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Which of the following can help consumers with excessive debt negotiate with lenders to reduce interest rates and fees
A.Bankruptcy lawyer
B.Credit counseling service
C.Federal trade commission
D.Financial protection bureau
Answers
Answer:
B.Credit counseling service
Explanation:
Credit counseling services involves engaging a credit counselor to pay off unsecured debts through a debt management plan. Credit counselors offer various services, including providing basic money management advice and setting up debt repayment plans.
Credit counseling simplifies the repayment process. Debt payment becomes easy and manageable. Credit counselors may negotiate lower interest rates and reduced monthly payments with creditors, which saves money.
Related Questions
The purchases journal of a business that uses the periodic inventory system will include a column titled ________. A. Merchandise Inventory DR B. Accounts Payable DR C. Purchases DR D. Cost of Goods Sold DR
Answers
Answer:
C. Purchases DR
Explanation:
Based on the information given the purchases journal of either a business or company which makes use of PERIODIC INVENTORY SYSTEM
will include a column that is titled PURCHASES DR reason been that PERIODIC INVENTORY SYSTEM is a type of inventory system in which inventory are be updated only on periodic basis
which simply means that their is no inventory record that are up to date when a business or a company makes use of PERIODIC INVENTORY SYSTEM.
Therefore the purchases journal of a business which makes uses of periodic inventory system will include a column titled PURCHASES DR
What research will help you prepare you before you apply for a job
Answers
Answer:
What research will help prepare you before you apply for a job?
Explanation: A
When something is grown and harvested in the same country it is distributed in, it can be considered what?
capital
international
duties
domestic
Answers
Answer:
domestic
Explanation:
In business, domestic refers to the home country of the producer or consumer. The domestic market is the market within the borders of the seller's country. Domestic contrasts with international, which refers to beyond the borders of a country.
Products that are produced and distributed within the country are domestic products. They are often referred to as local products. Domestic goods become exports if sold outside the borders of their country of origin.
A company uses the weighted average method for inventory costing. During a period, Department B finished and transferred 67,000 units to Department C. Also in Department B during the period, 18,500 units were started but brought only to a stage of being 60% completed. The number of equivalent units produced by Department B during the period was:
Answers
Answer:
78,100 units
Explanation:
Calculation for the number of equivalent units produced by Department B
Using this formula
Department B Number of equivalent units =
Units finished and transferred from Department B to Department C + (Units that were started in Department B × Percentage completed)
Let plug in the formula
Department B Number of equivalent units= 67,000 units + (18,500 units × 60%)
Department B Number of equivalent units= 67,000 units + 11,100 units
Department B Number of equivalent units= 78,100 units
Therefore The number of equivalent units produced by Department B during the period was 78,100 units
The CEO of Tough Mudder believes that teams in his company are not working as effectively as they could, and he is asking you for advice. Provide the best answer to his question. "A new team we just formed to explore expanding into the Mediterranean and Middle East seems to have split into three factions around what kinds of events to host and what kinds of customers to target, and communication is sometimes not respectful. How can the manager help the team move beyond this?" The manager should encourage team members to share personal information and get to know one another better. The manager should make sure that both the task specialist and socioemotional roles are being performed on the team. The manager should encourage everyone to participate in discussions by stating their underlying interests rather than demands for specific outcomes. The manager should encourage a high level of task conflict and relationship conflict so team members can work out all their differences.
Answers
Answer:
The manager should make sure that both the task specialist and socioemotional roles are being performed on the team.
Explanation:
In the given scenario the team is split into three factions around what kinds of events to host and what kinds of customers to target, and communication is sometimes not respectful.
There is need to resolve both the social problem of disrespect and the specialist problem of having different opinions about types of events and customers to target.
As a manger it is important that socioemotional roles are performed in the group to make the factions respect themselves.
This will easily promote communication and help resolve the specialist differences the factions are having
what does it mean to provide customer service? PLEASE HELP
Answers
Answer:
Providing excellent customer service means going the extra mile in making sure a customer is happy and satisfied with a company's products or services. It also involves providing service to a customer in a timely, pleasant manner.
Ayala Architects incorporated as licensed architects on April 1, 2017. During the first month of the operation of the business, these events and transactions occurred:
Apr. 1 Stockholders invested $18,270 cash in exchange for common stock of the corporation.
