He may be receiving a sales commission for every customer who opts in to get overdraft protection.
What is overdraft protection?
An extra service called overdraft protection keeps charges to a bank account from being declined if they exceed the available cash in the account. The most common use of overdraft protection, also known as cash-reserve checking, is as a security net for checking accounts, though it can also be used with savings accounts.
If the account balance drops to zero, overdraft protection ensures that a check, ATM, wire transfer, or debit card transaction will be processed. Depending on the type of linked account utilised, overdraft protection may come with significant fees and interest. Overdraft protection lines of credit can range from $250 to $5,000 and above.
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3-5 sentences on information about Economics.
Answer:
go online to do it it will be better
A bank statement computes an account's ending balance by adding all
to the beginning balance.
O A. amounts of cash purchases
B. amounts of cancelled checks
C. withdrawals and debits
D. deposits and credits
A bank statement computes an account's ending balance by adding all to the beginning balance with respect to deposits and credits. Thus, option D is correct.
What is a bank statement?A bank statement can be described as the part where the transactions that are related to the bank that is in relation to the withdrawal or the payment of the funds.
When calculating a profile's closing balance on a bank account, deposits and credits are added to the opening balance will be considered.
This means that the account will have the entry of the deposit and the withdrawal, which are represented by the debit and the credit balance. Therefore, option D is the correct option.
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a five-year project has an initial fixed asset investment of $315,000, an initial nwc investment of $25,000, and an annual ocf of −$35,000. the fixed asset is fully depreciated over the life of the project and has no salvage value. if the required return is 11 percent, what is this project’s equivalent annual cost, or eac? (a negative answer should be indicated by a minus sign. do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The project's EAC is -59,979.65 and NPV is -221, 678.6.
What is meant by "Equivalent Annual Cost" (EAC)?The annual cost of owning, running, and maintaining an asset over the course of its life is known as the equivalent annual cost, or EAC. EAC is frequently used by businesses to make capital budgeting decisions since it enables them to compare the cost-effectiveness of different assets with different lifespans.
Depreciation = 315000/5 = 63000
NPV= -(3,15,000 + 25000) + [tex]\frac{-35000 + 63000}{1+0.11}[/tex] + [tex]\frac{-35000 + 63000}{ 1.11^{2}}[/tex] +[tex]\frac{-35000 + 63000}{ 1.11^{3}}[/tex] +
[tex]\frac{-35000 + 63000}{ 1.11^{4}}[/tex] + [tex]\frac{-35000 + 63000}{ 1.11^{5}}[/tex] = -221, 678.6
The project’s equivalent annual cost is:
EAC = [tex]\frac{-221678.6 X 0.11}{(1-1.11)^{-5} }[/tex] = - 59,979.65
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operations and supply chain leverage(s) the vast amount of data in enterprise resource planning systems to make decisions related to managing resources
Operations and supply chain analytics leverage(s) the vast amount of data in enterprise resource planning systems to make decisions related to managing resources.
What is supply chain analytics?The term "supply chain analytics" refers to the procedures that businesses employ to glean knowledge and derive value from the vast amounts of data pertaining to the obtaining, processing, and distributing of commodities. In order to forecast and enhance a company's delivery of goods and services to its clients, a supply chain analyst evaluates data and methodologies. The supply chain analyst plays a crucial function since a company's supply chain must operate smoothly and efficiently in order to assure profitability.Plan, Source, Make, Deliver, and Return are the five processes that make up the model's top level and are also referred to as its five supply chain management components.Learn more about supply chain analytics here:
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difference between money and bitcoin
Answer:
control
Explanation:
The main difference of Bitcoin from traditional currencies lies in the fact that no one controls Bitcoin as it is decentralized. It allows Bitcoin to be an independent peer-to-peer money system that can function regardless of anyone's wishes.
Bitcoin is a type of cryptocurrency, a digital currency. It is a virtual form of money and can be used to buy things. You can also transfer it from the bank. Bitcoin is related to currency, but it is not money.
Money is a currency that you keep in your wallet. Money is touchable as it can be held in your hands, unlike Bitcoin.
Money is a currency that you hold or keep with yourself. But Bitcoin is like a digital currency you cannot hold it. You can only store it on a computer.
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The amount of mortgage debt that taxpayers may have and take an interest deduction on was reduced in 2018, impacting ______ taxpayers.
