number right aligned, 1-inch margins on all sides, also there are indents when starting a new paragraph, and a readable font.
With that, one will also cite your sources in-text and on your works cited page using MLA style format citations. Thus, when formatting a paper in MLA style use an easily readable font like Times New Roman, size 12, set one inch page margins, also apply double line spacing.
Hence, option C is correct.
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This is for Personal Finance:
Can someone help me?
I have attached the document below.
This needs to be done before the 28th.
Creating a New Budget to Meet Your Saving and Spending Needs project
I need help filling out the chart.
I need help answering the questions also.
2. Which budgetary category changed the most between your old budget and your new budget?
Why? (5 points)
3. How does your new budget help you to meet your short-term goal of buying a new laptop? (5
points)
4. How does your new budget help you to meet your long-term goal of saving for college? (5 points)
In any endeavors, the act of budgeting assists you in achieving your academic and financial objectives.
What is a budget?It refers to the estimation of revenue and expenses over a specified future period of time which is usually re-evaluated on a periodic basis. Apart from the fact that budget will also assist you in anticipating unforeseen costs and challenges, it also necessitates difficult decision-making but creating goals will make the process easier.
Which budgetary category changed the most between your old budget and your new budget?In this budget, the net savings changed the most, and this is because of the extra money coming in via total income. Also, an extra $290 was added to the category.
How does your new budget help you to meet your short-term goal of buying a new laptop?The act of savings and making deposits can be a part of a short term goal by making a budget for being able to purchase a new laptop.
How does your new budget help you to meet your long-term goal of saving for collegeWhen we make sure that savings are enough for college in the time you want in the budget, then, the new budget help you to meet your long-term goal of saving for college.
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Answer:
The Budget Sheet is completed with directions.
Explanation: I entered all the information provided by the exercise and added the sums and followed the instructions step by step.
The unemployment rate declined from 3.8 percent in March 2019 to 3.6 percent in April. The labor force participation rate also declined from March to April, from 63.0 percent to 62.8 percent. Part 2 Holding constant the number of people employed in April 2019, if the labor force participation rate had increased instead of decreased, the unemployment rate for April 2019 would be
If the labor force participation rate had increased instead of decreased, the unemployment rate for April 2019 would be:
“Greater than 3.6 percent because adding the same number to both the numerator and the denominator of a fraction that is less than one increases the value of the fraction.” Hence, Option D is correct.
What is labor force participation?People who are employed or looking for work who are in the civilian household population and are at least sixteen years old are considered to be "in the labor force."
When labor force participation rises to 63.2 percent, the number of unemployed persons will rise if employment stays the same. Therefore, the rate of unemployment will rise when both the workforce and the unemployment rate grow by the same amount.
Therefore, Option D is correct.
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The complete question has been attached in text form:
The unemployment rate declined from 3.8 percent in March 2019 to 3.6 percent in April. The labor force participation rate also declined from March to April, from 63.0 percent to 62.8 percent.
Holding constant the number of people employed in April 2019, if the labor force participation rate had increased instead of decreased, the unemployment rate for April 2019 would be
A. less than 3.6 percent because the value in the numerator of the formula for the unemployment rate would increase less than the value in the denominator.
B. less than 3.6 percent because the value in the numerator of the formula for the unemployment rate would increase more than the value in the denominator.
C. greater than 3.6 percent because the value in the numerator of the formula for the unemployment rate would increase less than the value in the denominator.
D. greater than 3.6 percent because adding the same number to both the numerator and the denominator of a fraction that is less than one increases the value of the fraction
How do you determine when an assignment is due
Robert Ando currently earns a monthly salary of $2,400. He has been offered a raise of $200 a month. How much more will he earn per year at his new salary?
John expects to get a raise equal to the increase in the CPI. The CPI has gone from 160 to 164. If John’s salary last year was $50,000, what salary does he expect to earn this year?
If the CPI increases from 160 to 164 and John expects a raise equal to the rise in the CPI, John's salary this year should be $51,250.