1. Hired a secretary-receptionist at a salary of $381 per week, payable monthly.
2. Paid office rent for the month $914.
3. Purchased architectural supplies on account from Burmingham Company $1,320.
10. Completed blueprints on a carport and billed client $1,929 for services.
11. Received $711 cash advance from M. Jason to design a new home.
20. Received $2,842 cash for services completed and delivered to S. Melvin.
30. Paid secretary-receptionist for the month $1,524.
30. Paid $305 to Burmingham Company for accounts payable due.
Answers
Answer:
Apr. 1 Stockholders invested $18,270 cash in exchange for common stock of the corporation.
Dr Cash 18,270
Cr Common stock 18,270
1. Hired a secretary-receptionist at a salary of $381 per week, payable monthly.
no journal entry required
2. Paid office rent for the month $914.
Dr Rent expense 914
Cr Cash 914
3. Purchased architectural supplies on account from Burmingham Company $1,320.
Dr Supplies 1,320
Cr Accounts payable 1,320
10. Completed blueprints on a carport and billed client $1,929 for services.
Dr Accounts receivable 1,929
Cr Service revenue 1,929
11. Received $711 cash advance from M. Jason to design a new home.
Dr Cash 711
Cr Unearned service revenue 711
20. Received $2,842 cash for services completed and delivered to S. Melvin.
Dr Cash 2,842
Cr Service revenue 2,842
30. Paid secretary-receptionist for the month $1,524.
Dr Wages expense 1,524
Cr Cash 1,524
30. Paid $305 to Burmingham Company for accounts payable due.
Dr Accounts payable 1,320
Cr Cash 1,320
What is the term for a variety of activities designed to stimulate a trial or
purchase?
A. Sales promotion
B. Advertising
C. Public relations
D. Personal selling
Answers
Answer:
I think B.Advertising
Answer:
Sales Promotion
Explanation:
Just took the test.
A text box with entry "My duties included reviewing purchasing trends, analyzing customer data, and preparing annual trend reports." What changes should be made to the above statement, located within a resume, to make it a more effective and powerful sounding qualification?
Answers
Answer:
text structure changes
Explanation:
What this entails is that the text is adjusted using words that show more confidence, and clarity of expression to the reader.
For example, the overall structure of the statement could be more effective and a powerful sounding qualification;
Because of my intense commitment to work, I was very successful in carrying out these responsiblities,
reviewing of purchasing trends,analysis of client data,prepared annual trend reports.Answer:
Sample response:
The statement should not start with the word “my”. The qualification is not starting with a strong action verb. Example: Conducted extensive purchasing research; analyzed, diagrammed, and reported results of customer data; and wrote annual trend reports
Explanation:
Did the lesson.
do you think the government should help businesses like SJD? justify your answer
Answers
Answer:
yes
Explanation:
coz we're not getting any help
ill mark brainiest for the correct answer
The table shows a schedule of Evita’s payment plan for a used car.
Evita’s Payment Plan for the First Three Years
Year
Balance
Monthly Payment
End of Year
Balance
1
$356.82
2
$356.82
3
$356.82
$8,563.39
Evita paid $2,408.91 in interest. What was the selling price of the car?
A> $12,845.52
B>$17,127.07
C>$19,000.00
D>$21,408.91
Answers
Answer:
the answer is C. $19,000.00 at 25.36% interest
Explanation:
25.36 percent interest each year for 5 years
Answer:
It is actually B 14,719.80
Explanation:
Dr. Peabody paid $213 for repairs to his dental equipment. Which of the following statements is true?
A. Cash is debited $213; repairs and maintenance expense is credited $213.
B. Cash is credited $213; repairs and maintenance expense is credited $213.
C. Cash is debited $213; repairs and maintenance expense is debited $213.
D. Cash is credited $213; repairs and maintenance expense is debited $213.
Answers
Answer:
D. Cash is credited $213; repairs and maintenance expense is debited $213.
Explanation:
In double-entry accounting, transactions that reduce assets such as cash are credited while those that increase assets are debited.
By paying for repairs services, the amount of cash at hand reduces by $213. Because cash is an asset, the cash account will be credited( reduced) by $213.
Repairs and maintenance expense account is an expense account as the name suggest. As a rule, transactions that increase expenses are debited. In this case, Mr. Peabody will debit( increase) the repairs and maintenance account by $213.
Did someone seen pottah.
Answers
Answer:
Harry potter books and shows and movies are dumb the only thing i like thats harry potter is butter bear from universal, its so yummy
Explanation:
periodt.
is the general rise in prices throughout an economy.
Answers
Answer:yes
Explanation:
Answer:
Yes
Explanation:
Plz Hurry I am timed!
