It will take Aunt Ruth 43 years to deplete her savings, or completely Period rate empty the account, If aunt Ruth intends to retire and has $610,000 invested at a 6.5% yield.
Rate per Period 0.065
Payment per Period $40,000.00
Present Value $610,000.00
Future Value $0.00
Ending (0), Beginning (1) 1
Total No. of Payments 42.40
Nper (rate,pmt,-pv,fv,type) Nper (0.065, 40,000, -610,000, 0, 1)
43 years
Price = Annual dividend / Required return
= 5 / 0.0225
= $222.22
The periodic rate is equal to the yearly interest rate when multiplied by the total number of periods. A mortgage's interest is normally calculated monthly, so if the annual interest rate is 4%, you would divide that amount by 12 to get 0.33 percent. That is the same as your monthly interest.
The actual interest rate is higher than the declared annual interest rate when a bank assesses periodic interest based on the typical balance of a loan on a monthly or daily basis. Compound interest's impact is the cause.
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In industries like consulting, advertising, and tax preparation, clients tend to be very loyal to individual professionals employed by a firm, instead of to the firm itself. This enhances employee.
In industries like consulting, advertising, and tax preparation, clients tend to be very loyal to individual professionals employed by a firm, instead of to the firm itself. This enhances employee bargaining power.
Bargaining Power is the ability for the firms or the firms workers to get whatever they want. A common example of bargaining power is related to the power of trades unions.
If a part-time worker works for a firm with his monopsony power, he will have very low bargaining power.
However, if workers will join a trade union and achieve 100% density that means everyone in the firm joins the trade union then they will have the capacity to influence the wage making process.
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What equal annual payment series is required to repay the following present amounts?
Information is not sufficient to answer the question.
What is annual payment series?Annual Payments means Annual Payments due and payable as provided for and computed in accordance with provisions of the Financing Agreement (State Project), the provisions of Financing Agreement (Voluntary Agency Project) and such provisions as shall be contained in the any Other Agreement.
Annual Payments means, with respect to any Material Contract, (x) total amount of the payments expected to be paid or received, as applicable, under such Material Contract (y) divided by total number of years of the term of such Material Contract.
Here's how to calculate the annualized salary: Divide earned income by the number of months worked to figure out the monthly income. Multiply monthly income by 12 (the number of months in a year) to get the annual payment.
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how does an increase in the price of laptop memory chips affect the market of laptops? a. the demand curve for laptops to shift to the right b. the demand curve for laptops to shift to the left c. the supply curve for laptops to shift to the right d. the supply curve for laptops to shift to the left
An increase in the price of laptop memory chips affect the market of laptops by the supply curve for laptops to shift to the left.
What is supply curve?The supply curve is a visual representation of the relationship between the price of an item or service and the volume delivered over a specific time.The number of items delivered typically increases together with an increase in price on supply curves.On the basis of demand, supply curves may frequently predict whether a commodity's price will rise or fall, and vice versa.For products with a more elastic supply, the supply curve is steeper (closer to vertical), whereas for products with a less elastic supply, it is shallower (closer to horizontal).The main elements of the law of supply and demand are the supply and demand curves.To learn more about supply curve visit:
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buster’s badminton bazaar produces high performance badminton racquets. the current price of a racquet is $240. buster’s expects that, for the indefinite future, the racquet price will rise only by the inflation rate, which is expected to be one percent per year.
Current revenue of the racquets = 3000 * $ 240 = $ 720,000
The revenue of the racquet is expected to grow by 1% each year.
The present value of expected sales revenue is found using the present value of the growing annuity equation.
Present value =$720,000X [tex]\left[\begin{array}{ccc}1/0.06-0.01-1/0.06-0.01*(1+0.01/1+0.06)50\end{array}\right][/tex]
Present value of expected sales revenue = $ 13,114,305.
A recent study found that to be in the top 1% of income earners in the United States, you need to earn at least $597,815 a year. That means 99% of earners in the rest of the US earn less than that annually. According to Forbes, to be in the top 1% of U.S. household wealth, you need to be worth at least $10,374,030.10. According to Credit Suisse's 2019 Global Wealth Report, it takes at least about $936,430 to be in the top 1% of the world.
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Restrictions imposed by the government, such as export quotas on certain products, are a part of the ________ environment of the pestel framework.
Restrictions imposed by the government, such as export quotas on certain products, are a part of the political environment of the pestel framework.