What is the CPI?The CPI means the Consumer Price Index. It is an inflation measure that considers average consumer goods and services prices.
The CPI is used to measure inflation in the United States.
For instance, if John's salary last year was $50,000 and the CPI then was 160, now that the CPI has increased to 164, naturally, John's salary should not remain at $50,000. Otherwise, he would be earning less in real terms.
Instead, John's salary should increase to $51,250 to reflect the increase in consumer prices.
Detailed Calculations:CPI last year = 160
CpI this year = 164
John's salary the previous year was $50,000
John's salary this year should be $51,250 ($50,000 x 164/160)
Thus, with the increased CPI, John's salary should be $51,250 this year.
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A place to Store crypto. Can be online or offline. What is the definition?
A cryptocurrency can be stored both online and offline based on the choice of an individual but offline is considered safest.
How to store Crypto online?Crypto can be stored online with the help of a software wallet which includes internet add-ons, desktop, mobile, or web applications. They could differ in terms of their designs and purposes.
One can store your cryptocurrency wallet offline as a cold wallet when you don't want to exchange your cryptocurrency, hardware wallets may be the best option to avoid hacking.
When a cryptocurrency wallet is online, it is referred to as a hot wallet, when it is not, it is referred to as a cold wallet.
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The following are some changes that may take place in the market for textbooks. For each of the following, indicate what will happen to either the demand for or the supply of textbooks by listing which curve is affected and then the terms: "shift right or "shift left".
The demand curve will shift right.
(b.)The supply curve will shift right.
(c.)The demand curve will shift left
(d.)The supply curve will shift right.
(e.)The demand curve will shift left.
The demand curve is a graphical depiction of the connection between the cost of a commodity or service and the amount demanded over a specific time period. A common representation will have the price on the left-hand vertical axis and the amount needed on the right-hand horizontal axis. The law of demand states that, when all other factors are equal, the quantity demanded for a given good will decrease as its price rises as shown by the demand curve moving from left to right. Keep in mind that this formulation suggests that quantity is the dependent variable and price the independent variable. The independent variable often appears on the horizontal axis, or x-axis, although economics is an exception.
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Define Entrepreneur and Intrapreneur. Why are Intrapreneurs also very valuable?
1. What are the different kinds of savings
accounts?
Answer:
saving accounts are when you want to save money
What is the net change in non-cash working capital that would appear on the cash flow statement given the following:
i) Increase in cash of $500
ii) Increase in accounts receivables of $800
ii) Decrease in inventories of $350
iv) Decrease in prepaid expenses of $225
v) Increase in PP&E of $950
vi) Increase in accounts payable of $400
The net change in non-cash working capital that would appear on the cash flow statement is $175.
What is cash flow statement ?A cash flow statement, also known as a statement of cash flows in financial accounting, is a financial statement that breaks down the analysis into operating, investing, and financing activities. It illustrates how changes in balance sheet accounts and income effect cash and cash equivalents.Companies should monitor and analyze three forms of cash flow: cash flow from operating operations, cash flow from investment activities, and cash flow from financing activities to assess the liquidity and solvency of the company. A company's cash flow statement will include all three.Net change in non cash working capital:Increase in accounts receivable $800
Add Decrease in inventories $350
Add Decrease in prepaid expenses $225
Add Increase in accounts payable $400
Change in Non-Cash Working Capital $175
Hence, the net change in non-cash working capital that would appear on the cash flow statement is $175.
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How can elasticity explain some of the reason’s college tuition has increased
Answer:
its inelastic
Explanation:
enveconnet
its inelastic because
no matter how expensive it has gotten people still go
Employees are an important part of the general environment.
True or false
Self actualization is the most basic need according to Maslow.
true or false
Customers are an important part of the general environment.
True or false
Answer:
true
true
false
Explanation:
The three legal forms of business ownership are
The three legal forms of business ownership are:
Sole proprietorshipsPartnerships, Corporations.What are the legal forms of business ownership?In the United States, there are three main forms by which a person or company can own a business and they include sole proprietorships, partnerships, and corporations.