The amount of mortgage debt that taxpayers may have and take an interest deduction on was reduced in 2018, impacting Less than 6% of taxpayers.
This is further explained below.
What are taxpayers ?Generally, A individual or entity that is required to pay a tax is referred to as a taxpayer.
Taxpayers in the modern era may be required to have an identity number, often known as a reference number, which is provided by the government to residents or businesses. In common parlance, a person who is subject to taxation is referred to as a "taxpayer."
In conclusion, The maximum amount of mortgage debt that taxpayers are permitted to hold and still deduct interest on was decreased in 2018, affecting less than 6% of taxpayers.
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Making more sales to current customers without changing a firm's products is known as ________.
When increasing sales to present clients without altering a company's product offerings is called Market penetration. Thus the correct option is B.
What is a product?A product is referred to as final or finished goods distributed in the market to serve the customers. This product can be both goods and services in which goods are tangible and services are intangible.
When an organization intends to increase sales and profits of its current goods or services to its current customers in order to expand its market share, this strategy of market penetration is used.
Therefore, option B is appropriate.
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The complete question is Probably
1) Making more sales to current customers without changing a firm's products is known
as ________.
A) market segmentation
B) market penetration
C) product diversification
D) product development
E) prospecting
James could also explore the possibilities of financing through a government agency that advises and assists small businesses. This organization is known as.
James might also look into the possibility of financing from a government organization that provides guidance and support to small enterprises. This organization is known as the SBA (Small Business Administration).
Providing capital for investments, purchases, or commercial endeavors is the process of financing. Banks and other financial institutions are in the business of lending money to investors, companies, and people so they can achieve their goals.
The U.S. government's Small Business Administration (SBA) assists the nation's small businesses in order to grow and develop the economy. The SBA has spent much of its time since it was founded in 1953 advising people who want to start and grow their own businesses.
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The complete question is given below
James could also explore the possibilities of financing through a government agency that advises and assists small businesses. This organization is known as
a. SCORE
b. the Better Business Bureau
c. the SBA
d. the DEA
Last year, boxer, inc. earned net income of $175,000 and had 50,000 shares of stock outstanding. the dividends per share were $1.19. what is the dividend payout ratio?
Last year, boxer, income earned net income of $175,000 and had 50,000 shares of the stock outstanding. the dividends per share were $1.19, the dividend payout is 34%.
What is net income?Net income refers to amount an individual or business makes after deducting costs, allowances and taxes.
In commerce, net income is what business has left over after all the expenses, including the salary and wages, cost of goods or raw material and taxes. For an individual, the net income is “take-home” money after deductions for the taxes, health insurance and retirement contributions. Net income should ideally be greater than expenditure to be indicative of financial health.
How to calculate net incomeTo calculate net income, take gross income — the total amount of the money earned — then the subtract expenses, such as taxes and interest payments.
For individual, net income is the money you actually get from your paycheck each month rather than the gross amount you get paid before payroll deductions. You may have some other sources of the income such as Social Security checks, side jobs or investment income which can add to your net income.
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the prohibits employers from discriminating against qualified individuals with disabilities with regard to applications, hiring, discharge, compensation, advancement, training, or other terms, conditions, or privileges of employment
The prohibits employers from discriminating against qualified individuals with disabilities with regard to applications, hiring, discharge, compensation, advancement, training, or other terms, conditions, or privileges of employment American with Disabilities Act of 1990
The Americans with Disabilities Act of 1990 forbids discrimination on the basis of physical or mental impairments in all spheres of public life, including the workplace, educational institutions, and public spaces. The rule in the workplace applies to both potential candidates for open positions and present employees.
What does the 1964 Title VII Civil Rights Act entail?Employment discrimination based on racial, ethnic, religious, sexual, and national origin is illegal under Title VII.
What constitutes discrimination according to the EEOC?You are protected from employment discrimination under the laws upheld by the EEOC if you are subjected to any of the following: Unfair treatment due to your race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, disability, age (40 or older), or genetic information.
What does the ADA Amendments Act ADAAA intend to accomplish?Originally passed by Congress in 1990 (as the Americans with Disabilities Act-ADA), the Americans with Disabilities Act Amendments Act (ADAAA) protects people with disabilities against discrimination in the workplace, as well as in settings like schools and other public places.