The political environment includes political conditions such as the overall stability and peace of the country and the elected government's attitudes towards business. A stable political system can make business-friendly decisions that encourage local businesses and attract foreign investors.
The political environment is the public and private stakeholders that operate, interact with or influence the state, government, and its agencies and laws and systems. For companies to be successful, the political climate needs to be good and very stable.
The social and political environment analyzes the social importance and legitimacy of an economy and defines its rights, obligations, and goals. She sees leadership as a political endeavor in the artistic sense of working towards a fair design of things in an organization and its environment.
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How lionbridge plans and creates optimized articles for a global multilingual website seo copywriting for multiple markets for an international website?.
Lionbridge provides three degrees of digital content optimization services for global multilingual websites that require more than translation. You can manage your material effectively and deploy your resources effectively when you have the correct service level.
Lionbridge offers a Standard Content Optimization solution that allows its clients to translate content to multilingual to perform highly when people make general internet searches relating to your product
Carrying out in-market keyword research and applying that information to the translated text, Lionbridge improves their client's search results. It revises headers, descriptions, and titles. Additionally, it makes a few tiny changes to your material to include pertinent keywords in the on-page text.
What is markets?
In the field of economics, a market is a collection of mechanisms that allow for the exchange of goods and services between parties. The majority of businesses rely off sellers providing their goods or services to purchasers in exchange for money, however parties may sell goods or services by barter.
Therefore,
How lionbridge plans and creates optimized articles for a global multilingual website seo copywriting for multiple markets for an international website?.
Lionbridge provides three degrees of digital content optimization services for global multilingual websites that require more than translation. You can manage your material effectively and deploy your resources effectively when you have the correct service level.
Lionbridge offers a Standard Content Optimization solution that allows its clients to translate content to multilingual to perform highly when people make general internet searches relating to your product
Carrying out in-market keyword research and applying that information to the translated text, Lionbridge improves their client's search results. It revises headers, descriptions, and titles. Additionally, it makes a few tiny changes to your material to include pertinent keywords in the on-page text.
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brad goes to the food court to grab a bite while shopping at the mall. his three favorite restaurants there in descending order are curry hut, china bistro, and burger joint. on his way to curry hut, he sees that china bistro has closed. what is his opportunity cost of eating at curry hut?
His opportunity cost of eating at curry hut is Eating at Burger Joint.
The lowest opportunity cost of jumbo jet production in wheat, panel D shows the comparative advantage in jumbo jet production.
Microeconomic factors such as supply and demand, taxes and regulations, and macroeconomic factors such as gross domestic product GDP growth, inflation, and interest rates all have a significant impact on different sectors of the economy, and therefore investment portfolios. give. Society's needs exceed what its scarce resources can produce. People's needs exceed the resources available to meet them. Limited resources cannot meet endless needs.
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Penny Cassidy is considering forming her own pool service and supply company, Penny's Pool Service & Supply, Inc. (PPSS). She has decided to incorporate the business to limit her legal liability. She expects to invest $ 20,000 of her own savings and receive 1,000 shares of common stock. Her plan for the first year of operations forecasts the following amounts at December 31, the end of the current year: Cash in bank, $ 2,900 ; amounts due from customers for services rendered, $ 2,300 ; pool supplies inventory, $ 4,600 ; equipment, $ 28,000 ; amounts owed to Pool Corporation, Inc. , a pool supply wholesaler, $ 3,500 ; note payable to the bank, $ 5,000. Penny forecasts first-year sales of $ 60,000 , wages of $ 24,000 , cost of supplies used of $ 8,200 , other administrative expenses of \,500 , and income tax expense of $ 4,000. She expects to pay herself a $ 10,000 dividend as the sole stockholder of the company.
Required: If Penny's estimates are correct, what would the following first-year financial statements look like for Penny's Pool Service & Supply (use Exhibits 1. 2,1. 3 , and 1. 4 as models)?