In sole proprietorships, only a single person owns the business and these are usually small to medium businesses. Partnerships see multiple people owning the business and corporations see a lot of people owning it.
In conclusion, sole proprietorships, partnerships, and corporations are three legal forms of owning a business.
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Maintaining a(n)_______attitude is a life skill that can help you be a productive and well-rounded person.
Maintaining a(n)positive attitude is a life skill that can help you be a productive and well-rounded person.
Having a positive attitude means being optimistic about situations, interactions, and yourself. human beings with high quality attitudes continue to be hopeful and notice the great even in difficult conditions.
For instance, wonderful attitudes can consist of: it is searching for adversity in the attention and guffawing. Getting what you get, and not pitching in shape. Playing the surprising, even when it's no longer what you desired in the beginning.
“You could display a fine mindset through the words you use,” Sweeney stated. “become a 'sure' person and attempt new things to look the way you do. deliver a while and ask co-people how you can assist them out if you have a free second. Volunteer to take the lead on new assignments.
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Marsha and Michael have a combined monthly net income of $3,500. Their fixed monthly
expenses consist of $675 for rent. They also have an outstanding student loan balance of $6,000
and a balance of $1,000 for the stereo they bought last month.
How much more debt can they take on and still be within a safe debt load?
The debt-to-income ratio is calculated by dividing total personal debt by net income.So no
COMPLETE ANSWER
THE ANSWER TO THE QUESTION IS I'M GOING TO VOTE BRAINLIEST
GIVE A PROVE YOUR ANSWER
Direction: Read each statement carefully. Write True in the blank if the statement is right and False if it is wrong. Prove it.
1. Environmental Scanning is a process of gathering, analyzing, and providing information for tactical or strategic purposes.
2. Environment refers to institutions and forces that affect organizational performance.
3. The firm must realize the importance of their suppliers that providethem with major inputs.
4. Competitive environment refers to specific groups of people with which the company/firm interacts.
5. The external environment offers strengths and weaknesses to business while the internal environment brings opportunities and threats.
6. The more power each of these competitive environment forces have, the more profitable the industry will be.
7. The firm's managers must be able to identify the varying needs of its customers and focus on creating customer value.
8. Strength is an unfavorable condition in the organization's environment causing damage to the organization.
9. The industry environment is considered as the firm's indirect environment.
10. Competitive environment forces have the power to influence the nature of the competition.
5. Threats and opportunities come from events outside of your business, in the wider market. Opportunities and threats can be seized, and you can take precautions to avoid them, but you cannot alter them. Competitors, raw material costs, and consumer shopping patterns are a few examples.
8. A resource or capacity that an organization can use wisely to accomplish its goals is considered a strength.
9. An indirect environmental element is one that can be controlled by an organization to a reasonable extent and can arise from interactions between an organization and outside parties.
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The Porter family budget in the new city is shown in the graph. Of the seven expenses shown, which of the following is fixed?
housing
food
clothing
medical
Answer:
edge23
Explanation:
The Porter family budget in the new city is shown in the graph. Of the seven expenses shown, which of the following is fixed?
housing +
food X
clothing X
medical X
The answer is A. Housing
Correct on Edge 2023
please see attachment
Completing the financial statement worksheet by populating the Income Statement and Balance Sheet columns for Sparklet Time Cleaning is as follows:
Sparklet Time Cleaning
Adjusted Trial Balance Income Balance Statement SheetDebit Credit Debit Credit Debit Credit
Cash $63,850 $63,850
Accounts receivable 300 300
Cleaning supplies 120 120
Prepaid Rent 1,800 1,800
Prepaid Insurance 4,950 4,950
Equipment 3,200 3,200
Truck 10,000 10,000
Accumulated Depreciation $220 $220
Accounts Payable 1,600 1,600
Unearned Revenue 11,500 11,500
Interest Payable 59 59
Notes Payable 24,000 24,000
Hafner, Capital 46,000 46,000
Hafner, Withdrawals 700 700
Service Revenue 4,500 $4,500
Salaries Expense 1,050 $1,050
Advertising Expense 100 100
Utility Expenses 150 150
Supplies Expense 330 330
Depreciation Exp. 220 220
Interest Expense 59 59
Rent Expense 600 600
Insurance Expense 450 450
Totals $87,879 $87,879 $2,959 $4,500 $84,920 $83,379
What are financial statement worksheets?A financial statement worksheet is an informal tool that accountants use to organize the accounting information for the preparation of adjusting and closing entries and the period-end financial statements.