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The _____ stated that not only would the united states prohibit non-american intervention in latin american affairs, but it would also police the area and guarantee that latin american nations met their international obligations.
The Monroe Doctrine stated that not only could us limit non-American intervention in Latin American affairs, however, it would additionally police the location and guarantee that Latin American nations met their international responsibilities.
Police usually are accountable for keeping public order and protection, enforcing the regulation, and stopping, detecting, and investigating crook activities. those features are called policing.
Police officers should constantly be capable of working under stress, preserving composure, and having sound judgment and choice-making capabilities at some point in times of need. They ought to be able to reason, weigh the consequences, and remember options, before choosing the maximum logical path of movement.
The total shape of POLICE is Public officers for legal Investigations and crook Emergencies. they're uniformed folks who are chargeable for maintaining regulation and order intact. they are a set of employees who are there to put in force legal guidelines, to save you any type of civil sickness, keep lives and punish criminals.
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rita files her income tax return 35 days after the due date of the return without obtaining an extension from the irs. along with the return, she remits a check for $40,000, which is the balance of the tax she owes. note: assume 30 days in a month. disregarding the interest element, enter rita's failure to file penalty and failure to pay penalty.
The balance of taxes she owes: $3600
No Penalty Paid = $400
No Penalty Paid = $3600
No Penalty Paid = 0.5% of Unpaid Taxes
No Penalty Paid = 5 of Unpaid Taxes Non-payment of %
Penalty = 0.5%* Unpaid tax * Number of months or part thereof
= 0.5% * 40000 * 2
= 400 0.5%*40000*2)-400
= 3600
Provide the best facilities and infrastructure A person or organization that generates public works revenues. The funds raised will be used to fund various public spending programs.
Taxes are a major source of revenue for most governments. Among other things, this money will be used to improve and maintain public infrastructure, including the roads we drive on, and to fund public services such as schools, emergency services, and social programs.
For centuries, taxes have been an important fact of national life. Without them, it would be impossible to pay for the country's defense services, health, welfare, social services, schools and universities, and transportation systems.
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The key participants in financial transactions are individuals, businesses, and governments. individuals are net ______ of funds, and businesses are net ______ of funds.
As the participants in financial transactions, the individuals are net suppliers of funds, and the businesses are net users of the available funds. Therefore, the option A holds true.
What is the significance of participants in financial transactions?There are three participants in financial transactions as mentioned above. The individuals are termed as net suppliers of funds because they spend less than what they actually earn, and the business spend more than they actually earn, thereby being termed as users.
Therefore, the option A holds true and states regarding the significance of participants in financial transactions.
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The missing options to the incomplete question has been added for better reference.
The key participants in financial transactions are individuals, businesses, and governments. Individuals are net___ of funds and businesses are net____ of funds.
a. Suppliers; users
c. purchases; sellers
b. Users; suppliers
d. users, providers
The way you use your money reveals your true priorities. Knowing that, how could having budget categories help you prioritize your money ?
The way that a person would use the money that the have would show their priorities because it would show how they would have to list the budgets they have to take care of more pressing needs.
How budgeting can help usThe term budgets has to do with the creation of a financial plan that would have to do with the needs that a person has and the way that it would be spread over the amount of money that they have.
This is important because it helps to ensure that one would not have to spend carelessly. It helps to track the expenses of a person and also create financial stability.
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Mac, a successful restaurateur from georgia, wanted to expand his business to memphis, tennessee. He was denied a business license from the regulatory authorities in memphis. The authorities told him that he was a nonresident and could not get a license to conduct business in tennessee. This denial is a blatant violation of the.
This denial is a blatant violation of the privileges and immunities clause.
According to Article IV, Section 2, the Privileges and Immunities Clause of the Constitution, "the citizens of each state shall be entitled to all privileges and immunities of citizens in the several states." This provision safeguards people' fundamental rights and prevents states from targeting residents of other states unfairly. However, only fundamental rights are covered by the Privileges and Immunities Clause, not all commercial activity.
The aim of this constitutional clause has generated a significant deal of scholarly discussion. A textual predecessor of the privileges and immunities clause, Article IV of the Articles of Confederation, which stated that "to secure and perpetuate mutual friendship and intercourse among the people of the different States in this Union, the free inhabitants of each of these States... shall be entitled to all privileges and immunities of free citizens in the several States; and the people of each State shall free in their respective States," provides insight into the clause's intent.