(c) Balance sheet
Based on Penny's estimates, the first-year financial statements would look like the following for Penny's Pool Service & Supply and show retained earnings of $9,300.
a) Penny's Pool Service & Supply
Income StatementFor the first year ended December 31
Sales $60,000
Wages $24,000
Supplies Expense 8,200
Administrative Expense 4,500 $36,700
Operating Income $23,300
Income tax expenses 4,000
Net Income $19,300
b) Penny's Pool Service & Supply
Statement of Retained EarningsFor the first year ended December 31
Net Income $19,300
Dividends $10,000
Retained earning $9,300
c) Penny's Pool Service & Supply
Balance SheetAs of December 31
AssetsCurrent Assets:
Cash $2,900
Accounts Receivable 2,300
Supplies Inventory 4,600
Total current assets $9,800
Equipment $28,000
Total assets $37,800
Liabilities and EquityCurrent liabilities:
Accounts Payable $3,500
Long-term liabilities:
Note Payable $5,000 $8,500
Equity:
Common Stock $20,000
Retained Earnings 9,300 $29,300
Total liabilities and equity $37,800
Data and Calculations:Cash $20,000 Common Stock $20,000
Forecasts at December 31:
Cash $2,900
Accounts Receivable $2,300
Supplies Inventory $4,600
Equipment $28,000
Accounts Payable $3,500
Note Payable $5,000
Sales $60,000
Wages $24,000
Supplies Expense $8,200
Administrative Expense $4,500
Income tax expenses $4,000
Dividends $10,000
Thus, the Retained Earnings for the forecast first year would be $9,300.
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a small company wishes to set up a fund that can be used for technology purchases over the next 6 years. their forecast is for $14,000 to be needed at the end of year 1, decreasing by $2,000 each year thereafter. the fund earns 9% per year. how much money must be deposited to the fund at the end of year 0 to just deplete the fund after the last withdrawal?
The amount that has to be deposited at the end of year zero is $ 60561.77 (rounded to the nearest cent).
How do we find the amount to be deposited after the end of zero year?We need an amount x to be deposited at the end of 0 year (or beginning of year 1).
To solve the problem, Let's replace the problem by
An annual cash-out of A=$18000 for n=6 years, added ontoA cash-in gradient of G=$2000 annually starting at the end of year 2. 9% is the Annual rate.Present value of $18000 annual cash-out
Pa = [tex]\frac{A((1+i)^n-1)}{(1+i)^n}[/tex]
= [tex]\frac{18000((1+0.09)^6-1}{(0.09+1)^6}[/tex]
= - 80746.53
Present value of G=$2000 annual gradient
Pb = [tex]\frac{G((1+i)^n-in-1}{1^2(1+i)^n}[/tex]
Pb = [tex]\frac{2000(1+0.09)^6-0.09(6)-1}{0.09^2(1+0.09)^6}[/tex]
Pb = 20184.77
Total Present Value of Expenses = -$80746.53+$20184.77=-60561.77
Amount needed at the end of year zero = -(-60561.77)= $60561.77
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On august 4, sanders provides services to frederickson for $5,000, terms 3/10, n/30. Frederickson pays for the services on august 12. What amount would sanders record as revenue on august 4?.
The amount would sanders record as revenue on august 4 is $5,000.
Under Gross method - It will record as 5000
Under Net method - It will record as 4850 (after deducting discount)
When documenting purchase discounts, the gross method records the purchase and the payment at the gross amount prior to any discount. The amount of the discount will be credited to an account called Purchase Discounts if the company accepts it. A adjusting entry is made to determine the cost of goods sold before this account is ultimately closed into Cost of Goods Sold. As a result, the cost of the items sold is decreased by the amount of the discount received.Inventory purchases made with a cash discount might be recorded using the net method. The net technique presupposes that the store consistently benefits from the cash price reduction and records the inventory purchases at the reduced price.Learn more about Gross method, here
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In the context of personal information being seen as an economic good, what term relates to the fact that individuals do not know who, how often, or how long their information will be used?.
In the context of personal information being seen as an economic good, the term that deals with the fact that individuals do not know who, how often, or how long their information will be used is "Information as an economic good".
Understanding Goods is an object that has a form that can be used by the community as a fulfillment of needs. In general, the properties of goods are products that have a form, goods can be resold, goods can be stored, quality aspects can be easily measured, and when used for utility and value of goods can be reduced.
In economic terms, these goods can be divided into two kinds. Namely free goods and economic goods. Economic goods are goods that can be purchased on the basis of the results of human sacrifices.
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As the manager of an office supply store, raven seems to be constantly confronted with problems. She tries very hard to create alternative solutions and then evaluate them. Often, raven implements the selected solution, but then another problem arises. She begins to express her frustrations by accusing employees of not fully executing the solution as described in her plan. What style of decision making does raven use?.