Data and Calculations:Adjusted Trial BalanceDebit Credit
Cash $63,850
Accounts receivable 300
Cleaning supplies 120
Prepaid Rent 1,800
Prepaid Insurance 4,950
Equipment 3,200
Truck 10,000
Accumulated Depreciation $220
Accounts Payable 1,600
Unearned Revenue 11,500
Interest Payable 59
Notes Payable 24,000
Hafner, Capital 46,000
Hafner, Withdrawals 700
Service Revenue 4,500
Salaries Expense 1,050
Advertising Expense 100
Utility Expenses 150
Supplies Expense 330
Depreciation Expense 220
Interest Expense 59
Rent Expense 600
Insurance Expense 450
Totals $87,879 $87,879
Retained Earnings:Revenue $4,500
Expenses 2,959
Profit $1,541
Withdrawals 700
Retained profit $841
Balance Sheet Totals:Assets = $84,220 ($84,920 - $700)
Liabilities + equity = $83,379
Retained Earnings = $841
Total liabilities and equity = $84,220
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Which of the following is NOT a common CTSO?
Group of answer choices
TSA
Skills USA
HOSA
SCA
SCA is NOT a common CTSO.
The term Career and Technical Student Organizations (CTSO) refers to organizations for individuals enrolled in career and technical education programs and engaged in leadership activities as an integral part of the curriculum.
The Student Organization for Career and Technical Education (CTSO) provides opportunities for students to enhance their academic and work-based learning with after-school career and technical education support. CTSO applies to learning through classroom activities and programs, including events that provide unique opportunities to motivate students to demonstrate teaching in the classroom. CTSO engages companies in the educational process to identify skills essential for careers.
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Why is non-taxable income increased by 125% for income qualifying purposes?
Answer:
To gross up net or non-taxable income, the Service must multiply the amount of the net or non-taxable income by 1.25; if the actual amount of federal or State taxes that would be paid is more than 25% of the Borrower's net or non-taxable income, the Service may use the actual percentage.
Explanation:
The debt ratios set by all entities that loan money (mainly Fannie/Freddie in our case) base their ratios on taxable income. Because the average American family pays 25% of their income between federal and state taxes conventional guidelines allow 25% “gross up” of the non taxable income
Sorry! I realized I double posted a question
Answer: thx for the points! <3
Explanation:
Your _____ are the beliefs and principles that define who you are, shape attitudes and choices, and help set priorities
Answer:
morals
good morals shape your character and makes people speak well of you
Compute Austin's total social security and Medicare taxes for the fourth quarter, if she is self-employed and earns $5,200.00 on a semimonthly basis. (For self-employed
persons, Social Security tax is 12.4% of wages up to $128,400, and Medicare tax is 2.9% of all wages.)
o $429.00
o $795.60
o $2,574.00
o 4,773.60
The combined Social Security and Medicare tax will be $459.00.
Briefing:-Austin makes $5,000 each two weeks.
Austin's Monthly Income is equal to 2 x 5000 ($1,000.00)
Since one quarter equals three months, Austin's income for the quarter will be equal to $10,000 multiplied by three.
Total Social Society Tax: 30000 multiplied by 12.4%/100 equals 3720.
The total Medicare tax will be $870.00 ($30000 x 2.9/100).
3720 + 870, which comes to $459.00.
Please take note that I have only calculated taxes for the final quarter of the year. If you want to calculate the total taxes due for each quarter rather than just three, use 12 since a year consists of 12 months.
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The correct option is not given in the question the correct option is $459.00.