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What is the SOLVE method of conflict resolution? What does each letter stand for and mean?
As the SOLVE method of conflict resolution, each letter stands for the followings:
Self-serving fairness interpretationsOverconfidenceLitigationVerdictEscalation of commitmentWhat is a conflict resolution?A Conflict resolution is best defined as the informal or formal process that two or more parties use to find a peaceful solution to their dispute. that is, when the parties in a conflict needs to come to a mutual resolution to end the conflict in a peaceful way.
In a typical Conflict resolution such as arbitration, the neutral third party known as the arbiter serves as a judge responsible for resolving the dispute between the conflicting party.
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The marketing department establishes its objectives and develops strategies to achieve them after the firm has?
The marketing department establishes its objectives and develops strategies to achieve them after the firm has established marketing plans. Therefore, the option A holds true.
What is the significance of marketing plan?A marketing plan can be referred to or considered as the part of efficient marketing management of a company, wherein a company is able to set rights goals as a course of its plans to achieve the organizational objectives. A marketing plan is followed by a marketing strategy.
Therefore, the option A holds true and states regarding the significance of marketing plan.
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The marketing department establishes its objectives and develops strategies to achieve them after the firm has?
A. made marketing plan
B. made advertisement strategies
C. set up the business model
D. None of these
What is the main idea of the "Invisible Hand" theory?
Society progresses when producers and consumers think about the government first and themselves second.
Society progresses when producers and consumers act in their own self-interest.
The main idea of the "Invisible Hand" theory is that Society progresses when producers and consumers act in their own self-interest.
What is Free Market?This refers to the market enterprise that exists when pricing is the main determinant of a market
Hence, we can see that The main idea of the "Invisible Hand" theory is that Society progresses when producers and consumers act in their own self-interest.
This is because this posits that markets find equilibrium without external factors and influences.
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dealers in foreign exchange departments at large international banks act as market makers and maintain inventories of the securities in which they specialize.
It is true that dealers in foreign exchange departments at large international banks act as market makers and maintain inventories of the securities in which they specialize.
What is mean by foreign exchange department?Operations and transactions involving foreign exchange are carried out by a bank's foreign exchange department. A forex department's primary duties include managing foreign remittances coming in and going out, as well as purchasing and selling foreign currency.By permitting currency conversion, the foreign exchange market supports investments and trade on a global scale. For instance, it allows a company in the United States to import goods from countries that are part of the European Union, particularly those that are in the Eurozone, and pay in Euros even though the company receives its income in US dollars.There are several foreign exchange markets with unique features, including the spot market, swap market, forward market, options market, and futures market.Learn more about inventories here:
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a website offers a place for people to buy and sell emeralds, but information about emeralds can be quite imperfect. the website then enacts a rule that all sellers in the market must pay for two independent examinations of their emerald, which are available to the customer for inspection. 1) how would you expect this improved information to affect demand for emeralds on this website? 2) how would you expect this improved information to affect the quantity of high-quality emeralds sold on the website?
1) In the hypothetical situation, the more accurate information will result in higher demand for emeralds on this website. Customers would be able to distinguish between high-quality and low-quality emeralds as a result. The clients would have the assurance that they are purchasing a high-quality product with this kind of information.
2) There will probably be a greater availability of fine emeralds. This is so that when consumers are confident in the quality of the product, dealers may ask for a greater price for emeralds.
Step 1 of Part (a): Define incomplete information.
Imperfect information occurs when either the buyer or the seller, or both, are uncertain about the features of what they are buying and selling.
Explanation of solution in Part (a) Step 1.
Since clients can now choose the precise grade of gemstones from the vendor, there will be a rise in demand for emeralds on the website as a result of the improved information. Because the vendor will pay for the expense of the gemstone quality inspection, the buyer will also feel secure in the emeralds' quality.
The seller's website screening method will expand the emerald market.
Step 2 of Part (b): Define incomplete information.
When one or both parties are uncertain about the details of what they are buying and selling, it is said that there is incomplete information.
Step 2 of Part (b): Solution explanation.