If as the manager of an office supply store, raven seems to be constantly confronted with problems. She tries very hard to create alternative solutions and then evaluate them. The style of decision making raven use is: Rational.
What is rational decision making?Rational decision making can be defined as the way a person or an individual detect issues or problems they want to solve or resolve by evaluating the problems and then choose the solution among the different alternatives solutions they have so as to solve the problem.
Based on the scenario the manager is making use of rational decision making process which is why she develop an alternative solutions and then evaluate and analyze the solution so as to find best solution the to the problems.
Therefore If as the manager of an office supply store, raven seems to be constantly confronted with problems. She tries very hard to create alternative solutions and then evaluate them. The style of decision making raven use is: Rational.
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the price of computer equipment has been dropping steadily for the past ten years. if a desktop pc cost $4,200 ten years ago, and the same computing power cost $1,200 three years ago, find the rate of decrease (in dollars) per year. (assume a straight-line model. round your answer to the nearest cent.)
The rate of decrease (in dollars) per year. is 80
10Years = 4200
3Years = 1200
4200-1200/10-3 = 3000/7 = 428
years - 4,200 = 428
years - 4200 = 4200-4280 = 80.
How much does a full computer set cost?A typical gaming PC will cost you between $800 and $1,200. However, if you want to run high-end games, with a 60+ frame rate on max settings, you may need to pay as much as $2,000.
What is the 5 computer equipment?There are five main hardware components in a computer system: Input, Processing, Storage, Output and Communication devices. Are devices used for entering data or instructions to the central processing unit.
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In the 1972 empirical study by black, jensen, and scholes, they found that the estimated slope of the security market line was _______ what the capm would predict.
In the 1972 empirical study by black, Jensen, and Scholes, they found that the estimated slope of the security market line was less than what the CAPM would predict.
What is Capital Asset Pricing Model (CAPM) ?
The relationship between systemic risk, or the general risks of investing, and expected return for assets, particularly equities, is described by the Capital Asset Pricing Model (CAPM). In order to quantify this systematic risk, CAPM was developed. It is frequently used in the financial industry to value risky securities and calculate projected returns for assets given their risk and cost of capital.
The expected returns of an asset are calculated using the CAPM formula. It is predicated on the notion that investors must be compensated for systematic risk, also known as non-diversifiable risk, in the form of a risk premium. A rate of return higher than the risk-free rate is known as a risk premium. Investors want a higher risk premium when making riskier investments.
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Colgate-palmolive secured the endorsements of dentists to make the claim that colgate total toothpaste is the number-one recommended toothpaste by most dentists, a tactic that is most effective at.
Colgate-Palmolive secured the endorsements of dentists to make the claim that Colgate total toothpaste is the number-one recommended toothpaste by most dentists, a tactic that is most effective. decreasing perceived risk.
Dentists are doctors because they are oral and dental doctors, and some expand their throats. Dentists are listed as DDS (dental surgeon) and DMD (dentist). A dentist is as valuable as a doctor.
The majority of dental students obtain a bachelor's degree before entering dental school. Some have college degrees. Some dental schools accept some students through an early entry program with a two to three-year preparatory period.
Colgate-Palmolive Company is an American multinational consumer goods company headquartered on Park He Avenue in Midtown Manhattan, New York City. We specialize in manufacturing, marketing, and supplying household, healthcare, personal care, and veterinary products.
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on september 1, year 2, canary co. sold used equipment for a cash amount equaling its carrying amount for both book and tax purposes. on september 15, year 2, canary replaced the equipment by paying cash and signing a note payable for new equipment. the cash paid for the new equipment exceeded the cash received for the old equipment. how should these equipment transactions be reported in canary's year 2 statement of cash flows?
The equipment transactions are reported in canary's year 2 statement of cash flows by option d. Cash inflow is equal to the cash received and cash outflow is equal to the cash paid.
Cash paid to purchase equipment appears as cash outflows and cash paid in sales of equipment appears as cash inflows. Both cash inflows and cash outflows are reported separately in the Investing Cash Flows section.
Cash paid exceeds cash received, but both cash inflows and cash outflows are reported separately rather than as net cash outflows. So variant a is wrong.There are no cash outflows from the issuance of promissory notes. So option b is also wrong.There are no cash outflows from the issuance of promissory notes. So option c is wrong.Disclaimer:- your question is incomplete, please see below for the complete question.
a. Cash outflow equal to the cash paid less the cash received.
b. Cash outflow equal to the cash paid and note payable less the cash received.
c. Cash inflow equal to the cash received and a cash outflow equal to the cash paid and note payable.
d. Cash inflow equal to the cash received and a cash outflow equal to the cash paid.