A chain of coffee servers is sending a spreadsheet of projected costs and profits to some of its investors. When, Kyle, the administrator making the spreadsheet, adds an image of his company’s logo, he realizes it would fit and look best if turned to read sideways.
How can Kyle change the image to make it fit in such a way?
A) He can select the image and hold down on the green handle above it while sliding the mouse.
B) He can select the image and hold down Control while sliding the scroll bar to the right.
C) He can press the PivotTable button and select “Rotate 90 degrees” and then click OK.
D) He can click on the Pictures Tool tab and select press Artistic Effects to access the rotate option.
Answers
Answer: A) He can select the image and hold down on the green handle above it while sliding the mouse.
Explanation:
After inserting the picture, if he wants the logo to read sideways, his best bet is to rotate it. He can do this by clicking on the picture and then clicking and holding down the green handle above the image which would look like a rotating arrow.
While holding it down, he should then slide the mouse and the picture would rotate. He can stop rotating at an angle he deems appropriate.
Answer:
A
Explanation:
Just took the test
State two reasons why people work
Answers
Answer:
earn money, make a change, fulfill their dreams
Explanation:
Money isn't the only reason why people work it's also for independence and have more control over their own life.
Explanation:
when you work you are also getting more skills and making more friends with people you have meet in you'r job.
if you could redo any event from your life, what would it be?
Answers
Answer: being dumb don't ask why :-D
Luis repairs air conditioners. He earned a certificate in 6 months and paid for it with one loan. He earns a good salary now and will pay off his loan in two years. What kind of return on investment (ROI) does Luis demonstrate? Negative ROI Positive ROI Neutral ROI Can't Determine
Answers
Answer:
Positive ROI
Explanation:
Education is probably the best investment that someone can make. It is not easy and it is not nice, but it can help you have a better life and better future.
In this case, Luis spent money in order to get his certificate in repairing air conditioners. He studied 6 months and probably took a test to pass it. After passing it, he owes money which is not good. But the great part is that Luis is now earning much more money than before. His better salary will allow him to pay his loan in 2 years, which is a a short time. Imagine if you could pay your college loans in just 2 years (the average time is 20 years).
The kind of return on investment that Luis who repairs air conditioners demonstrates is Positive ROI.
Positive ROI applies when the net gain of taking a certain financial decision is greater than any costs that might have been encountered.
In Luis's case, we find that the benefits he enjoys as a result of taking the loan are greater than any cost he might have encountered. Now, he earns a good salary and he will definitely repay his loan.Therefore, the move demonstrates a Positive ROI.
Learn more about Positive ROI here:
https://brainly.com/question/23603222
QUESTION 6 of 10: Ashleigh hires a group of security staff. Each worker works an average of 80 hours per month at $14/hour. If her monthly labor cost for security workers is $23,520, how many security workers did Ashleigh hire?
Answers
Answer:
21 security workers
Explanation:
Calculation for how many security workers that was hire
First step is to calculate the amount earned by each employee
Amount earned=80 hours x $14
Amount earned=$1,120
Last step is to calculate how many security workers that was hire
Using this formula
Numbers of Security hired=Security workers labor cost /Amount earned
Let plug in the formula
Numbers of Security hired=$23,520/$1,120
Numbers of Security hired=21 security workers
Therefore the numbers of Security workers that was hired will be 21
AHEM
So just a small question, i'm trying to settle a debate between me and a friend of mine.
Eri or Kota (if ya know ya know)
Answers
Answer:
Kota
Explanation:
Answer:
is eri or kota the debate? 0-0
Explanation:
YALLL HELP MENDJJJEMDJXJ
Question 3 of 10
What should a country that wants to increase its comparative advantage
when trading with another country try to do?
A. Lower the opportunity cost of producing the goods it trades
B. Produce more of a valuable good than the other country
C. Reduce its trade deficit with all of its other trading partners
D. Raise the price of its exports to generate more capital
Answers
Ans
its a
Explanation:
Absolute Advantage means to deliver more goods while comparative is the capacity to reduce opportunity costs more than a contender.
What do you understand by comparative and absolute advantage?Absolute Advantage: The capacity to deliver even more of a good or service than a contender. Comparative Advantage: The capacity to produce at a lower opportunity cost than a contender.
Comparative advantage means reducing the opportunity cost of producing the goods.
Therefore, option A aptly describes the Comparative Advantage.
Learn more about the comparative and absolute advantage here:
https://brainly.com/question/13221821
If Yolanda wishes to understand her coworkers more deeply, she should study their ______.
a. Body language
b. Family tree
c. TV viewing habits
d. Clothes
This is for career planning, there’s not a category for it.