Since customers will be able to order high-quality gemstones from the merchant thanks to the audit strategy, it is expected that demand for high-quality emeralds will rise on the website as a result of the improved information. The seller will also be able to charge a higher price based on the audit report in order to make significant profits. The purchaser will be willing to pay a higher price because they are confidence in the quality of the item they are purchasing.
The seller's online examination method is probably going to cause the market for high emeralds to soar.
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determine which of the definitions on the right go with the entity on the left. retailer retailer drop zone empty. wholesaler wholesaler drop zone empty. merchandiser
Answer:
Retailer > An intermediary that buys products from manufacturers or wholesalers and sells them to consumers
Wholesaler > An intermediary that buys products from manufacturers and sells them to retailers
Merchandiser > Earns net income by buying and selling products
Explanation:
meg is considering a move to a foreign country and wants to deed her property to her son, christian, who’s 16. which of these must occur to make this transfer legal?
The deed must be signed by Meg, and her signature must be recognized to make this transfer legal.
What is deed?A deed is any written legal document that passes, affirms, or confirms an interest, right, or piece of property and is signed, witnessed, delivered, and in some places, sealed. It is frequently related to transferring ownership of property.A deed is a document that certifies property ownership.A property deed, sometimes known as a house deed, is a formal document that certifies or transfers ownership of real estate, such as a house or piece of land. The deed certifies the property's ownership and names the grantor (seller) and grantee of the property (buyer).Learn more about deed here:
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"you are a shareholder in a c corporation. the corporation earns per share before taxes. once it has paid taxes it will distribute the rest of its earnings to you as a dividend. assume the corporate tax rate is and the personal tax rate on all income is . how much is left for you after all taxes are paid?"
The U.S. taxation system for C corporations is related to the idea of double taxation. So,the answer is $0.98.
These businesses pay corporation taxes first. Any dividend payments made to shareholders are thus subject to further personal taxation.
Before tax earnings of Corporation = $2.33 per share
Corporate tax rate = 40%
Tax paid by corporation = $2.33 * 0.40 = $0.932 per share
Dividend paid by corporation = $2.33 - $0.932 = $1.398
Personal tax rate = 30%
Tax paid by shareholder on dividend income = $1.398 * 0.30 = $0.4194 per share
Amount left after all taxes are paid = $1.398 - $0.4194 = $0.9786
Hence, answer is $0.98
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to gain access to one another's markets, several u.s. and japanese automobile manufacturers (for example, honda and general motors) are engaging in temporary alliances to manufacture and market certain models of cars. such types of partnerships are best described as .
Joint ventures are the appropriate term to characterize these kinds of relationships.
Are exit strategies required for joint ventures?A joint venture's duration is determined by the project's end date because it is created to meet a certain project's objectives. An exit strategy is crucial because it lays out a clear path for dissolving the joint venture, avoiding protracted negotiations, pricey legal fights, unfair business practices, adverse effects on customers, and any potential financial loss.
The three most common joint venture exit strategies are employee ownership, a spinoff of operations, or the sale of the new business. Each departure plan has the potential for conflict and offers varied benefits to joint venture participants.
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Items not easily quantified in dollar terms are not reported in the financial statements true or false?.
It is true that items not easily quantified in dollar terms are not reported in the financial statements. This is known as monetary unit assumption.
What is the Monetary Unit Assumption?The monetary unit concept is an accounting principle that assumes business transactions or events can be measured and expressed in terms of monetary units and the monetary units are stable and dependable. In other words, the language of business and finance is money. It doesn’t matter what currency it is as long as it’s stable and can be comparable to other currencies.Accounting information must be complete, neutral, and free from error. personal transactions are not mixed with the company's transactions.To learn more about Monetary Unit Assumption, refer: https://brainly.com/question/14511295?referrer=searchResults
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Suppose the dealer incentive per vehicle for honda’s acura brand is thought to be bell-shaped and symmetrical with a mean of $3,200 and a standard deviation of $200. Based on this information, what interval of dealer incentives would we expect approximately 95% of vehicles to fall within?.
Based on this information, dealer incentives of approximately 95% of the vehicles fall within $2800 and $3600.
This is calculated by using empirical rule.