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Ronda’s cake store earned $3,750 in total revenue last month when it sold 125 cakes. This month it earned $3,600 in total revenue when it sold 90 cakes. The price elasticity of demand for ronda’s cake store is.
The price elasticity of demand for Ronda’s cake store is 0.125.
What is the price elasticity of demand?The price elasticity of demand measures the responsiveness of the quantity demanded by a consumer with respect to a specific change in price of the product, all things being equal (ceteris paribus).
Mathematically, the price elasticity of demand can be calculated by using this formula;
Price elasticity of demand = (Q₂ - Q₁)/[(Q₂ + Q₁)/2]/(P₂ - P₁)/[(P₂ + P₁)/2]
Substituting the given parameters into the formula, we have;
Price elasticity of demand = (3750 - 3600)/[(3750 + 3600)/2]/(125 - 90)/[(125 + 90)/2]
Price elasticity of demand = (150)/[(7350)/2]/(35)/[(215)/2]
Price elasticity of demand = [(150/3675)/(35/107.5)]
Price elasticity of demand = 0.0408/0.3256
Price elasticity of demand = 0.125.
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Andy would like to withdraw an annual salary of $45,000 from an account paying 3.1% compounded annually for 25 years once she retires. given this information, determine the amount needed in her account in order for her to reach her goal. round to the nearest cent. a. $9,386,168.48 b. $14,516.13 c. $798,954.46 d. $774,931.58 please select the best answer from the choices provided a b c d
Answer:
D. $774,931.58
Explanation:
corporate managers work for the owners of the corporation. consequently, they should make decisions that are in the interests of the owners, rather than in their own interests. what strategies are available to shareholders to help ensure that managers are motivated to act this way? question content area bottom part 1 shareholders can do the following: (select all the choices that apply.) a. ensure that employees are paid a percentage of the company's net income. b. write contracts that ensure that the interests of the managers and shareholders are closely aligned. c. mount hostile takeovers. d. ensure that underperforming managers are fired. e. ensure that employees are paid with company stock and/or stock options.
corporate managers work for the owners of the corporation. consequently, they should make decisions that are in the interests of the owners, rather than in their own interests. what strategies are available to shareholders to help ensure that managers are motivated to act this way?
1. Mount hostile takeovers.
2. Write contracts that ensure that the interests of the managers and shareholders are closely aligned.
3. Ensure that employees are paid with company stock and/or stock options.
4. Ensure that underperforming managers are fired.
What kind of decision is the finance manager most likely to make?Dividend Policy: Choosing the company's dividend policy is one of the most crucial financial decisions a financial manager must make. It concerns the percentage of profits that will be distributed to shareholders.
Why do all shareholders support the same financial manager objective?The primary objective of financial management is to maximize the wealth of the owners, or stockholders, and guides all of the financial manager's choices.
In a corporate setting, what does the phrase "limited liability" mean?The amount of the owners' investment in the company is the maximum liability. The firm's obligations are not the responsibility of the company's stockholders, and they are not liable for any debts the company accrues.
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Green company has net credit sales of $100,000, an asset turnover ratio of 4, and a receivables turnover ratio of 9. What is the average collection period?.
Net credit sales = $100,000
Asset turnover ratio = 4
Receivables turnover ratio = 9
Average collection period= 365 days / Receivable turnover (9) = 40.6 days
What is Average collection period?
The amount of time it takes a business to collect accounts receivable payments due from customers is known as the average collection period (AR). Businesses use the average collection period to make sure they have enough cash on hand to satisfy their financial obligations. The average collection period is a crucial indicator of how well a business handles its accounts receivable for companies whose cash flows are heavily dependent on receivables. Businesses decide the average collection period to ensure they have enough cash on hand to satisfy their financial obligations.
A company's average accounts receivable balance is divided by its net credit sales for a given time period, and the result is multiplied by 365 days to determine the average collection period.
Average Collection Period = 365 Days * (Average Accounts Receivables / Net Credit Sales)
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3. identify your favourite television show and explain what product placements you think would be successful. would you change your recommended product placements if you were making recommendations for show that appealed more to parents or grandparents?