Answers
Answer:
A. Body Language should be your answer
Answer:
A. Body Language
Explanation:
Body language can show a lot of things about a person, if they are uncomfortable, nervous, comfortable, in a rush, and all sorts of things!
3. When the federal government's collection of tax revenues is less than what it spends in a
given year, it results in a:
a. Federal Reserve allowance
b. GDP deflator
C. Balance of paymerits deficit
d. National deficit
Answers
Answer:
d. National deficit
Explanation:
A national deficit occurs when the federal government expenditures exceed the revenues collected. Every year, the federal government prepares a national budget for the following financial year. The budget details the expected expenditures and the projected revenues. In recent years, the expenditures have been exceeding the revenues collected, leading to a national deficit.
The federal government resorts to borrowing to cover the gap between the expenses and revenue collected.
Which statement best describes the first draft of a piece of business writing?
A.
It’s the result of several rounds of revision.
B.
It’s usually ready to be published.
C.
It doesn’t have any grammatical errors.
D.
It needs further development and editing.
E.
It has clear organization in each section.
Answers
Answer:
D. It needs further development and editing.
Explanation: The first draft has the main ideas, but it probably has misspelled words, grammatical errors, and punctuation that must be corrected. It may need reorganization and more development before it is ready for publication.
Answer:
D It needs further development and editing.
Explanation:
plato edmentum
In an answer of at least two well-developed paragraphs, define the terms shortage and surplus and explain how each impact the prices of goods in the marketplace.
I will make you brainliest and you'll get 25 points
Thank youuu. I know its a lot but I really need help.
Answers
forces of surplus and shortage guarantee that all other prices are temporary. each of these definitely impact the economy and the prices of goods. if there is a shortage, most likely the price is going to go up. if there is a surplus, the price most likely will go decrease
sorry if this didn't help!!!
Miguel is looking to own a small piece of several companies as an investment. He wants to take some of his extra cash and purchase shares of some technology companies. Which type of financial business will MOST LIKELY meet his needs?
Answers
Answer: C. Mutual fund company
Explanation:
Mutual Funds provide a way for small time investors to be able to invest in multiple companies and securities because they pool funds from all these small investors and buy shares, bonds, and other assets.
Miguel would simply have to buy shares in the Mutual fund company and then he would be entitled in an ownership stake in these assets invested in by the Mutual fund company in the proportion of his investment in the mutal fund company.
Answer: mutual fund company
Which marketing mix element related to storing over 1000 products in a temporary warehouse. Promotion Product Price or Place
ILL MARK BRANILIEST
Answers
Answer:
bvcexwxcvb BOOM NOW BRANLIEST PLZ
Explanation:
IS THE BRAIN REAL? BRAINLIEST FOR BEST ANSWER
Answers
Answer:
yuh
Explanation:
21 100% right
Explanation:
Read the following situation and decide whether or not anyone in the situation commits sexual harassment. Justify your judgement: “Kylie is Hector’s boss. Hector is attracted to Kylie and asks her on a date. Kylie, although flattered, turns Hector down. He feels a little hurt, but doesn’t bring it up again. Kylie, speaking with both male and female coworkers, describes Hector’s proposal and makes a joke about the lack of romantic prospects in his future. Hector hears about this conversation a week later.”
Answers
Answer:
Hector does not commit sexual harassment against Kylie when he asks her out. It is a one time event, and he does not push the issue. Kylie does not commit sexual harassment when she refuses Hector's proposal for a date. She does not demean him. Kylie does commit sexual harassment when she brings the incident up in the workplace. She speaks disparagingly of Hector's sexuality and it gets back to him. He can bring a sexual harassment claim against Kylie through his company.
Explanation:
on e2020
Answer:
Hector does not commit sexual harassment against Kylie when he asks her out. It is a one time event, and he does not push the issue. Kylie does not commit sexual harassment when she refuses Hector's proposal for a date. She does not demean him. Kylie does commit sexual harassment when she brings the incident up in the workplace. She speaks disparagingly of Hector's sexuality and it gets back to him. He can bring a sexual harassment claim against Kylie through his company.
Explanation:
Which form of marketing do firms employ when they target a segment of customers who already use the kind of products they offer? When firms target a segment of customers who already use the kind of products they offer, they exhibit ______ marketing.
Answers
Answer:
The answer is inbound marketing.
Explanation:
On Edmentum, the lesson states "Inbound marketing, on the other hand, targets a segment of customers who already use the kind of products you offer."