What is empirical rule?The empirical rule, often referred to as the 68-95-99.7 rule, is a shortcut used in statistics to remember the proportion of values that fall within an interval estimate in a normal distribution: 68%, 95%, and 99.7% of the values fall within one, two, and three standard deviations, respectively. When not all the data is accessible, the empirical rule is typically the main tool used to determine outcomes. When all the data are accessible, it enables statisticians or data analysts to understand where the data will fall. The empirical rule aids in gauging a data set's degree of normality.Therefore, according to empirical law, with a normal distribution, 95% are within two standard deviations.
We have,
Mean = $3,200
Standard deviation = $200
95% = mean ± 2 x standard deviation = 3200 ± (2 x 200) = (2800, 3600)
Hence, dealer incentives of approximately 95% of the vehicles fall within $2800 and $3600.
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are typically embedded in unique routines and practices that have evolved and accumulated over time such as effective work teams. group of answer choices organizational capabilities reputational resources intangible resources tangible resources
Intangible resources are typically embedded in unique routines and practices that have evolved and accumulated over time such as effective work teams.
What are Intangible resources?
The resources a company has that cannot be transported or handled, like equipment or physical property, are referred to as intangible assets. Patents, trademarks, copyrights, goodwill, and other intangible assets are among them. Despite the fact that they aren't tangible objects that you can touch, they have a lot of worth for your company. You must identify, oversee, and amortise your intangible assets as a business owner.The resources a company holds that are not physical but nonetheless have real value are known as intangible assets. Intellectual property owned by a company, such as music, designs, trademarks, software licences, motion pictures, client lists, and franchises, is a typical example of an intangible asset.These are the assets that an organisation develops over time as a result of specific practises and routines.To know more about Intangible resources visit:
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many subscribers to newspapers and magazines have cancelled their print subscriptions in favor of online news. this trend has caused the startribune newspaper to offer online content for $1.99 per week and newsweek to suspend its print edition in favor of an online-only weekly edition. these companies had to change their , an action triggered by the technological and social changes in their marketing environments.
These companies had to change their, C.) Business Models' actions are triggered by technological and social changes in their marketing environments.
Strategic marketing helps you offer products and services at the right price based on information gathered through market research. Strategic marketing enables organizations to make the most of available resources and markets in accordance with organizational goals and objectives.
A business model describes how an organization creates, delivers, or acquires value in an economic, social, cultural, or other context. The process of building and modifying business models, also called business model innovation, is part of business strategy.
A business model is a strategic plan for how a company intends to make a profit. This model represents how companies sell, market, and drive their products. A business model determines what products it makes sense for a company to sell, how to promote those products, who to target, and what revenue streams can be expected.
Disclaimer:- your question is incomplete, please see below for the complete question.
A.) Marketing Tactics
B.) Strategic Marketing Processes
C.) Business Models
D.) Goals or Objectives
E.) Organizational Cultures
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Balance sheets prepared in other countries using international accounting standards (ifrs) might use different account titles than are allowed for us. gaap, such as:________
Balance sheets use different accounting Standards such as make financial statements more comparable and eliminate differences in financial reporting among countries.
SIGNIFICANCE OF BALANCE SHEET
A balance sheet provides you with a quick overview of your company's financial situation at any given timeA balance sheet, together with an income statement and a cash flow statement, may aid business leaders in assessing the financial health of their organisation.A balance sheet provides you with a quick overview of your company's financial situation at any given time.To learn more about balance sheets, Click the links
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what does the greenbook research industry trends (grit) report detail? a. provides insights by contrasting supplier (marketing research firm) views with buyer (client) views on useful types of research methods. b. provides insights on supply-side and client-side pricing issues. c. compares and contrasts different approaches on survey methodologies. d. provides insights by contrasting supplier (marketing research firm) views on issues with buyer (client) views.
Gives information by contrasting the opinions of the customer (the client) and the supplier (a marketing research company) about appropriate categories of research methodologies.
What exactly is an industry-trend green book?
The GRIT (Greenbook Research Business Trends) report, which shows where the market research industry is now, where it's heading in the future, and how you may adapt to these changes, is without a doubt one of the top and most thorough surveys of the sector.
This most recent edition, which has been available annually since 2011, focuses on Q3–Q4 of 2017 and provides a useful and trustworthy picture of the worldwide market research business. You can use it as a tool for strategic planning for the coming year. Here, we take a look at some of the main market research industry trends for this year, as identified by the most recent study.
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