Reality shows are most favorite television shows in television. Dance show, singing show are reality shows.
What are reality shows?Dance shows, cooking shows, and singing shows are some of the reality shows on TV. These shows are most watched by an audience. The simplicity and They are most liked by youth.
Reality shows are popular for their contents and their core value in society. New innovations, new techniques and new technologies is used in reality shows which makes them more popular.
Therefore, Reality shows are most favorite television shows in television. Dance show, singing show are reality shows.
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a co-founder ot intel, he is famous for his law describing how the number of transistors that can be placed on a chip doubles approximately every two years. this prediction has become a target for miniaturization in the semiconductor industry and has had widespread impact in many areas of technology change.
A co-founder of intel, he is famous for his law describing how the number of transistors that can be placed on a chip doubles approximately every two years. This prediction has become a target for miniaturization in the semiconductor industry and has had widespread impact in many areas of technology change. This statement is true.
The co-founder of intel is Gordon Moore, and he gave the hypothesis that has now become a law that the number of chips that a transistor has doubles every year due to the technology advances in intel. The transistors are basically small chips that are made up of carbon and silicon that help in faster conduction of electricity thus speeding up the processors.
Although it has its benefits, but the computers lose their value soon after a new and better transistor containing computer model is launched. But the law may come to an end soon as transistor's have a limit up to which they can be minimized without providing a better cooling system for transistors.
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Which of the following is/are classified as hardware?
•computers
•storage devices
•input devices
•output devices
Answer:
D. output device
Explanation:
because when you enter data into the computer it gives you the results as the hardcopy/hardware.
The market supply for natural gas is the sum of all prices that natural gas producers are willing and able to sell at for every quantity. True or false?.
It is a false statement that the market supply for natural gas is the sum of all prices that natural gas producers are willing and able to sell at for every quantity.
What is the law of supply?It refers to the basic economic concept that describes the total amount of a specific good or service that is available to consumers.
In economics, the law of supply states that as the price of a good rise, the quantity supplied also rise and as the price of a good go down or fall, the quantity supplied also go down or fall. Hence, It is a false statement that the market supply for natural gas is the sum of all prices that natural gas producers are willing and able to sell at for every quantity because a demand is described.
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The market supply for natural gas is the sum of all prices that natural gas producers are willing and able to sell at for every quantity. This statement is false.
What is market supply?
The market supply for natural gas is the sum of all quantities that natural gas producers are willing and able to sell at for every quantity. The market supply for a good is determined by adding all the quantity supplied of each supplier together.
It is expected that there is a positive relationship between price and the market supply. This means that as price increases, the market supply increases and when price decreases, the market supply decreases. Based on this relationship between price and market supply, the market supply curve would be upward sloping all things remaining equal.
why is customer service important? why is customer service important? gives positive impression to present and future clientele keeps customers willing to come back again provides jobs to hourly-rate employees creates a neutral atmosphere for customers
When speaking with potential customers, they must represent your brand.
They are in charge of representing your brand when speaking with potential customers. A company's ability to convert a prospective customer into a devoted one depends on the quality of its customer service. 89% of consumers claim that they are more inclined to make another purchase after receiving good customer service.
What does "customer service" mean?Customer service refers to the assistance you give your clients so they may interact with your brand in a simple and enjoyable way both before and after they purchase and utilize your goods or services. But providing excellent customer service goes beyond resolving client issues and completing requests.
The providing of services to clients before, during, and after a transaction is known as customer service. It thus contributes significantly to the value chain of the clients. Although each industry has its own requirements for customer service, the ultimate objective of a well-executed service is to increase revenues.
The following advantages for the company are ensured by starting good customer service:
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What was the economic purpose that prompted the u. S. To enact the chinese exclusion act as a foreign policy?.
Meant to curb the influx of Chinese immigrants to the United States particularly California the Chinese Exclusion Act of 1882 suspended Chinese immigration for ten years and declared Chinese immigrants ineligible for naturalization. President Chester A.
In 1870 a Massachusetts shoe manufacturer imported 75 Chinese workers to break a strike. This event ignited nationwide interest in Chinese immigration and ultimately led to the Chinese Exclusion Act of 1882, the first law ever passed by the United States banning a group of people based solely on race or nationality. People of the West Coast attributed declining wages and economic troubles to the hated Chinese workers. To appease them, Congress passed it by suspending Chinese immigration to the United States. The reason why the Chinese Exclusion Act was enacted in 1882 was to prevent an excess of cheap labor. The law reduced the income of all workers and caused sharp declines in manufacturing, mining and agriculture. The results show that Chinese and other workers have supplemented economic production, and the exclusion of Chinese has negatively affected economic development in the western United States. The Chinese Exclusion Act of 1882 prohibited the immigration of Chinese workers. The Chinese Exclusion Act was the first law passed and enforced to prevent immigration of all members of a particular ethnic group or ethnic group. This also marks the beginning of immigration regulation.
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juanita patricia morgan’s credit card company quotes her a rate of 17.9 percent. interest is billed monthly. what is the effective annual rate of interest juanita is paying?
For instance, an effective interest rate of 6.17% is the same as a nominal interest rate of 6% compounded monthly. Every month, 6% compounded is credited as 6%/12 = 0.005.
How is effective interest compounded quarterly determined?Following are the calculations and formula: Nominal rate divided by the quantity of compounding periods is the effective yearly interest rate. - 1 + (number of compounding periods) - (number of compounding periods) - 1. As an example: 10.47% = (1 + 10% / 12)) Investment A is worth 12 to 1. The following would apply to investment B: 10.36% = (1 + (10.1% / 2)) 2 - 1.
How can I figure out the real interest rate?The effective interest rate can be calculated using a simple formula: r = (1 + i/n)n - 1. The stated interest rate (I), effective interest rate (R), and number of compounding periods (N) each year are the three variables in this equation.
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which of these is the most likely to happen when a borrower puts a large down payment on a loan? the lender has a reason to increase interest rates. the lender views the borrower as lower in risk. the lender will wonder if there has been an illegal business transaction. the lender assumes the borrower will default on the loan in the future
The lender views the borrower as lower in risk.
What's a loan?In finance, a loan is the lending of plutocrats by one or further individualities, associations, or other realities to other individualities, associations, etc. The philanthropist incurs a debt and is generally liable to pay interest on that debt until it's repaid as well as to repay the top quantum espoused.The document evidencing the debt(e.g., a promissory note) will typically specify, among other effects, the top quantum of plutocrat espoused, the interest rate the lender is charging, and the date of prepayment. A loan entails the redistribution of the subject asset( s) for some time, between the lender and the borrower.What are the benefits of a loan?Inflexibility A bank loan allows one to repay as per convenience as long as the installments are regular and timely, Unlike an overdraft where all the credit is subtracted in go. Or a consumer credit card where the maximum limit can not be utilized in one go.Learn more about loans here:
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deposits are made at the end of years 1 through 7 into an account paying 9.5% interest. the deposits start at $6,500 and increase by $1,100 each year.
$87852.2 will be in the account immediately after the last deposit
How much will be in the account immediately after the last deposit?Given:
I = 9.5%
G = $1,100
A = $6,500
n = 7 years
= [tex]A[\frac{(1+i)^n - 1}{i}] + G[\frac{(1+i)^n - in - 1}{i^2}][/tex]
= [tex][$6500[{((1+0.095)^7 - 1)}/{0.095}] + $1100 [ {(1.095^7 - 0.095x7 -1)}/{0.095^2}]][/tex]
= $60727.2 + $27125.4
= $87852.2
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The business cycle affects output and employment in capital and durable goods industries more severely than in industries producing non-durable goods because, ______.
The business cycle affects output and employment in capital and durable goods industries more severely than in industries producing non-durable goods because, large investment requirements and greater demand fluctuations.
Consumer nondurable goods are purchased for immediate or almost immediate consumption and have a life span ranging from minutes to three years. Common examples of these are food, beverages, clothing, shoes, and gasoline.
In economics, a durable good or a hard good or consumer durable is a good that does not quickly wear out or, more specifically, one that yields utility over time rather than being completely consumed in one use.Products made of paper and paperboard comprise the largest portion of nondurable goods. Other nondurable products include paper and plastic plates, cups and other disposable food service products, disposable diapers, clothing and footwear, linens, and other miscellaneous products.Examples of consumer durables include appliances such as washers, dryers, refrigerators, and air conditioners; tools; computers, televisions, and other electronics; jewelry; cars and trucks; and home and office furnishings.
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Answer:
during a recession, business investment in new capital goods and consumer spending on new durable goods can be postponed